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13100 Keystone Terrace, North Miami, FL 33181
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How this price compares

List price
$3,335,000
Price per sq ft
$1,036
Original price
Unchanged
Days on market
N/A

This 5-bedroom single-family home in Keystone Island No 5 is listed at $3,335,000, or $1,036 per square foot.

5
Bedrooms
5
Bathrooms
3,220
Living Sq Ft
1968
Year Built

Estimated monthly payment

$17,527 /mo

Principal and interest only, based on $667,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price
$3,335,000
Days on Site
0 Days
Bedrooms
5
Total Baths
5
Full Baths
4
Partial Baths
1
Living Area
3,220 sqft
Total Sq Ft
3,340 sqft
Lot Size
0.22 Acres
Year Built
1968
Property Type
Single Family
MLS #
A12105048
Property Tax
$41,799 (2025)
Subdivision
KEYSTONE ISLAND NO 5
Development
KEYSTONE ISLAND
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

Exceptional waterfront opportunity on desirable Island No. 5 in the guard-gated Islands of Keystone Point. Ideally situated close to Biscayne Bay and surrounded by established waterfront homes, this remodeled 5-bedroom, 4.5-bath residence offers 3,220 SF of living space and 78 feet of ocean-access waterfront, with no-fixed-bridges to the bay. The home features an updated kitchen, distinct living and dining areas, and two primary suites offering flexibility for family and guests. Significant improvements include a 2023 tile and flat roof, 2022 impact windows, updated electrical and plumbing, and replacement of original underground cast-iron sewer piping with PVC—a substantial upgrade for a home of this age. Outdoors, enjoy a private pool and custom pergola in a tranquil waterfront setting. Located on a quiet, tree-lined cul-de-sac, this property combines a desirable Keystone Point location, boating access and important infrastructure improvements.

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
1968
Property Condition
Resale
Number of Stories
1
Levels
One
Garage Spaces
0
Parking
Driveway / Paver Block
Direction Faces
East
Lot Size (Acres)
0.22
Living Sq Ft
3,220
Total Sq Ft
3,340
Sewer
Public Sewer
Water Source
Public
Zoning
0900

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Oven / Refrigerator
Cooling
Central Air / Electric
Heating
Central / Electric
Flooring
Marble / Tile
Interior Features
Breakfast Bar / Bedroom On Main Level / Bathtub / Dining Area / Separate Formal Dining Room / Dual Sinks / Eat In Kitchen / Soaking Tub / Separate Shower / Walk In Closets
Total Rooms
1

Exterior Features

Construction
Block
Roof
Flat / Tile
Exterior Features
Lighting / Outdoor Living Area
Private Pool
Yes
Pool Features
In Ground
Patio & Porch
Deck / Patio
Waterfront
Yes
Waterfront Features
Canal Front / No Fixed Bridges / Ocean Access
Frontage
Waterfront
Frontage Length
78.00 ft
View
Pool / Water

Community & HOA

Association Amenities
Gated
55+ Community
Yes
Financing Terms
Cash / Conventional
Restrictions
No Restrictions
MLS Area
2220

Schools

Elementary School
David Lawrence Jr. K-8
Middle School
North Miami
High School
Alonzo and Tracy Mourning

Keystone Island No 2 is an age-restricted 55+ community in North Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $5,000,000 to $8,600,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Keystone Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
11
Under Contract
1
Median List Price
$3,342,500
Median $/Sq Ft
$1,353
Avg Days on Market
124
View all 11 homes for sale in Keystone Island →
How do I schedule a tour of 13100 Keystone Terrace, North Miami, FL 33181?
Use the Tour button on this listing to request a showing of 13100 Keystone Terrace, North Miami, FL 33181. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 13100 Keystone Terrace, North Miami, FL 33181 still available?
13100 Keystone Terrace, North Miami, FL 33181 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 13100 Keystone Terrace, North Miami, FL 33181?
With 20% down ($667,000) on the $3,335,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13100 Keystone Terrace, North Miami, FL 33181 is about $17,527/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 13100 Keystone Terrace, North Miami, FL 33181?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13100 Keystone Terrace, North Miami, FL 33181. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 13100 Keystone Terrace, North Miami, FL 33181?
13100 Keystone Terrace, North Miami, FL 33181 is zoned for David Lawrence Jr. K-8 (elementary), North Miami (middle), Alonzo and Tracy Mourning (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 13100 Keystone Terrace, North Miami, FL 33181?
Often, yes. The right offer on 13100 Keystone Terrace, North Miami, FL 33181 depends on how it's priced against comparable single family sales in North Miami, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Montgomery & Koebel, Inc.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 14, 2026.

$3,335,000

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Listed by Jeffrey John Koebel, Montgomery & Koebel, Inc.

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