$550,000
Sold · March 26, 2026
8786 SW 221st Terrace
Cutler Bay, FL 33190
Lakes/Bay Kaye
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $550,000
- Vs. list price
- 6.8% under
- Days on market
- 210
- Price per sq ft
- $293
This 3-bedroom single-family home in ZIP 33190 sold for $550,000 on March 26, 2026. That was 6.8% below its final list price of $589,999. It first came on the market at $599,999, so the price was adjusted before it sold. It spent 210 days on the market.
Listing Snapshot
- Sold Price
- $550,000
- Sold On
- March 26, 2026
- Days on Site
- 210 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,876 sqft
- Year Built
- 2004
- Property Type
- Single Family
- MLS #
- F10517314
- Property Tax
- $5,398 (2024)
- HOA Fees
- $70 / Monthly
- Subdivision
- Lakes/Bay Kaye
- County
- Miami Dade
- Status
- Sold
About This Property
This stunning two story home with 3-Bedroom, 2.5 -Bath in the gated community of Isles at Bayshore offers 1,876 square footage of comfortable living space. It features hurricane impact windows, Accordion shutters, 2-car garage, formal dining, and formal living room. Enjoy a fully fenced yard, ideal for entertaining or enjoying time with family. This community is conveniently located near the turnpike, where residents enjoy premium amenities such as a clubhouse, resort style pool, fitness center, and a playroom for your kids. A must-see! Don't miss the opportunity to make this beautiful home yours! Schedule your appointment today.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 2004
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached Carport / Attached / Carport / Driveway / Garage
- Direction Faces
- North
- Living Sq Ft
- 1,876
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator / Water Heater / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Ceramic Tile / Laminate / Wood
- Interior Features
- Bathtub / Dual Sinks / Pantry / Split Bedrooms / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
- Main Level Bedrooms
- 0
- Main Level Baths
- 1
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block
- Roof
- Flat / Tile
- Exterior Features
- Outdoor Living Area / Other
- Pool Features
- Association
- Patio & Porch
- Porch
- Lot Features
- Less Than Quarter Acre
- View
- Garden
Community & HOA
- HOA Fee
- $70 / Monthly
- Association Amenities
- Clubhouse / Other / Pool
- Community Features
- Home Owners Association / Gated
- Security
- Gated Community
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Other Restrictions
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 345
- Median List Price
- $599,999
- Median $/Sq Ft
- $321
- Avg Days on Market
- 102
Frequently Asked Questions
- How do I schedule a tour of 8786 SW 221st Terrace, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 8786 SW 221st Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8786 SW 221st Terrace, Cutler Bay, FL 33190 still available?
- 8786 SW 221st Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 210 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8786 SW 221st Terrace, Cutler Bay, FL 33190?
- With 20% down ($118,000) on the $589,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8786 SW 221st Terrace, Cutler Bay, FL 33190 is about $3,101/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8786 SW 221st Terrace, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8786 SW 221st Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8786 SW 221st Terrace, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 8786 SW 221st Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $70 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8786 SW 221st Terrace, Cutler Bay, FL 33190?
- 8786 SW 221st Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8786 SW 221st Terrace, Cutler Bay, FL 33190?
- Often, yes. The right offer on 8786 SW 221st Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of United Realty Group Inc
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$550,000
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Listed by Doris Felisha Lauriston, United Realty Group Inc
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Recent Sales
Recently sold homes in ZIP 33190
These are the last 6 recorded closings in ZIP 33190, with the price each home actually sold for rather than what it was listed at. They closed at a median of $251 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$430,000
Sold · September 30, 2026
8979 SW 225th Street
4 bed · 3 bath · 1,712 sqft · $251/sqft
$9,000 under the asking price
Sold$330,000
Sold · September 23, 2026
22105 SW 103rd Court
3 bed · 2.5 bath · 1,518 sqft · $217/sqft
$9,000 under the asking price
Sold$415,000
Sold · September 23, 2026
10072 SW 231 St Lane
3 bed · 2.5 bath · 1,832 sqft · $227/sqft
$10,000 under the asking price
Sold$380,000
Sold · September 21, 2026
9133 SW 227th Street 8
2 bed · 2.5 bath · 1,458 sqft · $261/sqft
Sold$555,000
Sold · September 17, 2026
22470 SW 103rd Avenue
3 bed · 2 bath · 1,480 sqft · $375/sqft
$5,000 over the asking price
Sold$315,000
Sold · September 9, 2026
22631 SW 88th Place 1-18
3 bed · 2.5 bath · 1,383 sqft · $228/sqft
$9,900 under the asking price
See every recorded sale in ZIP 33190 or find out what your ZIP 33190 home is worth.
