$6,495,000
661 SW Bay Pointe Circle
Bay Pointe PUD
Explore the area: Palm City homes for sale · Martin County real estate
Price Check
How this price compares
- List price
- $6,495,000
- Price per sq ft
- $999
- Vs. nearby sales
- 246.9% above
- Days on market
- 34
This 5-bedroom single-family home in ZIP 34990 is listed at $6,495,000, or $999 per square foot. The asking price has come down 2.3% from its original $6,650,000. It has been on the market for 34 days. The 5 most recent single-family home sales in the closings shown below sold at a median of $288 per square foot, so the asking price is 246.9% above what comparable homes here actually sold for.
Estimated monthly payment
$34,134 /mo
Principal and interest only, based on $1,299,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $1,076/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $6,495,000
- Days on Site
- 34 Days
- Bedrooms
- 5
- Total Baths
- 6
- Full Baths
- 5
- Partial Baths
- 1
- Living Area
- 6,503 sqft
- Total Sq Ft
- 8,465 sqft
- Lot Size
- 0.73 Acres
- Year Built
- 1988
- Property Type
- Single Family
- MLS #
- M20056802
- Property Tax
- $34,136 (2025)
- HOA Fees
- $1,076 / Monthly
- Subdivision
- Bay Pointe PUD
- Development
- Bay Pointe PUD
- County
- Martin
- Status
- Active
About This Property
Commanding the point of Palm City, Arbeau Pointe is a rare wide-water estate within gated Bay Pointe, offering nearly three-quarters of an acre, 275'+ of waterfront & sweeping 180-degree water views. With more than 6,500 square feet under air & nearly 8,500 total, the residence was extensively renovated in 2018 with continued upgrades, including a new 2026 standing-seam metal roof, exterior paint, driveway pavers, four newer A/C systems with updated ductwork, impact glass, renovated baths, natural stone finishes & smart-home technology. Expansive living spaces embrace the waterfront setting, including an upstairs lounge with panoramic views of the Roosevelt & Palm City bridges that can also function as a theater. Outdoor living includes a covered waterfront bar & substantial deep-water dockage with 30,000-lb & 9,500-lb boat lifts, upgraded dock lighting & seawall improvements. Additional features include a whole-home generator, spray-foam insulation & private gated entry.
General Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1988
- Property Condition
- Resale
- Number of Stories
- 2
- Direction Faces
- East
- Lot Size (Acres)
- 0.73
- Living Sq Ft
- 6,503
- Total Sq Ft
- 8,465
- Structure Type
- House
- Sewer
- Public Sewer
- Water Source
- Public
Interior Features
- Appliances
- Dryer / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Concrete
- Roof
- Metal
- Private Pool
- Yes
- Pool Features
- Concrete
- Waterfront
- Yes
- Waterfront Features
- River Front
- View
- River
Community & HOA
- HOA Fee
- $1,076 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- None
- Community Features
- Home Owners Association
- Security
- Security Gate / Gated With Guard
- Utilities
- Sewer Available / Water Available
- Pets Allowed
- Number Limit / Size Limit / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- Buyer Approval Required
- MLS Area
- 6090 - Palm City
Schools
- Elementary School
- Bessey Creek
- Middle School
- Hidden Oaks
- High School
- Martin County
About the Area
Browse Palm City homes for sale across every neighborhood and price point in Martin. Available homes span single-family, townhome, and condo segments throughout the city. Palm City includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Martin, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Martin market data, see Florida Realtors' monthly statistics. Browse the latest Palm City listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 298
- Under Contract
- 89
- Median List Price
- $629,900
- Median Sale Price (September)
- $670,000
- Median $/Sq Ft
- $276
- Avg Days on Market
- 111
Frequently Asked Questions
- How do I schedule a tour of 661 SW Bay Pointe Circle, Palm City, FL 34990?
- Use the Tour button on this listing to request a showing of 661 SW Bay Pointe Circle, Palm City, FL 34990. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 661 SW Bay Pointe Circle, Palm City, FL 34990 still available?
- 661 SW Bay Pointe Circle, Palm City, FL 34990 is currently listed as Active, and has been on the market 34 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 661 SW Bay Pointe Circle, Palm City, FL 34990?
- With 20% down ($1,299,000) on the $6,495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 661 SW Bay Pointe Circle, Palm City, FL 34990 is about $34,134/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 661 SW Bay Pointe Circle, Palm City, FL 34990?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 661 SW Bay Pointe Circle, Palm City, FL 34990. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 661 SW Bay Pointe Circle, Palm City, FL 34990 have an HOA fee?
- Yes: 661 SW Bay Pointe Circle, Palm City, FL 34990 carries an HOA fee of about $1,076 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 661 SW Bay Pointe Circle, Palm City, FL 34990?
- 661 SW Bay Pointe Circle, Palm City, FL 34990 is zoned for Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 661 SW Bay Pointe Circle, Palm City, FL 34990?
- Often, yes. The right offer on 661 SW Bay Pointe Circle, Palm City, FL 34990 depends on how it's priced against comparable single family sales in Palm City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of One Sotheby's International Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.
$6,495,000
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Listed by Alex Franklin Burns, One Sotheby's International Realty
Map & Location
Cities in Martin County
Zip Codes in Martin County
Property Types
Recent Sales
Recently sold homes in ZIP 34990
These are the last 6 recorded closings in ZIP 34990, with the price each home actually sold for rather than what it was listed at. They closed at a median of $288 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,400,000
Sold · October 15, 2026
2952 SW Buena Vista Drive
4 bed · 4 bath · 4,080 sqft · $343/sqft
$250,000 under the asking price
- Photo Coming SoonSold
$528,000
Sold · October 15, 2026
2018 SW Mayflower Drive
3 bed · 2 bath · 1,833 sqft · $288/sqft
$10,000 under the asking price
Sold$715,000
Sold · October 15, 2026
6019 SW Longspur Lane
5 bed · 3 bath · 3,436 sqft · $208/sqft
$15,000 under the asking price
Sold$1,500,000
Sold · October 15, 2026
4496 SW 96TH Street
0 bed · 0 bath
$250,000 under the asking price
Sold$450,000
Sold · October 14, 2026
3081 SW Solitaire Palm Drive
3 bed · 2.5 bath · 1,820 sqft · $247/sqft
Sold$950,000
Sold · October 14, 2026
5023 SW Martin Commons Way
4 bed · 3 bath · 2,935 sqft · $324/sqft
$100,000 under the asking price
See every recorded sale in ZIP 34990 or find out what your ZIP 34990 home is worth.