How do I schedule a tour of 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?

Use the Tour button on this listing to request a showing of 1020 Silk Oak Terrace 102, Delray Beach, FL 33445. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 still available?

1020 Silk Oak Terrace 102, Delray Beach, FL 33445 is currently listed as Active, and has been on the market 203 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?

With 20% down ($25,000) on the $125,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 is about $657/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1020 Silk Oak Terrace 102, Delray Beach, FL 33445. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 have an HOA fee?

Yes: 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 carries an HOA fee of about $623 monthly (SEACREST SERVICES). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?

1020 Silk Oak Terrace 102, Delray Beach, FL 33445 is zoned for Orchard View (elementary), Carver Community (middle), Atlantic (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?

Often, yes. The right offer on 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 depends on how it's priced against comparable condo sales in Delray Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Active

203 Days on Market

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$125,000

1020 Silk Oak Terrace 102

Delray Beach, FL 33445

PINES OF DELRAY CONDO

Explore the area: Delray Beach homes for sale · Palm Beach County real estate

Price Check

How this price compares

List price: $125,000
Price per sq ft: $107
Original price: $175,000
Days on market: 203

This 2-bedroom condo in Pines Of Delray Condo is listed at $125,000, or $107 per square foot. The asking price has come down 28.6% from its original $175,000. It has been on the market for 203 days.

Bedrooms

Bathrooms

1,167

Living Sq Ft

1975

Year Built

Estimated monthly payment

$657 /mo

Principal and interest only, based on $25,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $623/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $125,000
Days on Site: 203 Days
Bedrooms: 2
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,167 sqft
Total Sq Ft: 1,167 sqft
Year Built: 1975
Property Type: Condo
MLS #: B26000179
Property Tax: $776 (2025)
HOA Fees: $623 / Monthly
Subdivision: PINES OF DELRAY CONDO
Development: PINES OF DELRAY
County: Palm Beach
Status: Active
Special Conditions: Standard

About This Property

The Pines of Delray is an active Clubhouse Community that has Newer Roofs! The apartment features 2 full Baths Redone in Tasteful Tones (Master in HGTV style) See Photos! ... Enjoy an easy access 1st floor unit with the following updates: Refrigerator, Bosch Dishwasher, Microwave, Plantation Shutters & Crown Moldings. .. Your Parking Space is at your Front Door and many Additional Guest Spots for a second car! .. A short walk to the 2nd community pool. ... The Club House features: EXTRA large Heated Pool, Stage, Dance floor, Meeting room, Pool Table/Billiards, An Exercise Room, Tennis & Pickleball Courts, 4 Shuffleboard Courts Etc. ... The Condo Fee includes Hi-Speed Wi-Fi, Cable TV, HBO, Water and Healthy Reserves of about 15% included in maintenance fee! Fast HOA approval-Extra Fee!

Virtual Tour

General Features

Property Type: Condo
Status: Active
Year Built: 1975
Property Condition: Resale
Number of Stories: 2
Levels: One
Parking: Assigned / Asphalt / Guest / Open / See Remarks
Direction Faces: West
Lot Size (Acres): 0
Living Sq Ft: 1,167
Total Sq Ft: 1,167
Structure Type: Multi Family
Sewer: Public Sewer
Water Source: Public
Zoning: RES

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Range / Refrigerator / Water Heater / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Carpet / Ceramic Tile / Laminate / Tile
Interior Features: Breakfast Area / Entrance Foyer / Living Dining Room / Main Level Primary / Pantry / Split Bedrooms / Separate Shower / Walk In Closets
Laundry: Washer Hookup / Electric Dryer Hookup / Inside / In Kitchen / In Unit / Washer Dryer Install Allowed
Windows: Blinds / Double Hung / Metal / Plantation Shutters / Shutters
Main Level Bedrooms: 2
Main Level Baths: 2
Total Rooms: 5
Furnished: Unfurnished

Exterior Features

Construction: Block / Concrete / Stucco
Roof: Composition / Shingle
Exterior Features: Garden / Outdoor Living Area
Architectural Style: Traditional
Pool Features: Association / Heated
Patio & Porch: Patio
Lot Features: Sprinklers Automatic / Sprinkler System
View: Garden / Other

Community & HOA

HOA Fee: $623 / Monthly
HOA Name: SEACREST SERVICES
HOA Includes: Common Areas / Cable Tv / Insurance / Legal Accounting / Maintenance Grounds / Maintenance Structure / Pools / Recreation Facilities / Reserve Fund / Roof / Sewer / Trash / Water / Internet
Association Amenities: Billiard Room / Clubhouse / Fitness Center / Maintenance Grounds / Management / Maintenance / Pickleball / Pool / Parking / Recreation Facilities / Shuffleboard Court
Community Features: Property Manager On Site
Security: Smoke Detectors
Utilities: Cable Connected / Electricity Available / Natural Gas Not Available / Other / Phone Available / Sewer Connected / Underground Utilities / Water Connected
Pets Allowed: Cats Ok / Number Limit / Yes
55+ Community: Yes
Financing Terms: Cash / Conventional
Restrictions: Buyer Approval Required / No Lease1st Year Owned / Ok To Lease / Rental Restriction
MLS Area: 4550

This home's HOA fee works out to $623 a month, in line with the $599 median across 53 homes for sale in Pines Of Delray Condo. See Pines Of Delray Condo HOA fees

Schools

Elementary School: Orchard View
Middle School: Carver Community
High School: Atlantic

About the Community

Pines Of Delray

View Community Details →

Pines Of Delray is an age-restricted 55+ community in Delray Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $138,000 to $300,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Pines Of Delray and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale: 53
Under Contract: 6
Median List Price: $215,000
Median $/Sq Ft: $178
Avg Days on Market: 126

View all 53 homes for sale in Pines Of Delray →

Frequently Asked Questions

How do I schedule a tour of 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?: Use the Tour button on this listing to request a showing of 1020 Silk Oak Terrace 102, Delray Beach, FL 33445. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 still available?: 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 is currently listed as Active, and has been on the market 203 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?: With 20% down ($25,000) on the $125,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 is about $657/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1020 Silk Oak Terrace 102, Delray Beach, FL 33445. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 have an HOA fee?: Yes: 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 carries an HOA fee of about $623 monthly (SEACREST SERVICES). HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?: 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 is zoned for Orchard View (elementary), Carver Community (middle), Atlantic (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 1020 Silk Oak Terrace 102, Delray Beach, FL 33445?: Often, yes. The right offer on 1020 Silk Oak Terrace 102, Delray Beach, FL 33445 depends on how it's priced against comparable condo sales in Delray Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of United Realty Group Inc.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.

$125,000

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Listed by James F Iadarola, United Realty Group Inc.

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Recently sold homes in Pines Of Delray Condo

These are the last 6 recorded closings in Pines Of Delray Condo, with the price each home actually sold for rather than what it was listed at. They closed at a median of $175 per square foot. The most recent closed on September 29, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.