$495,000
Sold · August 18, 2026
10003 SW 223rd Terrace
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $495,000
- Vs. list price
- At list
- Days on market
- 25
- Price per sq ft
- $304
This 4-bedroom single-family home in Lakes By The Bay Sec 6 sold for $495,000 on August 18, 2026. That was exactly its final list price of $495,000. It spent 25 days on the market. At $304 per square foot, it closed 7% below the $327 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $495,000
- Sold On
- August 18, 2026
- Days on Site
- 25 Days
- Bedrooms
- 4
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,626 sqft
- Total Sq Ft
- 1,759 sqft
- Lot Size
- 0.08 Acres
- Year Built
- 1991
- Property Type
- Single Family
- MLS #
- A12038705
- Property Tax
- $7,142 (2025)
- HOA Fees
- $120 / Monthly
- Subdivision
- LAKES BY THE BAY SEC 6
- County
- Miami Dade
- Status
- Sold
About This Property
Experience the best of Cutler Bay living in this corner lot, 4-bedroom, 2-bathroom Lakes by the Bay home! The open-concept creates a seamless flow between the kitchen and living spaces while the split layout gives the primary suite its privacy. Retreat to the oversized master with outdoor access and walk in closet. Home features a covered terrace perfect for hosting. The large fourth bedroom offers endless flexibility for a home office, guest suite, nursery, or hobby room. Windows are all impact glass. Only minutes from Black Point Marina, Publix, Starbucks, Chipotle and Pickleball courts at Saga Bay.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1991
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Driveway / Guest
- Direction Faces
- South
- Lot Size (Acres)
- 0.08
- Living Sq Ft
- 1,626
- Total Sq Ft
- 1,759
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Disposal
- Cooling
- Ceiling Fans
- Heating
- Central
- Flooring
- Ceramic Tile / Wood
- Interior Features
- Breakfast Bar / Bedroom On Main Level / Dining Area / Separate Formal Dining Room / High Ceilings / Kitchen Island / Main Level Primary / Bar
- Windows
- Skylights
Exterior Features
- Construction
- Block
- Roof
- Shingle
- Exterior Features
- Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio / Porch / Wrap Around
- Lot Features
- Quarter To Half Acre Lot
- View
- Garden
Community & HOA
- HOA Fee
- $120 / Monthly
- Association Amenities
- Pool
- Community Features
- Home Owners Association / Street Lights
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Sec 5 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $475,000 to $515,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 15
- Median List Price
- $520,000
- Median $/Sq Ft
- $358
- Avg Days on Market
- 107
Frequently Asked Questions
- How do I schedule a tour of 10003 SW 223rd Terrace, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 10003 SW 223rd Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 10003 SW 223rd Terrace, Cutler Bay, FL 33190 still available?
- 10003 SW 223rd Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 25 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 10003 SW 223rd Terrace, Cutler Bay, FL 33190?
- With 20% down ($99,000) on the $495,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10003 SW 223rd Terrace, Cutler Bay, FL 33190 is about $2,601/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 10003 SW 223rd Terrace, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10003 SW 223rd Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 10003 SW 223rd Terrace, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 10003 SW 223rd Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $120 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 10003 SW 223rd Terrace, Cutler Bay, FL 33190?
- 10003 SW 223rd Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 10003 SW 223rd Terrace, Cutler Bay, FL 33190?
- Often, yes. The right offer on 10003 SW 223rd Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Keller Williams Capital Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$495,000
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Listed by Nicole Alvarez, Keller Williams Capital Realty
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Recent Sales
Recently sold homes in Lakes By The Bay Sec 6
These are the last 6 recorded closings in Lakes By The Bay Sec 6, with the price each home actually sold for rather than what it was listed at. They closed at a median of $327 per square foot. The most recent closed on September 23, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
Sold$465,500
Sold · September 8, 2026
10001 SW 218th Street
3 bed · 2 bath · 1,425 sqft · $327/sqft
$4,000 under the asking price
Sold$475,000
Sold · September 3, 2026
22256 SW 89th Court
3 bed · 2.5 bath · 1,812 sqft · $262/sqft
$9,000 under the asking price
Sold$599,999
Sold · August 11, 2026
21462 SW 91st Avenue
4 bed · 2 bath · 1,561 sqft · $384/sqft
Sold$485,000
Sold · August 4, 2026
9830 SW 222nd Street
3 bed · 2 bath · 1,369 sqft · $354/sqft
$10,000 over the asking price
Sold$515,000
Sold · July 20, 2026
22179 SW 98th Court
4 bed · 2.5 bath · 2,026 sqft · $254/sqft
$10,000 under the asking price
See every recorded sale in Lakes By The Bay Sec 6 or find out what your Lakes By The Bay Sec 6 home is worth.
