How do I schedule a tour of 109 Derby Lane, Royal Palm Beach, FL 33411?

Use the Tour button on this listing to request a showing of 109 Derby Lane, Royal Palm Beach, FL 33411. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 109 Derby Lane, Royal Palm Beach, FL 33411 still available?

109 Derby Lane, Royal Palm Beach, FL 33411 is currently listed as Under Contract, and has been on the market 10 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 109 Derby Lane, Royal Palm Beach, FL 33411?

With 20% down ($106,000) on the $530,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 109 Derby Lane, Royal Palm Beach, FL 33411 is about $2,785/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 109 Derby Lane, Royal Palm Beach, FL 33411?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 109 Derby Lane, Royal Palm Beach, FL 33411. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 109 Derby Lane, Royal Palm Beach, FL 33411 have an HOA fee?

Yes: 109 Derby Lane, Royal Palm Beach, FL 33411 carries an HOA fee of about $140 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 109 Derby Lane, Royal Palm Beach, FL 33411?

109 Derby Lane, Royal Palm Beach, FL 33411 is zoned for H. L. Johnson (elementary), Crestwood (middle), Royal Palm Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 109 Derby Lane, Royal Palm Beach, FL 33411?

Often, yes. The right offer on 109 Derby Lane, Royal Palm Beach, FL 33411 depends on how it's priced against comparable single family sales in Royal Palm Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Under Contract

10 Days on Market

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$530,000

109 Derby Lane

Royal Palm Beach, FL 33411

SARATOGA AT ROYAL PALM 5

Explore the area: Royal Palm Beach homes for sale · Palm Beach County real estate

Price Check

How this price compares

Asking price: $530,000
Price per sq ft: $329
Vs. nearby sales: 64.5% above
Days on market: 10

This 3-bedroom single-family home in ZIP 33411 went under contract with an asking price of $530,000, or $329 per square foot. It spent 10 days on the market before going under contract. The 5 most recent single-family home sales in the closings shown below sold at a median of $200 per square foot, so the asking price was 64.5% above what comparable homes here actually sold for.

Bedrooms

Bathrooms

1,610

Living Sq Ft

2001

Year Built

Estimated monthly payment

$2,785 /mo

Principal and interest only, based on $106,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $140/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $530,000
Days on Site: 10 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,610 sqft
Total Sq Ft: 2,300 sqft
Lot Size: 0.14 Acres
Year Built: 2001
Property Type: Single Family
MLS #: B26033715
Property Tax: $7,192 (2025)
HOA Fees: $140 / Monthly
Subdivision: SARATOGA AT ROYAL PALM 5
County: Palm Beach
Status: Under Contract
Special Conditions: Standard

About This Property

Beautifully updated lakefront home featuring a 2023 roof, impact windows throughout, and an open floor layout with high ceilings. The home offers a modern kitchen with pullout drawers, tankless water heater, central water filtration system, closet organizers, attic storage, and an attic solar fan for energy efficiency. Enjoy neutral interior colors, a screened patio with outdoor deck, and beautiful lake views. Located in a well-maintained low HOA community with internet and cable included.

MLS media link

General Features

Property Type: Single Family
Status: Under Contract
Year Built: 2001
Property Condition: Resale
Number of Stories: 1
Levels: One
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Direction Faces: North
Lot Size (Acres): 0.14
Living Sq Ft: 1,610
Total Sq Ft: 2,300
Structure Type: House
Sewer: Public Sewer
Water Source: Public
Zoning: PUD (city)

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Free Standing Freezer / Ice Maker / Microwave / Refrigerator / Water Heater / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Ceramic Tile / Laminate
Interior Features: Dual Sinks / Eat In Kitchen / High Ceilings / Living Dining Room / Main Level Primary / Pantry / Split Bedrooms / Separate Shower / Walk In Closets
Laundry: Inside
Windows: Blinds / Drapes / Sliding
Main Level Bedrooms: 3
Main Level Baths: 2
Total Rooms: 6
Furnished: Unfurnished

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Spanish Tile
Exterior Features: Outdoor Living Area / Porch
Pool Features: Association
Patio & Porch: Patio / Porch / Screened
Lot Features: Less Than Quarter Acre
Waterfront: Yes
Waterfront Features: Lake Front
View: Lake

Community & HOA

HOA Fee: $140 / Monthly
HOA Includes: Cable Tv / Internet
Association Amenities: Pool / Sidewalks / Tennis Courts / Trails
Community Features: Home Owners Association / Street Lights
Utilities: Sewer Available / Water Available
Pets Allowed: No Pet Restrictions / Yes
Financing Terms: Cash / Conventional
Restrictions: Buyer Approval Required / Ok To Lease / Rental Restriction
MLS Area: 5530

Schools

Elementary School: H. L. Johnson
Middle School: Crestwood
High School: Royal Palm Beach

About the Area

Royal Palm Beach

View Royal Palm Beach Real Estate →

Browse Royal Palm Beach homes for sale across every neighborhood and price point in Palm Beach. Available homes span single-family, townhome, and condo segments throughout the city. Royal Palm Beach includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Palm Beach, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Palm Beach market data, see Florida Realtors' monthly statistics. Browse the latest Royal Palm Beach listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 176
Under Contract: 65
Median List Price: $508,995
Median Sale Price (September): $476,000
Median $/Sq Ft: $251
Avg Days on Market: 93

View all 176 homes for sale in Royal Palm Beach →

Frequently Asked Questions

How do I schedule a tour of 109 Derby Lane, Royal Palm Beach, FL 33411?: Use the Tour button on this listing to request a showing of 109 Derby Lane, Royal Palm Beach, FL 33411. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 109 Derby Lane, Royal Palm Beach, FL 33411 still available?: 109 Derby Lane, Royal Palm Beach, FL 33411 is currently listed as Under Contract, and has been on the market 10 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 109 Derby Lane, Royal Palm Beach, FL 33411?: With 20% down ($106,000) on the $530,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 109 Derby Lane, Royal Palm Beach, FL 33411 is about $2,785/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 109 Derby Lane, Royal Palm Beach, FL 33411?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 109 Derby Lane, Royal Palm Beach, FL 33411. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 109 Derby Lane, Royal Palm Beach, FL 33411 have an HOA fee?: Yes: 109 Derby Lane, Royal Palm Beach, FL 33411 carries an HOA fee of about $140 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 109 Derby Lane, Royal Palm Beach, FL 33411?: 109 Derby Lane, Royal Palm Beach, FL 33411 is zoned for H. L. Johnson (elementary), Crestwood (middle), Royal Palm Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 109 Derby Lane, Royal Palm Beach, FL 33411?: Often, yes. The right offer on 109 Derby Lane, Royal Palm Beach, FL 33411 depends on how it's priced against comparable single family sales in Royal Palm Beach, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of LoKation

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$530,000

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Listed by Marlon Lam, LoKation

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Recently sold homes in ZIP 33411

These are the last 6 recorded closings in ZIP 33411, with the price each home actually sold for rather than what it was listed at. They closed at a median of $215 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.