$364,999
12978 SW 286th Terrace
Explore the area: Homestead homes for sale · Miami Dade County real estate
Price Check
How this price compares
- Asking price
- $364,999
- Price per sq ft
- $212
- Original price
- Unchanged
- Days on market
- 9
This 3-bedroom townhouse in Cambridge Estates First A went under contract with an asking price of $364,999, or $212 per square foot. It spent 9 days on the market before going under contract.
Estimated monthly payment
$1,918 /mo
Principal and interest only, based on $73,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $300/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $364,999
- Days on Site
- 9 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,722 sqft
- Total Sq Ft
- 1,980 sqft
- Year Built
- 2023
- Property Type
- Townhouse
- MLS #
- A12058184
- Property Tax
- $7,593 (2025)
- HOA Fees
- $300 / Monthly
- Subdivision
- CAMBRIDGE ESTATES FIRST A
- County
- Miami Dade
- Status
- Under Contract
- Special Conditions
- Short Sale / Listed As Is
About This Property
2023 LENNAR SHORT SALE IN PINE VISTA! Fantastic opportunity to acquire a nearly-new 3-bedroom, 2.5-bathroom home with custom upgrades in the highly desirable master-planned Pine Vista community! Built in 2023, this turn-key property features upgraded luxury vinyl flooring throughout the second floor and comes fully equipped with a complete appliance package—including refrigerator, stove, microwave, dishwasher, washer, and dryer.Step out back into a private, zero-maintenance outdoor living setup designed for year-round entertaining. The entire backyard floor is paved with brick pavers and accented with lush synthetic grass, sheltered by a custom covered aluminum roof complete with integrated ceiling fans and lighting.Enjoy resort-style neighborhood amenities including a clubhouse, sparkling community pool, and playground. HOA is $300/month, and CDD fees are conveniently included in the annual property taxes. Great location with quick access to US-1, the Turnpike, and the Florida Keys. Low-maintenance inside and out!Short sale process handled by experienced professionals. Subject to third-party bank/lender approval. Property sold as-is.
Virtual TourGeneral Features
- Property Type
- Townhouse
- Status
- Under Contract
- Year Built
- 2023
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Garage
- Living Sq Ft
- 1,722
- Total Sq Ft
- 1,980
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Tile / Vinyl
- Interior Features
- Upper Level Primary / Walk In Closets
Exterior Features
- Construction
- Block
- Pool Features
- Association
Community & HOA
- HOA Fee
- $300 / Monthly
- HOA Includes
- Maintenance Grounds
- Association Amenities
- Clubhouse / Fitness Center / Pool
- Community Features
- Home Owners Association
- Security
- None
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- See Remarks
- MLS Area
- 2790
This home's HOA fee works out to $300 a month, in line with the $300 median across 6 homes for sale in Cambridge Estates First A. See Cambridge Estates First A HOA fees
Schools
- Elementary School
- Mandarin Lakes K-8 Academy
- Middle School
- Cutler Bay Middle
- High School
- Homestead
About the Community
Cambridge Estates First A is a community in Homestead, Miami-Dade County, Florida. Active listings are priced from $374,500 to $479,900. Homes were built starting 2023. Pure Equity lists homes in Cambridge Estates First A and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 6
- Median List Price
- $452,500
- Median $/Sq Ft
- $236
- Avg Days on Market
- 142
Frequently Asked Questions
- How do I schedule a tour of 12978 SW 286th Terrace, Homestead, FL 33033?
- Use the Tour button on this listing to request a showing of 12978 SW 286th Terrace, Homestead, FL 33033. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 12978 SW 286th Terrace, Homestead, FL 33033 still available?
- 12978 SW 286th Terrace, Homestead, FL 33033 is currently listed as Under Contract, and has been on the market 9 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 12978 SW 286th Terrace, Homestead, FL 33033?
- With 20% down ($73,000) on the $364,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 12978 SW 286th Terrace, Homestead, FL 33033 is about $1,918/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 12978 SW 286th Terrace, Homestead, FL 33033?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 12978 SW 286th Terrace, Homestead, FL 33033. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 12978 SW 286th Terrace, Homestead, FL 33033 have an HOA fee?
- Yes: 12978 SW 286th Terrace, Homestead, FL 33033 carries an HOA fee of about $300 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 12978 SW 286th Terrace, Homestead, FL 33033?
- 12978 SW 286th Terrace, Homestead, FL 33033 is zoned for Mandarin Lakes K-8 Academy (elementary), Cutler Bay Middle (middle), Homestead (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 12978 SW 286th Terrace, Homestead, FL 33033?
- Often, yes. The right offer on 12978 SW 286th Terrace, Homestead, FL 33033 depends on how it's priced against comparable townhouse sales in Homestead, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of LPT Realty, LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 23, 2026.
$364,999
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Listed by Leandro Westley Pineiro, LPT Realty, LLC
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Recent Sales
Recently sold homes in Cambridge Estates First A
These are the last 2 recorded closings in Cambridge Estates First A, with the price each home actually sold for rather than what it was listed at. They closed at a median of $212 per square foot. The most recent closed on September 17, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$357,000
Sold · September 17, 2026
28639 SW 129th Court
3 bed · 2.5 bath · 1,722 sqft · $207/sqft
Sold$364,999
Sold · June 15, 2026
12956 SW 286th Terrace
3 bed · 2.5 bath · 1,722 sqft · $212/sqft
$17,001 under the asking price
See every recorded sale in Cambridge Estates First A or find out what your Cambridge Estates First A home is worth.
