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186 Lake Monterey Circle, Boynton Beach, FL 33426
Sold
52 Days on Market
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$365,000

Sold · May 4, 2026

186 Lake Monterey Circle

Boynton Beach, FL 33426

Monterey Bay

Explore the area: Boynton Beach homes for sale · Palm Beach County real estate

What this home sold for

Sold price
$365,000
Vs. list price
At list
Days on market
52
Price per sq ft
$236

This 3-bedroom townhouse in ZIP 33426 sold for $365,000 on May 4, 2026. That was exactly its final list price of $365,000. It first came on the market at $380,000, so the price was adjusted before it sold. It spent 52 days on the market.

3
Bedrooms
3
Bathrooms
1,548
Living Sq Ft
2006
Year Built

Listing Snapshot

Sold Price
$365,000
Sold On
May 4, 2026
Days on Site
52 Days
Bedrooms
3
Total Baths
3
Full Baths
3
Partial Baths
0
Living Area
1,548 sqft
Total Sq Ft
1,548 sqft
Year Built
2006
Property Type
Townhouse
MLS #
F10554099
Property Tax
$5,465 (2020)
HOA Fees
$435 / Monthly
Subdivision
Monterey Bay
County
Palm Beach
Status
Sold
Special Conditions
Listed As Is

About This Property

Beautiful newer construction 3-bedroom, 3-bath, 2-story townhome located in the highly desirable gated community of Monterey Bay offering comfort, convenience, and low-maintenance living. The open concept first floor features a kitchen and family room layout plus a bedroom and full bath ideal for guests or flexible living. Upstairs includes a loft area and two bedrooms, each with its own ensuite bathroom. Stairs and second floor feature luxury vinyl flooring, and the home offers generous closet space throughout along with private outdoor space perfect for relaxing or entertaining. Residents enjoy a community pool, playground, and secure gated entry, all just minutes from I-95, shopping, dining, Atlantic Avenue, and approximately 3 miles from the beach.

Virtual Tour

General Features

Property Type
Townhouse
Status
Sold
Year Built
2006
Property Condition
Resale
Number of Stories
2
Levels
Two
Parking
Assigned / Guest
Direction Faces
East
Living Sq Ft
1,548
Total Sq Ft
1,548
Structure Type
Townhouse
Sewer
Public Sewer
Water Source
Public

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Electric Water Heater / Freezer / Disposal / Microwave / Refrigerator / Water Heater / Washer
Cooling
Central Air / Ceiling Fans
Heating
Central
Flooring
Carpet / Ceramic Tile
Interior Features
Dual Sinks / High Ceilings / Kitchen Dining Combo / Living Dining Room / Tub Shower / Upper Level Primary / Walk In Closets
Laundry
Lower Level / Washer Dryer Install Allowed
Main Level Bedrooms
0
Main Level Baths
1
Total Rooms
2
Furnished
Unfurnished

Exterior Features

Construction
Block
Roof
Barrel
Exterior Features
Outdoor Living Area
Pool Features
Association
Patio & Porch
Patio
Waterfront Features
None
View
Garden

Community & HOA

HOA Fee
$435 / Monthly
HOA Includes
Common Areas / Maintenance Grounds / Pools / Roof / Security / Trash
Association Amenities
Pool / Trails
Community Features
Home Owners Association / Gated
Security
Security Gate / Gated Community / Smoke Detectors
Utilities
Cable Connected / Electricity Connected / Phone Connected / Sewer Connected / Underground Utilities / Water Connected
Pets Allowed
Breed Restrictions / Number Limit / Pet Fee / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Buyer Approval Required / No Lease2nd Year Owned / No Boats / No Commercial Vehicles / No Rv / No Trailer Parking / Rental Restriction
MLS Area
4440

Schools

Elementary School
Crosspointe
Middle School
Carver Community
High School
Atlantic

Boynton Beach homes for sale run from $175K condos to $3,000,000+ deepwater lots on the Intracoastal. Indian Spring, Leisureville, and Quail Ridge carry most resale activity, priced $200K to $600K by unit size and view. New construction pushed west along Boynton Beach Boulevard after 2020. Canyon Trails, Tivoli, and Town of Tiara brought 3- and 4-bedroom homes at $450K to $750K. Intracoastal townhomes east of Federal Highway start at $800K. The Congress Avenue corridor added retail and medical office space since 2020. The city is Palm Beach County's third-largest by population at 16 square miles.

Homes for Sale
1,612
Median List Price
$334,500
Median $/Sq Ft
$237
Avg Days on Market
112
View all 1,612 homes for sale in Boynton Beach →
How do I schedule a tour of 186 Lake Monterey Circle, Boynton Beach, FL 33426?
Use the Tour button on this listing to request a showing of 186 Lake Monterey Circle, Boynton Beach, FL 33426. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 186 Lake Monterey Circle, Boynton Beach, FL 33426 still available?
186 Lake Monterey Circle, Boynton Beach, FL 33426 is currently listed as Sold, and has been on the market 52 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 186 Lake Monterey Circle, Boynton Beach, FL 33426?
With 20% down ($73,000) on the $365,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 186 Lake Monterey Circle, Boynton Beach, FL 33426 is about $1,918/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 186 Lake Monterey Circle, Boynton Beach, FL 33426?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 186 Lake Monterey Circle, Boynton Beach, FL 33426. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 186 Lake Monterey Circle, Boynton Beach, FL 33426 have an HOA fee?
Yes: 186 Lake Monterey Circle, Boynton Beach, FL 33426 carries an HOA fee of about $435 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 186 Lake Monterey Circle, Boynton Beach, FL 33426?
186 Lake Monterey Circle, Boynton Beach, FL 33426 is zoned for Crosspointe (elementary), Carver Community (middle), Atlantic (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 186 Lake Monterey Circle, Boynton Beach, FL 33426?
Often, yes. The right offer on 186 Lake Monterey Circle, Boynton Beach, FL 33426 depends on how it's priced against comparable townhouse sales in Boynton Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of EXP Realty LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

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Listed by Andrew A Mandel PA, EXP Realty LLC

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