$490,000
22226 SW 98th Place
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $490,000
- Price per sq ft
- $358
- Original price
- $500,000
- Days on market
- 178
This 3-bedroom single-family home in Lakes By The Bay Sec 5 is listed at $490,000, or $358 per square foot. The asking price has come down 2% from its original $500,000. It has been on the market for 178 days.
Estimated monthly payment
$2,575 /mo
Principal and interest only, based on $98,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $490,000
- Days on Site
- 178 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,369 sqft
- Total Sq Ft
- 1,369 sqft
- Lot Size
- 0.07 Acres
- Year Built
- 1989
- Property Type
- Single Family
- MLS #
- A11991629
- Property Tax
- $6,718 (2025)
- HOA Fees
- $320 / Quarterly
- Subdivision
- LAKES BY THE BAY SEC 5
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Discover this beautiful 3-bedroom, 2-bathroom single-family home located in a welcoming community in Cutler Bay. Completely renovated, it features a modern open-concept design and brand-new appliances, including a washer, dryer, and air conditioning for added comfort. Enjoy a peaceful setting with a beautiful lake view within the community. A perfect combination of style and serenity you don’t want to miss!
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1989
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Parking
- Driveway
- Direction Faces
- East
- Lot Size (Acres)
- 0.07
- Living Sq Ft
- 1,369
- Total Sq Ft
- 1,369
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Electric Range / Microwave / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Natural Gas
- Flooring
- Ceramic Tile
- Interior Features
- Bedroom On Main Level / Multiple En Suite Bathrooms / Pantry / Storage / Separate Shower / Walk In Closets
- Furnished
- Unfurnished
Exterior Features
- Construction
- Pre Cast Concrete / Other
- Roof
- Roof Over / Shingle
- Exterior Features
- Lighting / Outdoor Living Area
- Patio & Porch
- Porch
- View
- Garden
Community & HOA
- HOA Fee
- $320 / Quarterly
- Community Features
- Home Owners Association / Street Lights
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- No Restrictions
- MLS Area
- 2600
This home's HOA fee works out to $107 a month, 5% below the $113 median across 15 homes for sale in Lakes By The Bay Sec 5. See Lakes By The Bay Sec 5 HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Sec 5 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $475,000 to $515,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 15
- Median List Price
- $520,000
- Median $/Sq Ft
- $358
- Avg Days on Market
- 106
Frequently Asked Questions
- How do I schedule a tour of 22226 SW 98th Place, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 22226 SW 98th Place, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 22226 SW 98th Place, Cutler Bay, FL 33190 still available?
- 22226 SW 98th Place, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 178 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 22226 SW 98th Place, Cutler Bay, FL 33190?
- With 20% down ($98,000) on the $490,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 22226 SW 98th Place, Cutler Bay, FL 33190 is about $2,575/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 22226 SW 98th Place, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 22226 SW 98th Place, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 22226 SW 98th Place, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 22226 SW 98th Place, Cutler Bay, FL 33190 carries an HOA fee of about $320 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 22226 SW 98th Place, Cutler Bay, FL 33190?
- 22226 SW 98th Place, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 22226 SW 98th Place, Cutler Bay, FL 33190?
- Often, yes. The right offer on 22226 SW 98th Place, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Goldpen Realty Group
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$490,000
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Listed by Yunexi Alfonso, Goldpen Realty Group
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Recent Sales
Recently sold homes in Lakes By The Bay Sec 5
These are the last 6 recorded closings in Lakes By The Bay Sec 5, with the price each home actually sold for rather than what it was listed at. They closed at a median of $327 per square foot. The most recent closed on September 23, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
Sold$465,500
Sold · September 8, 2026
10001 SW 218th Street
3 bed · 2 bath · 1,425 sqft · $327/sqft
$4,000 under the asking price
Sold$475,000
Sold · September 3, 2026
22256 SW 89th Court
3 bed · 2.5 bath · 1,812 sqft · $262/sqft
$9,000 under the asking price
Sold$495,000
Sold · August 18, 2026
10003 SW 223rd Terrace
4 bed · 2 bath · 1,626 sqft · $304/sqft
Sold$599,999
Sold · August 11, 2026
21462 SW 91st Avenue
4 bed · 2 bath · 1,561 sqft · $384/sqft
Sold$485,000
Sold · August 4, 2026
9830 SW 222nd Street
3 bed · 2 bath · 1,369 sqft · $354/sqft
$10,000 over the asking price
See every recorded sale in Lakes By The Bay Sec 5 or find out what your Lakes By The Bay Sec 5 home is worth.
