How do I schedule a tour of 21089 Cottonwood Drive, Boca Raton, FL 33428?

Use the Tour button on this listing to request a showing of 21089 Cottonwood Drive, Boca Raton, FL 33428. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 21089 Cottonwood Drive, Boca Raton, FL 33428 still available?

21089 Cottonwood Drive, Boca Raton, FL 33428 is currently listed as Active, and has been on the market 108 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 21089 Cottonwood Drive, Boca Raton, FL 33428?

With 20% down ($129,800) on the $649,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21089 Cottonwood Drive, Boca Raton, FL 33428 is about $3,411/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 21089 Cottonwood Drive, Boca Raton, FL 33428?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21089 Cottonwood Drive, Boca Raton, FL 33428. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 21089 Cottonwood Drive, Boca Raton, FL 33428 have an HOA fee?

Yes: 21089 Cottonwood Drive, Boca Raton, FL 33428 carries an HOA fee of about $452 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 21089 Cottonwood Drive, Boca Raton, FL 33428?

21089 Cottonwood Drive, Boca Raton, FL 33428 is zoned for Sandpiper Shores (Palm Beach) (elementary), Loggers Run Community (middle), West Boca Raton (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 21089 Cottonwood Drive, Boca Raton, FL 33428?

Often, yes. The right offer on 21089 Cottonwood Drive, Boca Raton, FL 33428 depends on how it's priced against comparable single family sales in Boca Raton, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

108 Days on Market

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$649,000

21089 Cottonwood Drive

Boca Raton, FL 33428

BOCA WOODS COUNTRY CLUB

Explore the area: Boca Raton homes for sale · Palm Beach County real estate

Price Check

How this price compares

List price: $649,000
Price per sq ft: $325
Original price: $680,000
Days on market: 108

This 2-bedroom single-family home in Boca Woods Country Club is listed at $649,000, or $325 per square foot. The asking price has come down 4.6% from its original $680,000. It has been on the market for 108 days.

Bedrooms

Bathrooms

1,997

Living Sq Ft

1984

Year Built

Estimated monthly payment

$3,411 /mo

Principal and interest only, based on $129,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $452/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $649,000
Days on Site: 108 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,997 sqft
Total Sq Ft: 2,667 sqft
Lot Size: 0.14 Acres
Year Built: 1984
Property Type: Single Family
MLS #: B26043841
Property Tax: $1,044 (2025)
HOA Fees: $452 / Monthly
Subdivision: BOCA WOODS COUNTRY CLUB
Development: Boca Woods Country Club
County: Palm Beach
Status: Active
Special Conditions: Standard / Listed As Is

About This Property

Welcome to Boca Woods Country Club. Exceptional updated home with impact windows & doors features two bedrooms, two baths plus an office/den w/direct access to a patio. Bright open-concept floor plan offers seamless flow between the living, dining & kitchen areas creating an inviting space for everyday living and entertaining. Additional features include granite counter tops, SS appliances & wet bar. Step outside to a screened in patio with a sparkling pool overlooking a tranquil lake view. Boca Woods CC offers two 18 hole championship golf courses, tennis, pickleball, fitness center, spa and dining. Great opportunity to live in one of Boca Raton's most sought-after country club communities. Mandatory Membership $150,000 paid 10 days prior to closing. See Attachments for additional fees.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 1984
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Garage / Garage Door Opener
Direction Faces: South
Lot Size (Acres): 0.14
Living Sq Ft: 1,997
Total Sq Ft: 2,667
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: RE

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central / Electric
Flooring: Tile
Interior Features: Attic / Wet Bar / Breakfast Bar / Dual Sinks / Family Dining Room / Kitchen Island / Kitchen Dining Combo / Pantry / Pull Down Attic Stairs / Split Bedrooms / Separate Shower / Vaulted Ceilings / Walk In Closets / Bar
Laundry: Inside / Laundry Room
Windows: Blinds / Plantation Shutters
Main Level Bedrooms: 2
Main Level Baths: 2

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Barrel
Exterior Features: Lighting / Outdoor Living Area
Private Pool: Yes
Pool Features: In Ground / Association / Heated
Patio & Porch: Patio / Screened
Lot Features: Less Than Quarter Acre
Waterfront: Yes
Waterfront Features: Lake Front
View: Water

Community & HOA

HOA Fee: $452 / Monthly
HOA Includes: Common Areas / Cable Tv / Security
Association Amenities: Bocce Court / Clubhouse / Fitness Center / Golf Course / Gated / Pickleball / Pool / Putting Greens / Restaurant / Security / Tennis Courts
Community Features: Home Owners Association / Gated
Security: Gated With Guard / Gated Community
Utilities: Cable Available
Pets Allowed: Number Limit / Yes
Financing Terms: Cash / Conventional
Restrictions: No Boats / No Rv / No Trailer Parking / Ok To Lease / Rental Restriction
MLS Area: 4870

This home's HOA fee works out to $452 a month, in line with the $452 median across 17 homes for sale in Boca Woods Country Club. See Boca Woods Country Club HOA fees

Schools

Elementary School: Sandpiper Shores (Palm Beach)
Middle School: Loggers Run Community
High School: West Boca Raton

About the Community

Boca Woods Country Club

View Community Details →

Boca Woods Country Club is a gated, waterfront community in Boca Raton, Palm Beach County, Florida. Active listings are priced from $640,000 to $1,200,000. Homes were built between 1981 and 1987. Pure Equity lists homes in Boca Woods Country Club and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 17
Median List Price: $1,169,000
Median $/Sq Ft: $452
Avg Days on Market: 50

View all 17 homes for sale in Boca Woods Country Club →

Frequently Asked Questions

How do I schedule a tour of 21089 Cottonwood Drive, Boca Raton, FL 33428?: Use the Tour button on this listing to request a showing of 21089 Cottonwood Drive, Boca Raton, FL 33428. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 21089 Cottonwood Drive, Boca Raton, FL 33428 still available?: 21089 Cottonwood Drive, Boca Raton, FL 33428 is currently listed as Active, and has been on the market 108 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 21089 Cottonwood Drive, Boca Raton, FL 33428?: With 20% down ($129,800) on the $649,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21089 Cottonwood Drive, Boca Raton, FL 33428 is about $3,411/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 21089 Cottonwood Drive, Boca Raton, FL 33428?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21089 Cottonwood Drive, Boca Raton, FL 33428. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 21089 Cottonwood Drive, Boca Raton, FL 33428 have an HOA fee?: Yes: 21089 Cottonwood Drive, Boca Raton, FL 33428 carries an HOA fee of about $452 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 21089 Cottonwood Drive, Boca Raton, FL 33428?: 21089 Cottonwood Drive, Boca Raton, FL 33428 is zoned for Sandpiper Shores (Palm Beach) (elementary), Loggers Run Community (middle), West Boca Raton (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 21089 Cottonwood Drive, Boca Raton, FL 33428?: Often, yes. The right offer on 21089 Cottonwood Drive, Boca Raton, FL 33428 depends on how it's priced against comparable single family sales in Boca Raton, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of LoKation

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$649,000

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Listed by Mia A Mione-Coughlin, LoKation

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Recently sold homes in Boca Woods Country Club

These are the last 6 recorded closings in Boca Woods Country Club, with the price each home actually sold for rather than what it was listed at. They closed at a median of $506 per square foot. The most recent closed on September 25, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.