$650,000
2486 Harbour Cove Drive
Explore the area: Hutchinson Island homes for sale · St Lucie County real estate
Price Check
How this price compares
- List price
- $650,000
- Price per sq ft
- $365
- Original price
- $725,000
- Days on market
- 306
This 3-bedroom townhouse in ZIP 34949 is listed at $650,000, or $365 per square foot. The asking price has come down 10.3% from its original $725,000. It has been on the market for 306 days.
Estimated monthly payment
$3,416 /mo
Principal and interest only, based on $130,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $380/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $650,000
- Days on Site
- 306 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,780 sqft
- Total Sq Ft
- 2,680 sqft
- Lot Size
- 0.03 Acres
- Year Built
- 1990
- Property Type
- Townhouse
- MLS #
- R11143216
- Property Tax
- $11,209 (2025)
- HOA Fees
- $380 / Monthly
- Subdivision
- Harbour Cove
- Development
- Harbour Cove
- County
- St Lucie
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
AMAZING waterfront opportunity! This beautifully updated 2-story end-unit townhome showcases sweeping Intracoastal views on North Hutchinson Island. Enjoy impact windows throughout and all balconies upgraded with composite decking for long-lasting, low-maintenance living. Featuring 3 bedrooms, 2.5 baths, and a one-car garage, this turnkey home includes a 30' boat sli includes 10K boat lift and offers one of the best southeast water views in the community. Move-in ready and designed for relaxation—enjoy resort-style amenities including a sparkling pool, outdoor BBQ area, and a warm, pet-friendly atmosphere. Minutes To Ft. Pierce Inlet. Make Harbour Cove your own South Florida waterfront retreat!
Virtual TourGeneral Features
- Property Type
- Townhouse
- Status
- Active
- Year Built
- 1990
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Multi Split / Two
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Garage / Garage Door Opener
- Direction Faces
- Northeast
- Lot Size (Acres)
- 0.03
- Living Sq Ft
- 1,780
- Total Sq Ft
- 2,680
- Structure Type
- Townhouse
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- HutchI
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Carpet
- Interior Features
- Built In Features / Garden Tub Roman Tub / Kitchen Dining Combo / Living Dining Room / Split Bedrooms / Separate Shower / Upper Level Primary / Walk In Closets
- Laundry
- Inside
- Windows
- Blinds / Sliding
- Main Level Bedrooms
- 0
- Main Level Baths
- 1
- Furnished
- Furnished
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Composition / Shingle
- Exterior Features
- Balcony / Lighting / Outdoor Living Area / Outdoor Shower
- Pool Features
- Association
- Patio & Porch
- Deck / Open / Patio / Wrap Around / Balcony
- Lot Features
- Sprinkler System / Less Than Quarter Acre
- Waterfront
- Yes
- Waterfront Features
- Intracoastal Access / Lagoon / Navigable Water
- View
- Intercoastal / Water
Community & HOA
- HOA Fee
- $380 / Monthly
- HOA Includes
- Common Areas / Recreation Facilities
- Association Amenities
- Boating / Cabana / Park / Pool
- Community Features
- Home Owners Association / Boat Facilities / Gated
- Security
- Gated Community
- Utilities
- Sewer Available / Water Available
- Pets Allowed
- Breed Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Other Restrictions / Rental Restriction
- MLS Area
- 7020
Schools
- Elementary School
- Weatherbee
- Middle School
- Dan Mccarty
- High School
- Fort Pierce Westwood Academy
About the Community
Harbour Cove is a gated, waterfront community in Hutchinson Island, St. Lucie County, Florida. Active listings are priced from $650,000 to $845,900. Homes were built between 1989 and 1990. Pure Equity lists homes in Harbour Cove and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 2
- Median List Price
- $747,950
- Median $/Sq Ft
- $430
- Avg Days on Market
- 435
Frequently Asked Questions
- How do I schedule a tour of 2486 Harbour Cove Drive, Hutchinson Island, FL 34949?
- Use the Tour button on this listing to request a showing of 2486 Harbour Cove Drive, Hutchinson Island, FL 34949. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 still available?
- 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 is currently listed as Active, and has been on the market 306 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 2486 Harbour Cove Drive, Hutchinson Island, FL 34949?
- With 20% down ($130,000) on the $650,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 is about $3,416/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 2486 Harbour Cove Drive, Hutchinson Island, FL 34949?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 2486 Harbour Cove Drive, Hutchinson Island, FL 34949. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 have an HOA fee?
- Yes: 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 carries an HOA fee of about $380 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 2486 Harbour Cove Drive, Hutchinson Island, FL 34949?
- 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 is zoned for Weatherbee (elementary), Dan Mccarty (middle), Fort Pierce Westwood Academy (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 2486 Harbour Cove Drive, Hutchinson Island, FL 34949?
- Often, yes. The right offer on 2486 Harbour Cove Drive, Hutchinson Island, FL 34949 depends on how it's priced against comparable townhouse sales in Hutchinson Island, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Real Estate Expo Inc
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$650,000
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Listed by Kathy L Gagnon, Real Estate Expo Inc
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Recent Sales
Recently sold homes in ZIP 34949
These are the last 6 recorded closings in ZIP 34949, with the price each home actually sold for rather than what it was listed at. They closed at a median of $365 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$474,000
Sold · September 30, 2026
2400 S Ocean Drive 4153
2 bed · 2 bath · 1,297 sqft · $365/sqft
$6,000 under the asking price
Sold$830,000
Sold · September 30, 2026
1024 Windward Drive 3206
3 bed · 2.5 bath · 1,978 sqft · $420/sqft
$65,000 under the asking price
Sold$210,000
Sold · September 30, 2026
2400 S Ocean Drive v-514
1 bed · 1 bath · 689 sqft · $305/sqft
$5,000 under the asking price
Sold$280,000
Sold · September 25, 2026
Lot 12 Coral Circle
0 bed · 0 bath
$20,000 under the asking price
Sold$1,100,000
Sold · September 25, 2026
309 FERNANDINA Street
3 bed · 2.5 bath · 1,836 sqft · $599/sqft
$180,000 under the asking price
Sold$279,000
Sold · September 24, 2026
2400 S Ocean Drive 2336
2 bed · 2 bath · 1,184 sqft · $236/sqft
See every recorded sale in ZIP 34949 or find out what your ZIP 34949 home is worth.
