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430 Grand Bay Drive 708, Key Biscayne, FL 33149
Active
72 Days on Market
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How this price compares

List price
$3,490,000
Price per sq ft
$1,229
Original price
$3,690,000
Days on market
72

This 3-bedroom condo in ZIP 33149 is listed at $3,490,000, or $1,229 per square foot. The asking price has come down 5.4% from its original $3,690,000. It has been on the market for 72 days.

3
Bedrooms
3
Bathrooms
2,840
Living Sq Ft
1999
Year Built

Estimated monthly payment

$18,341 /mo

Principal and interest only, based on $698,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $3,200/mo HOA are not included.

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Listing Snapshot

Price
$3,490,000
Days on Site
72 Days
Bedrooms
3
Total Baths
3
Full Baths
3
Partial Baths
0
Living Area
2,840 sqft
Total Sq Ft
2,840 sqft
Year Built
1999
Property Type
Condo
MLS #
A12057740
Property Tax
$24,825 (2025)
HOA Fees
$3,200 / Monthly
Subdivision
GRAND BAY TOWER CONDO
Development
Grand Bay
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

Rare opportunity in one of Key Biscayne's most sought-after buildings. This corner residence offers sweeping views of Biscayne Bay and the Miami skyline, framed by 3 balconies throughout.The kitchen features top-of-the-line appliances, a center island and a sun-filled breakfast nook — a true chef's dream. Marble flooring flows through the expansive, open living and dining areas, ideal for entertaining, while rich dark wood grounds the bedrooms with warmth.3 full bedrooms, 2 full baths, plus a maid's quarters with full bath. Generous walk-in closets throughout. A private entrance sets the tone the moment you arrive — your own island getaway, move-in ready.

Virtual Tour

General Features

Property Type
Condo
Status
Active
Year Built
1999
Property Condition
Resale
Number of Stories
12
Garage Spaces
1
Attached Garage
Yes
Parking
Attached / Garage / Guest / Valet
Living Sq Ft
2,840
Total Sq Ft
2,840

Interior Features

Appliances
Dryer / Dishwasher / Disposal / Microwave / Oven / Refrigerator / Washer
Cooling
Central Air
Heating
Central
Flooring
Tile / Wood
Interior Features
Built In Features / Bedroom On Main Level / Breakfast Area / Bathtub / Closet Cabinetry / Entrance Foyer / Eat In Kitchen / Living Dining Room / Main Level Primary / Split Bedrooms / Storage / Soaking Tub / Separate Shower / Walk In Closets
Total Rooms
1

Exterior Features

Construction
Block
Exterior Features
Balcony / Outdoor Living Area
Pool Features
Association
Patio & Porch
Open / Balcony
Waterfront
Yes
Waterfront Features
Beach Access / Deeded Access / No Fixed Bridges / Ocean Access / Ocean Front
View
Bay / Skyline

Community & HOA

HOA Fee
$3,200 / Monthly
HOA Includes
Common Areas / Insurance / Internet / Maintenance Grounds / Pest Control / Pools / Reserve Fund / Security / Trash / Water
Association Amenities
Bike Storage / Clubhouse / Fitness Center / Maintenance Grounds / Management / Pool / Trash / Elevators
Security
Security System / Elevator Secured / Lobby Secured / Security Guard
Pets Allowed
Yes
55+ Community
Yes
Financing Terms
Cash / Conventional
Restrictions
Okay To Lease1st Year / Ok To Lease
MLS Area
2420

This home's HOA fee works out to $3,200 a month, 10% below the $3,560 median across 4 homes for sale in this community. See the community's HOA fees

Schools

Elementary School
Key Biscayne K-8
Middle School
Ponce De Leon
High School
Coral Gables

Grand Bay Tower Condo is an age-restricted 55+ community in Key Biscayne, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $3,400,000 to $26,000,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Grand Bay Tower and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
5
Median List Price
$4,017,400
Median $/Sq Ft
$1,371
Avg Days on Market
108
View all 5 homes for sale in Grand Bay Tower →
How do I schedule a tour of 430 Grand Bay Drive 708, Key Biscayne, FL 33149?
Use the Tour button on this listing to request a showing of 430 Grand Bay Drive 708, Key Biscayne, FL 33149. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 430 Grand Bay Drive 708, Key Biscayne, FL 33149 still available?
430 Grand Bay Drive 708, Key Biscayne, FL 33149 is currently listed as Active, and has been on the market 72 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 430 Grand Bay Drive 708, Key Biscayne, FL 33149?
With 20% down ($698,000) on the $3,490,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 430 Grand Bay Drive 708, Key Biscayne, FL 33149 is about $18,341/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 430 Grand Bay Drive 708, Key Biscayne, FL 33149?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 430 Grand Bay Drive 708, Key Biscayne, FL 33149. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 430 Grand Bay Drive 708, Key Biscayne, FL 33149 have an HOA fee?
Yes: 430 Grand Bay Drive 708, Key Biscayne, FL 33149 carries an HOA fee of about $3,200 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 430 Grand Bay Drive 708, Key Biscayne, FL 33149?
430 Grand Bay Drive 708, Key Biscayne, FL 33149 is zoned for Key Biscayne K-8 (elementary), Ponce De Leon (middle), Coral Gables (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 430 Grand Bay Drive 708, Key Biscayne, FL 33149?
Often, yes. The right offer on 430 Grand Bay Drive 708, Key Biscayne, FL 33149 depends on how it's priced against comparable condo sales in Key Biscayne, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 23, 2026.

$3,490,000

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Listed by Joan M Mc Caughan, Coldwell Banker Realty

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