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8895 SW 197th Terrace, Cutler Bay, FL 33157
Sold
40 Days on Market
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All Listings

$750,000

Sold · December 10, 2025

8895 SW 197th Terrace

Cutler Bay, FL 33157

WHISPERING PINES PARK

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

What this home sold for

Sold price
$750,000
Vs. list price
2.6% under
Days on market
40
Price per sq ft
$456

This 4-bedroom single-family home in ZIP 33157 sold for $750,000 on December 10, 2025. That was 2.6% below its final list price of $770,000. It first came on the market at $785,000, so the price was adjusted before it sold. It spent 40 days on the market. At $456 per square foot, it closed 6.2% below the $486 median of the 4 other single-family home sales in the recent closings shown below.

4
Bedrooms
2
Bathrooms
1,646
Living Sq Ft
1972
Year Built

Listing Snapshot

Sold Price
$750,000
Sold On
December 10, 2025
Days on Site
40 Days
Bedrooms
4
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,646 sqft
Total Sq Ft
2,399 sqft
Lot Size
0.21 Acres
Year Built
1972
Property Type
Single Family
MLS #
A11896127
Property Tax
$11,786 (2024)
Subdivision
WHISPERING PINES PARK
County
Miami Dade
Status
Sold
Special Conditions
Listed As Is

About This Property

This beautifully updated 4-bed, 2-bath home sits on a 9,090 SF lot and was completely gutted and rebuilt in 2021. Features include new PVC plumbing, electrical panel and wiring, A/C with new ducts, impact windows/doors, tile flooring, and a 2021 roof with 10 year warranty. Kitchen includes 2021 stainless steel appliances, and plantation shutters add style in select areas.The garage features a new door (2022), and in May 2025, the entire pool and deck were redone, complete with a new saltwater filtration system and LED lighting. Located on a quiet street with no HOA. Move-in ready and built to last

MLS media link

General Features

Property Type
Single Family
Status
Sold
Year Built
1972
Number of Stories
1
Levels
One
Garage Spaces
1
Parking
Driveway
Direction Faces
Northeast
Lot Size (Acres)
0.21
Living Sq Ft
1,646
Total Sq Ft
2,399
Sewer
Public Sewer
Water Source
Public
Zoning
0100

Interior Features

Appliances
Dryer / Dishwasher / Electric Water Heater / Disposal / Refrigerator / Water Purifier / Washer
Cooling
Central Air
Heating
Central
Flooring
Tile
Interior Features
Bathtub / Closet Cabinetry / Pantry / Soaking Tub / Separate Shower

Exterior Features

Construction
Block
Roof
Shingle
Private Pool
Yes
Pool Features
In Ground
View
Garden / Pool

Community & HOA

Association Amenities
None
55+ Community
Yes
Financing Terms
Cash / Conventional
Restrictions
No Restrictions
MLS Area
2600

Schools

Elementary School
Whispering Pines (Miami-Dade)
Homes for Sale
0
How do I schedule a tour of 8895 SW 197th Terrace, Cutler Bay, FL 33157?
Use the Tour button on this listing to request a showing of 8895 SW 197th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 8895 SW 197th Terrace, Cutler Bay, FL 33157 still available?
8895 SW 197th Terrace, Cutler Bay, FL 33157 is currently listed as Sold, and has been on the market 40 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8895 SW 197th Terrace, Cutler Bay, FL 33157?
With 20% down ($154,000) on the $770,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8895 SW 197th Terrace, Cutler Bay, FL 33157 is about $4,047/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8895 SW 197th Terrace, Cutler Bay, FL 33157?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8895 SW 197th Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 8895 SW 197th Terrace, Cutler Bay, FL 33157?
8895 SW 197th Terrace, Cutler Bay, FL 33157 is zoned for Whispering Pines (Miami-Dade) (elementary). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 8895 SW 197th Terrace, Cutler Bay, FL 33157?
Often, yes. The right offer on 8895 SW 197th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Pine River Realty, LLC.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

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Listed by Zuniel Melendez, Pine River Realty, LLC.

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