How do I schedule a tour of 103 Saddle Trail, Royal Palm Beach, FL 33411?

Use the Tour button on this listing to request a showing of 103 Saddle Trail, Royal Palm Beach, FL 33411. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 103 Saddle Trail, Royal Palm Beach, FL 33411 still available?

103 Saddle Trail, Royal Palm Beach, FL 33411 is currently listed as Under Contract, and has been on the market 15 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 103 Saddle Trail, Royal Palm Beach, FL 33411?

With 20% down ($100,000) on the $500,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 103 Saddle Trail, Royal Palm Beach, FL 33411 is about $2,628/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 103 Saddle Trail, Royal Palm Beach, FL 33411?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 103 Saddle Trail, Royal Palm Beach, FL 33411. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 103 Saddle Trail, Royal Palm Beach, FL 33411 have an HOA fee?

Yes: 103 Saddle Trail, Royal Palm Beach, FL 33411 carries an HOA fee of about $150 monthly (Saratoga Lakes HOA). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 103 Saddle Trail, Royal Palm Beach, FL 33411?

103 Saddle Trail, Royal Palm Beach, FL 33411 is zoned for H. L. Johnson (elementary), Crestwood (middle), Royal Palm Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 103 Saddle Trail, Royal Palm Beach, FL 33411?

Often, yes. The right offer on 103 Saddle Trail, Royal Palm Beach, FL 33411 depends on how it's priced against comparable single family sales in Royal Palm Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Under Contract

15 Days on Market

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$500,000

103 Saddle Trail

Royal Palm Beach, FL 33411

SARATOGA AT ROYAL PALM 3

Explore the area: Royal Palm Beach homes for sale · Palm Beach County real estate

Price Check

How this price compares

Asking price: $500,000
Price per sq ft: $366
Vs. nearby sales: 26.2% above
Days on market: 15

This 3-bedroom single-family home in Saratoga At Royal Palm 3 went under contract with an asking price of $500,000, or $366 per square foot. It spent 15 days on the market before going under contract. The 6 most recent single-family home sales in the closings shown below sold at a median of $290 per square foot, so the asking price was 26.2% above what comparable homes here actually sold for.

Bedrooms

Bathrooms

1,366

Living Sq Ft

1995

Year Built

Estimated monthly payment

$2,628 /mo

Principal and interest only, based on $100,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $150/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $500,000
Days on Site: 15 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,366 sqft
Total Sq Ft: 1,975 sqft
Lot Size: 0.11 Acres
Year Built: 1995
Property Type: Single Family
MLS #: B26072295
Property Tax: $4,009 (2025)
HOA Fees: $150 / Monthly
Subdivision: SARATOGA AT ROYAL PALM 3
Development: Saratoga Lakes East
County: Palm Beach
Status: Under Contract
Special Conditions: Standard

About This Property

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.

MLS media link

General Features

Property Type: Single Family
Status: Under Contract
Year Built: 1995
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener / On Street
Direction Faces: South
Lot Size (Acres): 0.11
Living Sq Ft: 1,366
Total Sq Ft: 1,975
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: PUD(ci

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air
Heating: Central
Flooring: Carpet / Ceramic Tile
Interior Features: Bathtub / Cathedral Ceilings / Dual Sinks / Entrance Foyer / Eat In Kitchen / Kitchen Dining Combo / Living Dining Room / Main Level Primary / Pantry / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: Inside
Windows: Arched / Blinds / Drapes
Main Level Bedrooms: 3
Main Level Baths: 2
Total Rooms: 6
Furnished: Unfurnished

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Composition / Shingle
Exterior Features: Outdoor Living Area
Architectural Style: Ranch
Pool Features: Association
Patio & Porch: Patio / Screened
Lot Features: Sprinklers Automatic / Sprinkler System / Less Than Quarter Acre
Waterfront Features: None
View: Garden

Community & HOA

HOA Fee: $150 / Monthly
HOA Name: Saratoga Lakes HOA
HOA Includes: Common Areas / Cable Tv / Internet
Association Amenities: Clubhouse / Pool / Sidewalks / Tennis Courts / Trails
Community Features: Home Owners Association / Street Lights / Sidewalks
Security: Security System Owned
Utilities: Cable Available / Sewer Available / Water Available
Pets Allowed: Pet Restrictions / Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Buyer Approval Required / Ok To Lease
MLS Area: 5530

This home's HOA fee works out to $150 a month, 70% above the $88 median across 4 homes for sale in Saratoga At Royal Palm 3. See Saratoga At Royal Palm 3 HOA fees

Schools

Elementary School: H. L. Johnson
Middle School: Crestwood
High School: Royal Palm Beach

About the Community

Saratoga At Royal Palm

View Community Details →

Homes for Sale: 4
Under Contract: 3
Median List Price: $544,950
Median $/Sq Ft: $283
Avg Days on Market: 15

View all 4 homes for sale in Saratoga At Royal Palm →

Frequently Asked Questions

How do I schedule a tour of 103 Saddle Trail, Royal Palm Beach, FL 33411?: Use the Tour button on this listing to request a showing of 103 Saddle Trail, Royal Palm Beach, FL 33411. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 103 Saddle Trail, Royal Palm Beach, FL 33411 still available?: 103 Saddle Trail, Royal Palm Beach, FL 33411 is currently listed as Under Contract, and has been on the market 15 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 103 Saddle Trail, Royal Palm Beach, FL 33411?: With 20% down ($100,000) on the $500,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 103 Saddle Trail, Royal Palm Beach, FL 33411 is about $2,628/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 103 Saddle Trail, Royal Palm Beach, FL 33411?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 103 Saddle Trail, Royal Palm Beach, FL 33411. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 103 Saddle Trail, Royal Palm Beach, FL 33411 have an HOA fee?: Yes: 103 Saddle Trail, Royal Palm Beach, FL 33411 carries an HOA fee of about $150 monthly (Saratoga Lakes HOA). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 103 Saddle Trail, Royal Palm Beach, FL 33411?: 103 Saddle Trail, Royal Palm Beach, FL 33411 is zoned for H. L. Johnson (elementary), Crestwood (middle), Royal Palm Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 103 Saddle Trail, Royal Palm Beach, FL 33411?: Often, yes. The right offer on 103 Saddle Trail, Royal Palm Beach, FL 33411 depends on how it's priced against comparable single family sales in Royal Palm Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of KW Innovations

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 4, 2026.

$500,000

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Listed by Tracy Ciucci, KW Innovations

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Recently sold homes in Saratoga At Royal Palm 3

These are the last 6 recorded closings in Saratoga At Royal Palm 3, with the price each home actually sold for rather than what it was listed at. They closed at a median of $290 per square foot. The most recent closed on October 7, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.