
$610,000
12231 SW 195th Terrace
Explore the area: Miami homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $610,000
- Price per sq ft
- $421
- Vs. nearby sales
- 3.2% below
- Days on market
- 1
This 3-bedroom single-family home in South Miami Lakes is listed at $610,000, or $421 per square foot. It has been on the market for 1 day. The 6 most recent single-family home sales in the closings shown below sold at a median of $435 per square foot, so the asking price is 3.2% below what comparable homes here actually sold for.
Estimated monthly payment
$3,206 /mo
Principal and interest only, based on $122,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $610,000
- Days on Site
- 1 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,448 sqft
- Total Sq Ft
- 1,624 sqft
- Lot Size
- 0.11 Acres
- Year Built
- 1986
- Property Type
- Single Family
- MLS #
- A12101997
- Property Tax
- $7,412 (2025)
- Subdivision
- SOUTH MIAMI LAKES
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Beautiful lakefront home in South Miami Lakes! This 3-bedroom, 2-bath residence offers bright and comfortable living spaces, an updated interior, and beautiful lake views directly from the backyard. Enjoy a peaceful waterfront setting perfect for relaxing and entertaining. Conveniently located near shopping, dining, schools, and major roadways. Move-in ready and a great opportunity to enjoy South Florida waterfront living. Schedule your private showing today!
General Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1986
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Driveway
- Direction Faces
- South
- Lot Size (Acres)
- 0.11
- Living Sq Ft
- 1,448
- Total Sq Ft
- 1,624
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dishwasher
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Ceramic Tile
- Interior Features
- Main Level Primary
- Total Rooms
- 3
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Shingle
- Exterior Features
- Lighting
- Waterfront Features
- Lake Front / None
- Frontage
- Waterfront
- Frontage Length
- 50.00 ft
- View
- Lake
Community & HOA
- Association Amenities
- None
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- No Restrictions
- MLS Area
- 2690
Schools
- Elementary School
- South Miami Heights
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
South Miami Lakes is a community in Miami, Miami-Dade County, Florida. Active listings are priced from $560,000 to $697,000. Homes were built between 1985 and 2026. Pure Equity lists homes in South Miami Lakes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 4
- Median List Price
- $612,500
- Median $/Sq Ft
- $392
- Avg Days on Market
- 6
Frequently Asked Questions
- How do I schedule a tour of 12231 SW 195th Terrace, Miami, FL 33177?
- Use the Tour button on this listing to request a showing of 12231 SW 195th Terrace, Miami, FL 33177. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 12231 SW 195th Terrace, Miami, FL 33177 still available?
- 12231 SW 195th Terrace, Miami, FL 33177 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 12231 SW 195th Terrace, Miami, FL 33177?
- With 20% down ($122,000) on the $610,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 12231 SW 195th Terrace, Miami, FL 33177 is about $3,206/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 12231 SW 195th Terrace, Miami, FL 33177?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 12231 SW 195th Terrace, Miami, FL 33177. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 12231 SW 195th Terrace, Miami, FL 33177?
- 12231 SW 195th Terrace, Miami, FL 33177 is zoned for South Miami Heights (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 12231 SW 195th Terrace, Miami, FL 33177?
- Often, yes. The right offer on 12231 SW 195th Terrace, Miami, FL 33177 depends on how it's priced against comparable single family sales in Miami, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Icaza Reyalty LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 9, 2026.
$610,000
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Listed by Rony Serrano Peraza, Icaza Reyalty LLC
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Recent Sales
Recently sold homes in South Miami Lakes
These are the last 6 recorded closings in South Miami Lakes, with the price each home actually sold for rather than what it was listed at. They closed at a median of $437 per square foot. The most recent closed on September 21, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$500,000
Sold · September 21, 2026
19721 SW 122nd Place
2 bed · 2 bath · 1,156 sqft · $433/sqft
Sold$590,000
Sold · August 3, 2026
19757 SW 124th Avenue
3 bed · 2 bath · 1,349 sqft · $437/sqft
$5,000 under the asking price
Sold$690,000
Sold · July 24, 2026
12330 SW 195th Terrace
4 bed · 2 bath · 1,824 sqft · $378/sqft
$7,000 under the asking price
Sold$610,900
Sold · July 15, 2026
19707 SW 123rd Court
3 bed · 2 bath · 1,462 sqft · $418/sqft
Sold$530,000
Sold · June 16, 2026
12201 SW 194th Terrace
3 bed · 2 bath · 1,125 sqft · $471/sqft
Sold$540,000
Sold · April 30, 2026
19763 SW 124th Avenue
3 bed · 2 bath · 1,125 sqft · $480/sqft
$5,000 under the asking price
See every recorded sale in South Miami Lakes or find out what your South Miami Lakes home is worth.








