$443,500
Sold · December 22, 2025
10042 SW 220th Street
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $443,500
- Vs. list price
- 1.3% under
- Days on market
- 33
- Price per sq ft
- $390
This 2-bedroom single-family home in Lakes By The Bay Sec 3 sold for $443,500 on December 22, 2025. That was 1.3% below its final list price of $449,500. It spent 33 days on the market. At $390 per square foot, it closed 19.3% above the $327 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $443,500
- Sold On
- December 22, 2025
- Days on Site
- 33 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,136 sqft
- Total Sq Ft
- 1,590 sqft
- Lot Size
- 0.07 Acres
- Year Built
- 1988
- Property Type
- Single Family
- MLS #
- A11886647
- Property Tax
- $4,175 (2024)
- HOA Fees
- $157 / Monthly
- Subdivision
- LAKES BY THE BAY SEC 3
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Charming 2-bedroom, 2-bath single-family home in the desirable Montego Bay community of Lakes by the Bay. This well-kept home features laminate bedroom floors, a 1-car garage, and a driveway that parks up to 3 additional cars. Includes a water softener system for added comfort and a cozy backyard perfect for relaxing or entertaining. Located in a peaceful neighborhood with great amenities, just minutes from parks, top-rated schools, and Black Point Marina. Ideal for first-time buyers or those looking to downsize—comfort, functionality, and location all in one!
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1988
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Parking
- Driveway
- Direction Faces
- North
- Lot Size (Acres)
- 0.07
- Living Sq Ft
- 1,136
- Total Sq Ft
- 1,590
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Electric Range / Microwave / Refrigerator
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Ceramic Tile / Laminate
- Interior Features
- Upper Level Primary
- Total Rooms
- 1
Exterior Features
- Construction
- Block / Frame / Stucco
- Roof
- Shingle
- Exterior Features
- Awnings
- Pool Features
- Association
- View
- Other
Community & HOA
- HOA Fee
- $157 / Monthly
- Association Amenities
- Pool / Security / Tennis Courts
- Community Features
- Home Owners Association
- Security
- Security Guard
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
About the Community
Lakes By The Bay Sec 5 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $475,000 to $515,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 15
- Median List Price
- $520,000
- Median $/Sq Ft
- $358
- Avg Days on Market
- 107
Frequently Asked Questions
- How do I schedule a tour of 10042 SW 220th Street, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 10042 SW 220th Street, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 10042 SW 220th Street, Cutler Bay, FL 33190 still available?
- 10042 SW 220th Street, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 33 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 10042 SW 220th Street, Cutler Bay, FL 33190?
- With 20% down ($89,900) on the $449,500 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10042 SW 220th Street, Cutler Bay, FL 33190 is about $2,362/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 10042 SW 220th Street, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10042 SW 220th Street, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 10042 SW 220th Street, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 10042 SW 220th Street, Cutler Bay, FL 33190 carries an HOA fee of about $157 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 10042 SW 220th Street, Cutler Bay, FL 33190?
- Often, yes. The right offer on 10042 SW 220th Street, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Lifestyle International Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$443,500
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Listed by Livan Bec Jr, Lifestyle International Realty
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Recent Sales
Recently sold homes in Lakes By The Bay Sec 3
These are the last 6 recorded closings in Lakes By The Bay Sec 3, with the price each home actually sold for rather than what it was listed at. They closed at a median of $327 per square foot. The most recent closed on September 23, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
Sold$465,500
Sold · September 8, 2026
10001 SW 218th Street
3 bed · 2 bath · 1,425 sqft · $327/sqft
$4,000 under the asking price
Sold$475,000
Sold · September 3, 2026
22256 SW 89th Court
3 bed · 2.5 bath · 1,812 sqft · $262/sqft
$9,000 under the asking price
Sold$495,000
Sold · August 18, 2026
10003 SW 223rd Terrace
4 bed · 2 bath · 1,626 sqft · $304/sqft
Sold$599,999
Sold · August 11, 2026
21462 SW 91st Avenue
4 bed · 2 bath · 1,561 sqft · $384/sqft
Sold$485,000
Sold · August 4, 2026
9830 SW 222nd Street
3 bed · 2 bath · 1,369 sqft · $354/sqft
$10,000 over the asking price
See every recorded sale in Lakes By The Bay Sec 3 or find out what your Lakes By The Bay Sec 3 home is worth.
