$590,000
Sold · May 8, 2026
8820 SW 223rd Terrace
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $590,000
- Vs. list price
- 1.5% under
- Days on market
- 23
- Price per sq ft
- $335
This 3-bedroom single-family home in Lakes By The Bay Kaye sold for $590,000 on May 8, 2026. That was 1.5% below its final list price of $599,000. It first came on the market at $615,000, so the price was adjusted before it sold. It spent 23 days on the market. At $335 per square foot, it closed 8.1% above the $310 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $590,000
- Sold On
- May 8, 2026
- Days on Site
- 23 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,760 sqft
- Total Sq Ft
- 2,000 sqft
- Lot Size
- 0.11 Acres
- Year Built
- 2004
- Property Type
- Single Family
- MLS #
- A11979773
- Property Tax
- $6,119 (2025)
- HOA Fees
- $93 / Monthly
- Subdivision
- LAKES BY THE BAY KAYE
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Welcome to The Isles at Bayshore — one of Cutler Bay's most sought-after guard-gated communities, where lakefront living meets resort-style comfort. This beautifully updated home offers a split bedroom plan with water views from multiple living areas, soaring high ceilings, and abundant natural light framed by custom window treatments throughout.Inside, you'll find all-new appliances, recent A/C replacement, and thoughtful upgrades that make this home truly move-in ready. The back porch is a perfect perch for the birdwatching this area is known for — or head to the community's Olympic-sized pool, fitness center, and clubhouse just moments away.Cutler Bay is a buzzing, family-friendly town. Golf carts aren't just allowed here, they're a way of life. You'll spot families cruising to the park and neighbors heading out for weekend errands. It's the kind of laid-back, community-first vibe that's genuinely hard to find this close to a major city.Black Point Marina is five minutes away, offering fishing, diving, and waterfront dining. Biscayne National Park, Old Cutler Road, and the Florida Turnpike are all within easy reach — giving you that rare combination of serene, natural surroundings with effortless access to everything South Florida has to offer.The area is served by highly regarded Miami-Dade public schools.With 24/7 gated security, a welcoming atmosphere, and a town that truly feels like a community, this is South Florida living at its finest.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 2004
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Paver Block
- Direction Faces
- North
- Lot Size (Acres)
- 0.11
- Living Sq Ft
- 1,760
- Total Sq Ft
- 2,000
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Other
- Flooring
- Carpet / Laminate / Tile
- Interior Features
- Breakfast Bar / Bedroom On Main Level / Entrance Foyer / Living Dining Room / Main Level Primary / Pantry / Split Bedrooms
- Windows
- Blinds / Plantation Shutters
- Total Rooms
- 1
Exterior Features
- Construction
- Block
- Roof
- Spanish Tile
- Exterior Features
- Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio
- Waterfront Features
- Lake Front / None
- Frontage
- Waterfront
- Frontage Length
- 50.00 ft
- View
- Lake
Community & HOA
- HOA Fee
- $93 / Monthly
- HOA Includes
- Common Areas / Recreation Facilities / Security
- Association Amenities
- Clubhouse / Fitness Center / Gated / Maintenance / Pool / Sidewalks
- Community Features
- Home Owners Association
- Utilities
- Underground Utilities
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Kaye is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $564,900 to $630,000. Homes were built starting 2004. Pure Equity lists homes in Lakes By The Bay Kaye and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 1
- Under Contract
- 0
- Median List Price
- $597,900
- Median $/Sq Ft
- $241
- Avg Days on Market
- 6
Frequently Asked Questions
- How do I schedule a tour of 8820 SW 223rd Terrace, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 8820 SW 223rd Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8820 SW 223rd Terrace, Cutler Bay, FL 33190 still available?
- 8820 SW 223rd Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 23 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8820 SW 223rd Terrace, Cutler Bay, FL 33190?
- With 20% down ($119,800) on the $599,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8820 SW 223rd Terrace, Cutler Bay, FL 33190 is about $3,148/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8820 SW 223rd Terrace, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8820 SW 223rd Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8820 SW 223rd Terrace, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 8820 SW 223rd Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $93 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8820 SW 223rd Terrace, Cutler Bay, FL 33190?
- 8820 SW 223rd Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8820 SW 223rd Terrace, Cutler Bay, FL 33190?
- Often, yes. The right offer on 8820 SW 223rd Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Miami Portfolio Collection
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
$590,000
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Listed by Laura B Derrick, Miami Portfolio Collection
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Recent Sales
Recently sold homes in Lakes By The Bay Kaye
These are the last 6 recorded closings in Lakes By The Bay Kaye, with the price each home actually sold for rather than what it was listed at. They closed at a median of $313 per square foot. The most recent closed on July 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$550,000
Sold · July 30, 2026
22063 SW 88th Court
3 bed · 2.5 bath · 1,760 sqft · $313/sqft
$14,900 under the asking price
Sold$570,000
Sold · March 16, 2026
8788 SW 222nd Terrace
3 bed · 2.5 bath · 1,760 sqft · $324/sqft
$5,000 under the asking price
Sold$675,000
Sold · January 23, 2026
8773 SW 220th Lane
5 bed · 3 bath · 2,711 sqft · $249/sqft
$24,900 under the asking price
Sold$575,000
Sold · November 1, 2025
22151 SW 87th Place
3 bed · 2 bath · 1,876 sqft · $307/sqft
$15,000 under the asking price
Sold$590,000
Sold · September 15, 2025
8778 SW 222nd Terrace
3 bed · 2.5 bath · 1,876 sqft · $314/sqft
$5,000 under the asking price
Sold$635,000
Sold · August 12, 2025
22221 SW 87th Place
4 bed · 3 bath · 2,476 sqft · $256/sqft
See every recorded sale in Lakes By The Bay Kaye or find out what your Lakes By The Bay Kaye home is worth.
