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601 NW Winters Creek Road, Palm City, FL 34990
Active
78 Days on Market
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$995,000

601 NW Winters Creek Road

Palm City, FL 34990

Harbour Ridge - River Pointe Village

Explore the area: Palm City homes for sale · St Lucie County real estate

How this price compares

List price
$995,000
Price per sq ft
$310
Original price
Unchanged
Days on market
78

This 3-bedroom single-family home in ZIP 34990 is listed at $995,000, or $310 per square foot. It has been on the market for 78 days.

3
Bedrooms
4
Bathrooms
3,208
Living Sq Ft
1994
Year Built

Estimated monthly payment

$5,229 /mo

Principal and interest only, based on $199,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $4,335/mo HOA are not included.

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Listing Snapshot

Price
$995,000
Days on Site
78 Days
Bedrooms
3
Total Baths
4
Full Baths
3
Partial Baths
1
Living Area
3,208 sqft
Total Sq Ft
3,775 sqft
Lot Size
0.34 Acres
Year Built
1994
Property Type
Single Family
MLS #
M20056303
Property Tax
$12,597 (2025)
HOA Fees
$4,335 / Monthly
Subdivision
Harbour Ridge - River Pointe Village
Development
Harbour Ridge - River Pointe Village
County
St Lucie
Status
Active

About This Property

GREAT OPPORTUNITY to be on WINTERS CREEK: Enjoy tranquil views of the creek and preserve. Expanded Cordova model:3 bedrooms, 3 full baths, a powder room, plus office/den with built-in desk. Each bedroom has en-suite bath. Mexican tile throughout the main living areas, formal living room has hardwood flooring, a fireplace. Family room has custom built-ins, pocket sliders opening to the pool patio. Spacious primary suite with high ceilings, walk-in closets, sitting area, dual vanities. Plus generator, 2-car garage plus golf cart garage. Harbour Ridge is private, mandatory membership community, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club, marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
1994
Property Condition
Resale
Number of Stories
1
Attached Garage
Yes
Parking
Attached / Garage / Golf Cart Garage / Garage Door Opener
Lot Size (Acres)
0.34
Living Sq Ft
3,208
Total Sq Ft
3,775
Structure Type
House

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling
Central Air / Ceiling Fans / Electric
Heating
Central / Electric
Flooring
Carpet / Tile / Wood
Fireplace
Yes
Interior Features
Wet Bar / Built In Features / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Eat In Kitchen / High Ceilings / Soaking Tub / Separate Shower / Walk In Closets
Laundry
Laundry Tub
Windows
Skylights
Furnished
Unfurnished

Exterior Features

Construction
Block / Concrete / Stucco
Roof
Flat / Tile
Exterior Features
Outdoor Living Area / Porch
Private Pool
Yes
Pool Features
Screen Enclosure / Association
Patio & Porch
Covered / Patio / Porch / Screened
Lot Features
Quarter To Half Acre Lot
Waterfront
Yes
Waterfront Features
Creek
View
Other / Preserve

Community & HOA

HOA Fee
$4,335 / Monthly
HOA Includes
Common Areas / Cable Tv / Hvac / Internet / Reserve Fund / Security
Association Amenities
Boating / Clubhouse / Dog Park / Fitness Center / Golf Course / Library / Pickleball / Pool / Restaurant / Tennis Courts / Trails
Community Features
Home Owners Association / Boat Facilities / Gated
Security
Gated With Guard / Gated Community / Security Guard
Utilities
Cable Available
Pets Allowed
Number Limit / Size Limit / Yes
Financing Terms
Cash / Conventional
Restrictions
Buyer Approval Required / No Corporate Buyer / No Commercial Vehicles / No Rv / No Truck / Ok To Lease / Rental Restriction
MLS Area
7220

Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale
298
Under Contract
89
Median List Price
$629,900
Median Sale Price (September)
$670,000
Median $/Sq Ft
$276
Avg Days on Market
111
View all 298 homes for sale in Palm City →
How do I schedule a tour of 601 NW Winters Creek Road, Palm City, FL 34990?
Use the Tour button on this listing to request a showing of 601 NW Winters Creek Road, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 601 NW Winters Creek Road, Palm City, FL 34990 still available?
601 NW Winters Creek Road, Palm City, FL 34990 is currently listed as Active, and has been on the market 78 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 601 NW Winters Creek Road, Palm City, FL 34990?
With 20% down ($199,000) on the $995,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 601 NW Winters Creek Road, Palm City, FL 34990 is about $5,229/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 601 NW Winters Creek Road, Palm City, FL 34990?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 601 NW Winters Creek Road, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 601 NW Winters Creek Road, Palm City, FL 34990 have an HOA fee?
Yes: 601 NW Winters Creek Road, Palm City, FL 34990 carries an HOA fee of about $4,335 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 601 NW Winters Creek Road, Palm City, FL 34990?
Often, yes. The right offer on 601 NW Winters Creek Road, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Harbour Ridge Realty Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

$995,000

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Listed by Christine K. Bearse, Harbour Ridge Realty Inc

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