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1097 Circle Terrace W C, Delray Beach, FL 33445
Under Contract
359 Days on Market
Virtual Tour
1 / 30
1097 Circle Terrace W C, Delray Beach, FL 33445 photo 11097 Circle Terrace W C, Delray Beach, FL 33445 photo 21097 Circle Terrace W C, Delray Beach, FL 33445 photo 31097 Circle Terrace W C, Delray Beach, FL 33445 photo 41097 Circle Terrace W C, Delray Beach, FL 33445 photo 51097 Circle Terrace W C, Delray Beach, FL 33445 photo 61097 Circle Terrace W C, Delray Beach, FL 33445 photo 71097 Circle Terrace W C, Delray Beach, FL 33445 photo 81097 Circle Terrace W C, Delray Beach, FL 33445 photo 91097 Circle Terrace W C, Delray Beach, FL 33445 photo 101097 Circle Terrace W C, Delray Beach, FL 33445 photo 111097 Circle Terrace W C, Delray Beach, FL 33445 photo 121097 Circle Terrace W C, Delray Beach, FL 33445 photo 131097 Circle Terrace W C, Delray Beach, FL 33445 photo 141097 Circle Terrace W C, Delray Beach, FL 33445 photo 151097 Circle Terrace W C, Delray Beach, FL 33445 photo 161097 Circle Terrace W C, Delray Beach, FL 33445 photo 171097 Circle Terrace W C, Delray Beach, FL 33445 photo 181097 Circle Terrace W C, Delray Beach, FL 33445 photo 191097 Circle Terrace W C, Delray Beach, FL 33445 photo 201097 Circle Terrace W C, Delray Beach, FL 33445 photo 211097 Circle Terrace W C, Delray Beach, FL 33445 photo 221097 Circle Terrace W C, Delray Beach, FL 33445 photo 231097 Circle Terrace W C, Delray Beach, FL 33445 photo 241097 Circle Terrace W C, Delray Beach, FL 33445 photo 251097 Circle Terrace W C, Delray Beach, FL 33445 photo 261097 Circle Terrace W C, Delray Beach, FL 33445 photo 271097 Circle Terrace W C, Delray Beach, FL 33445 photo 281097 Circle Terrace W C, Delray Beach, FL 33445 photo 291097 Circle Terrace W C, Delray Beach, FL 33445 photo 30
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How this price compares

Asking price
$129,000
Price per sq ft
$119
Vs. nearby sales
In line
Days on market
359

This 1-bedroom condo in High Point Of Delray Sec 5 Condo went under contract with an asking price of $129,000, or $119 per square foot. The asking price has come down 23.2% from its original $168,000. It spent 359 days on the market before going under contract. The 4 most recent condo sales in the closings shown below sold at a median of $120 per square foot, so the asking price was in line with what comparable homes here actually sold for.

1
Bedrooms
2
Bathrooms
1,080
Living Sq Ft
1977
Year Built

Estimated monthly payment

$678 /mo

Principal and interest only, based on $25,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $486/mo HOA are not included.

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Listing Snapshot

Price
$129,000
Days on Site
359 Days
Bedrooms
1
Total Baths
2
Full Baths
1
Partial Baths
1
Living Area
1,080 sqft
Total Sq Ft
1,080 sqft
Year Built
1977
Property Type
Condo
MLS #
R11121214
Property Tax
$2,274 (2024)
HOA Fees
$486 / Monthly
Subdivision
HIGH POINT OF DELRAY SEC 5 CONDO
County
Palm Beach
Status
Under Contract

About This Property

Spacious and inviting 1 bedroom, 1.5 bath SECTION 5 condo in a fantastic active 55+ community! This open-concept home offers a bright and airy layout, featuring a large bedroom with ample closet space and an enclosed Florida room perfect for relaxing or entertaining. Enjoy peace of mind with no assessments and a high HOA reserve. Conveniently close to the pool. The clubhouse hosts a wide variety of social events and activities for residents to enjoy. Ideal location near pristine beaches, championship golf courses, and fine dining. This well-maintained community combines comfort and convenience, offering the perfect Florida lifestyle. Don't miss this opportunity

MLS media link

General Features

Property Type
Condo
Status
Under Contract
Year Built
1977
Property Condition
Resale
Number of Stories
1
Parking
Assigned
Direction Faces
East
Lot Size (Acres)
0
Living Sq Ft
1,080
Total Sq Ft
1,080
Structure Type
Multi Family
Water Source
Public
Zoning
RES

Interior Features

Appliances
Dishwasher / Electric Range / Microwave / Refrigerator
Cooling
Central Air / Ceiling Fans
Heating
Central
Interior Features
Dual Sinks / Main Level Primary / Tub Shower / Walk In Closets
Laundry
None
Main Level Bedrooms
1
Main Level Baths
1
Total Rooms
5
Furnished
Partially

Exterior Features

Construction
CBS Concrete Block Structure / Block / Stucco
Pool Features
Association
Waterfront Features
None
View
Garden

Community & HOA

HOA Fee
$486 / Monthly
Association Amenities
Bocce Court / Clubhouse / Pool / Shuffleboard Court / Sidewalks / Tennis Courts
Community Features
Home Owners Association / Street Lights
Utilities
Cable Available / Water Available
Pets Allowed
No
55+ Community
Yes
Financing Terms
Cash / Conventional
Restrictions
Buyer Approval Required / No Motorcycles / No Rv
MLS Area
4550

This home's HOA fee works out to $486 a month, 8% below the $530 median across 34 homes for sale in High Point Of Delray Sec 5 Condo. See High Point Of Delray Sec 5 Condo HOA fees

High Point Of Delray is an age-restricted 55+ community in Delray Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $140,000 to $265,000. At least one resident per home must be 55 or older. Pure Equity lists homes in High Point of Delray and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
34
Under Contract
12
Median List Price
$189,000
Median Sale Price (September)
$153,375
Median $/Sq Ft
$168
Avg Days on Market
102
View all 34 homes for sale in High Point of Delray →
How do I schedule a tour of 1097 Circle Terrace W C, Delray Beach, FL 33445?
Use the Tour button on this listing to request a showing of 1097 Circle Terrace W C, Delray Beach, FL 33445. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1097 Circle Terrace W C, Delray Beach, FL 33445 still available?
1097 Circle Terrace W C, Delray Beach, FL 33445 is currently listed as Under Contract, and has been on the market 359 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1097 Circle Terrace W C, Delray Beach, FL 33445?
With 20% down ($25,800) on the $129,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1097 Circle Terrace W C, Delray Beach, FL 33445 is about $678/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1097 Circle Terrace W C, Delray Beach, FL 33445?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1097 Circle Terrace W C, Delray Beach, FL 33445. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1097 Circle Terrace W C, Delray Beach, FL 33445 have an HOA fee?
Yes: 1097 Circle Terrace W C, Delray Beach, FL 33445 carries an HOA fee of about $486 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 1097 Circle Terrace W C, Delray Beach, FL 33445?
Often, yes. The right offer on 1097 Circle Terrace W C, Delray Beach, FL 33445 depends on how it's priced against comparable condo sales in Delray Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Paradise Real Estate Intl

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$129,000

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Listed by Lisa Civin, Paradise Real Estate Intl

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