How do I schedule a tour of 3554 SE Cobia Way, Stuart, FL 34997?

Use the Tour button on this listing to request a showing of 3554 SE Cobia Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 3554 SE Cobia Way, Stuart, FL 34997 still available?

3554 SE Cobia Way, Stuart, FL 34997 is currently listed as Active, and has been on the market 17 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 3554 SE Cobia Way, Stuart, FL 34997?

With 20% down ($43,000) on the $215,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3554 SE Cobia Way, Stuart, FL 34997 is about $1,130/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 3554 SE Cobia Way, Stuart, FL 34997?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3554 SE Cobia Way, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 3554 SE Cobia Way, Stuart, FL 34997 have an HOA fee?

Yes: 3554 SE Cobia Way, Stuart, FL 34997 carries an HOA fee of about $370 monthly (Cove Place Property Owners Association, Inc.). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 3554 SE Cobia Way, Stuart, FL 34997?

3554 SE Cobia Way, Stuart, FL 34997 is zoned for Port Salerno (elementary), Murray (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 3554 SE Cobia Way, Stuart, FL 34997?

Often, yes. The right offer on 3554 SE Cobia Way, Stuart, FL 34997 depends on how it's priced against comparable multi-family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

17 Days on Market

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$215,000

3554 SE Cobia Way

Stuart, FL 34997

COVE PLACE

Explore the area: Stuart homes for sale · Martin County real estate

Price Check

How this price compares

List price: $215,000
Price per sq ft: $228
Original price: $225,000
Days on market: 17

This 2-bedroom multi-family property in ZIP 34997 is listed at $215,000, or $228 per square foot. The asking price has come down 4.4% from its original $225,000. It has been on the market for 17 days.

Bedrooms

Bathrooms

944

Living Sq Ft

1981

Year Built

Estimated monthly payment

$1,130 /mo

Principal and interest only, based on $43,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $370/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $215,000
Days on Site: 17 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 944 sqft
Total Sq Ft: 944 sqft
Lot Size: 0.03 Acres
Year Built: 1981
Property Type: Multi-Family
MLS #: B26077839
Property Tax: $1,874 (2025)
HOA Fees: $370 / Monthly
Subdivision: COVE PLACE
Development: COVE PLACE
County: Martin
Status: Active
Special Conditions: Standard

About This Property

Welcome to this charming 2-bedroom, 2-bath Villa in the heart of Stuart's beloved Historic Port Salerno! This property features solid CBS construction, split floor plan, metal roof and large storage shed . The courtyard offers a peaceful outdoor retreat for morning coffee, entertaining, or soaking up the Florida sunshine. Enjoy the relaxed Florida lifestyle just minutes from the vibrant waterfront, where fishing boats, marinas, charters, fresh seafood, live music, and local entertainment create an authentic Old Florida atmosphere. Spend your days boating, fishing and relaxing by the water, followed by an evening of waterfront dining and live entertainment. Experience the charm, character, and coastal lifestyle that make Historic Port Salerno such a special place to call home! HOA covers roof, exterior building insurance, lawn maintenance and waste management. Sellers are offering full interior paint with sale. Roof 9/2018 AC 1/2026 Water Heater 2015

MLS media link

General Features

Property Type: Multi-Family
Status: Active
Year Built: 1981
Property Condition: Resale
Number of Stories: 1
Levels: One
Parking: Assigned / Common / Guest
Direction Faces: South
Lot Size (Acres): 0.03
Living Sq Ft: 944
Total Sq Ft: 944
Sewer: Public Sewer
Water Source: Public
Zoning: PUD-R

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Refrigerator / Vented Exhaust Fan / Water Heater / Washer
Cooling: Central Air
Heating: Central / Electric
Flooring: Tile
Interior Features: Breakfast Bar / Eat In Kitchen / Living Dining Room / Split Bedrooms / Storage / Tub Shower
Laundry: In Kitchen
Windows: Sliding / Tinted Windows
Main Level Bedrooms: 2
Main Level Baths: 2
Total Rooms: 2

Exterior Features

Construction: CBS Concrete Block Structure / Block / Concrete / Stucco
Roof: Metal
Exterior Features: Courtyard / Lighting / Outdoor Living Area / Storage / Uncovered Courtyard
Architectural Style: Fourplex
Patio & Porch: Patio
Lot Features: Corner Lot / Less Than Quarter Acre

Community & HOA

HOA Fee: $370 / Monthly
HOA Name: Cove Place Property Owners Association, Inc.
HOA Includes: Common Areas / Maintenance Grounds / Pest Control / Sewer / Trash
Association Amenities: Car Wash Area / Maintenance Grounds / Maintenance / Picnic Area / Parking / Sidewalks
Community Features: Home Owners Association / Street Lights / Sidewalks
Security: Fire Alarm / Smoke Detectors / Security Lights
Utilities: Sewer Available / Water Available
Pets Allowed: Number Limit / No Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA
Restrictions: Buyer Approval Required / No Boats / No Rv / Ok To Lease
MLS Area: 6070 - Stuart - South of Indian St

Schools

Elementary School: Port Salerno
Middle School: Murray
High School: Martin County

About the Area

Stuart

View Stuart Real Estate →

Browse Stuart homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Stuart includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Stuart listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 669
Under Contract: 161
Median List Price: $420,000
Median Sale Price (September): $417,500
Median $/Sq Ft: $274
Avg Days on Market: 118

View all 669 homes for sale in Stuart →

Frequently Asked Questions

How do I schedule a tour of 3554 SE Cobia Way, Stuart, FL 34997?: Use the Tour button on this listing to request a showing of 3554 SE Cobia Way, Stuart, FL 34997. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 3554 SE Cobia Way, Stuart, FL 34997 still available?: 3554 SE Cobia Way, Stuart, FL 34997 is currently listed as Active, and has been on the market 17 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 3554 SE Cobia Way, Stuart, FL 34997?: With 20% down ($43,000) on the $215,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 3554 SE Cobia Way, Stuart, FL 34997 is about $1,130/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 3554 SE Cobia Way, Stuart, FL 34997?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 3554 SE Cobia Way, Stuart, FL 34997. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 3554 SE Cobia Way, Stuart, FL 34997 have an HOA fee?: Yes: 3554 SE Cobia Way, Stuart, FL 34997 carries an HOA fee of about $370 monthly (Cove Place Property Owners Association, Inc.). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 3554 SE Cobia Way, Stuart, FL 34997?: 3554 SE Cobia Way, Stuart, FL 34997 is zoned for Port Salerno (elementary), Murray (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 3554 SE Cobia Way, Stuart, FL 34997?: Often, yes. The right offer on 3554 SE Cobia Way, Stuart, FL 34997 depends on how it's priced against comparable multi-family sales in Stuart, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Keller Williams Realty Of The

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$215,000

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Listed by Christine Puglisi, Keller Williams Realty Of The

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Recently sold homes in ZIP 34997

These are the last 6 recorded closings in ZIP 34997, with the price each home actually sold for rather than what it was listed at. They closed at a median of $298 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

See every recorded sale in ZIP 34997 or find out what your ZIP 34997 home is worth.