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5315 Monterey Circle D, Delray Beach, FL 33484
Under Contract
26 Days on Market
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How this price compares

Asking price
$499,000
Price per sq ft
$231
Original price
Unchanged
Days on market
26

This 3-bedroom townhouse in Monterey Lake went under contract with an asking price of $499,000, or $231 per square foot. It spent 26 days on the market before going under contract.

3
Bedrooms
3
Bathrooms
2,164
Living Sq Ft
1990
Year Built

Estimated monthly payment

$2,622 /mo

Principal and interest only, based on $99,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price
$499,000
Days on Site
26 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
2,164 sqft
Total Sq Ft
2,760 sqft
Year Built
1990
Property Type
Townhouse
MLS #
B26072946
Property Tax
$4,239 (2025)
HOA Fees
$2,566 / Quarterly
Subdivision
Monterey Lake
Development
Monterey Lake
County
Palm Beach
Status
Under Contract
Special Conditions
Standard

About This Property

Turnkey townhome offering 3 beds, 2.5 baths, a 2-car garage, NEW A/C, NEW upstairs flooring, soaring ceilings, and serene lake views. The desirable first-floor primary suite features a spa-like bathroom with a soaking tub, frameless glass shower, dual vanity, and marble countertops. The spacious kitchen offers granite countertops, stainless steel appliances, a pantry, and abundant prep space. Two-story living area filled with natural light and a screened in patio overlooking the lake. Upstairs, two generously sized guest bedrooms provide plenty of space for guests or a home office. Located within a prestigious, gated community zoned for top-rated schools, enjoy a renovated clubhouse, pool, tennis & pickleball courts, & basketball court. This home is a MUST SEE. Full roof replacement coming soon being paid by the owner.

MLS media link

General Features

Property Type
Townhouse
Status
Under Contract
Year Built
1990
Property Condition
Resale
Number of Stories
1
Levels
Two
Garage Spaces
2
Attached Garage
Yes
Parking
Attached / Garage / Guest
Direction Faces
South
Living Sq Ft
2,164
Total Sq Ft
2,760
Structure Type
Townhouse
Sewer
Public Sewer
Water Source
Public
Zoning
RS

Interior Features

Appliances
Dryer / Dishwasher / Electric Water Heater / Freezer / Microwave / Range / Refrigerator / Water Heater / Washer
Cooling
Central Air
Heating
Central
Flooring
Laminate / Tile / Vinyl
Interior Features
Breakfast Area / Bathtub / Eat In Kitchen / Living Dining Room / Main Level Primary / Split Bedrooms / Soaking Tub / Separate Shower / Walk In Closets
Laundry
In Kitchen
Main Level Bedrooms
1
Main Level Baths
1
Total Rooms
3

Exterior Features

Construction
CBS Concrete Block Structure / Block
Roof
Tile
Exterior Features
Outdoor Living Area
Pool Features
Association
Patio & Porch
Patio / Screened
Lot Features
Sprinklers Automatic
Waterfront
Yes
Waterfront Features
Lake Front
View
Lake

Community & HOA

HOA Fee
$2,566 / Quarterly
HOA Name
Monterey Lake
HOA Includes
Common Areas / Cable Tv / Insurance / Pest Control / Recreation Facilities / Roof / Internet
Association Amenities
Basketball Court / Clubhouse / Fitness Center / Gated / Pickleball / Pool / Parking / Sidewalks / Tennis Courts
Community Features
Home Owners Association / Gated / Street Lights
Security
Gated Community
Utilities
Cable Available / Electricity Available / Sewer Available
Pets Allowed
Cats Ok / Dogs Ok / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Buyer Approval Required / No Lease2nd Year Owned / Ok To Lease
MLS Area
4640

Schools

Elementary School
Orchard View
Middle School
Omni
High School
Spanish River

Monterey Lake is a large-lot community in Delray Beach, Palm Beach County, Florida. Parcels and homes are priced from $445,000 to $447,500. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Palm Beach County.

Homes for Sale
0
How do I schedule a tour of 5315 Monterey Circle D, Delray Beach, FL 33484?
Use the Tour button on this listing to request a showing of 5315 Monterey Circle D, Delray Beach, FL 33484. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 5315 Monterey Circle D, Delray Beach, FL 33484 still available?
5315 Monterey Circle D, Delray Beach, FL 33484 is currently listed as Under Contract, and has been on the market 26 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 5315 Monterey Circle D, Delray Beach, FL 33484?
With 20% down ($99,800) on the $499,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 5315 Monterey Circle D, Delray Beach, FL 33484 is about $2,622/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 5315 Monterey Circle D, Delray Beach, FL 33484?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 5315 Monterey Circle D, Delray Beach, FL 33484. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 5315 Monterey Circle D, Delray Beach, FL 33484 have an HOA fee?
Yes: 5315 Monterey Circle D, Delray Beach, FL 33484 carries an HOA fee of about $2,566 quarterly (Monterey Lake). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 5315 Monterey Circle D, Delray Beach, FL 33484?
5315 Monterey Circle D, Delray Beach, FL 33484 is zoned for Orchard View (elementary), Omni (middle), Spanish River (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 5315 Monterey Circle D, Delray Beach, FL 33484?
Often, yes. The right offer on 5315 Monterey Circle D, Delray Beach, FL 33484 depends on how it's priced against comparable townhouse sales in Delray Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of EXP Realty LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 9, 2026.

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Listed by Hailey Desser, EXP Realty LLC

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