$599,000
Sold · November 7, 2025
9891 SW 221st Terrace
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $599,000
- Vs. list price
- 0.2% under
- Days on market
- 106
- Price per sq ft
- $301
This 4-bedroom single-family home in Lakes By The Bay Sec 6 sold for $599,000 on November 7, 2025. That was 0.2% below its final list price of $599,999. It first came on the market at $646,000, so the price was adjusted before it sold. It spent 106 days on the market. At $301 per square foot, it closed 8% below the $327 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $599,000
- Sold On
- November 7, 2025
- Days on Site
- 106 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,988 sqft
- Total Sq Ft
- 2,365 sqft
- Lot Size
- 0.09 Acres
- Year Built
- 1990
- Property Type
- Single Family
- MLS #
- A11827328
- Property Tax
- $6,064 (2024)
- HOA Fees
- $426 / Quarterly
- Subdivision
- LAKES BY THE BAY SEC 6
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Low maintenance living with expansive lake views! This updated Cutler Bay home offers a new kitchen, new vinyl plank flooring, and a spacious additional room—perfect for a home office. Enjoy indoor-outdoor living with a large screened-in patio overlooking the lake, with stunning sunrise and sunset views. Generously sized bedrooms, updated baths, fresh interior and exterior paint, and a five-year-old roof add to the appeal. New impact garage door. Walking trails, community pool, lawn care included in HOA. Located near the new Publix, Baptist Urgent Care, restaurants, parks, schools, and shopping. Minutes to FL Turnpike, Black Point Marina, walking/biking paths. Golf cart friendly town! Owners Flood policy can be assumed by new owner to save on policy premium.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1990
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Parking
- Driveway
- Direction Faces
- South
- Lot Size (Acres)
- 0.09
- Living Sq Ft
- 1,988
- Total Sq Ft
- 2,365
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Microwave / Refrigerator
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Carpet / Other
- Interior Features
- Family Dining Room / Separate Shower / Walk In Closets
- Laundry
- In Garage
Exterior Features
- Construction
- Block / Frame
- Roof
- Shingle
- Exterior Features
- Outdoor Living Area / Porch
- Pool Features
- Association
- Patio & Porch
- Porch / Screened
- Waterfront
- Yes
- View
- Lake
Community & HOA
- HOA Fee
- $426 / Quarterly
- HOA Includes
- Common Areas / Maintenance Grounds / Recreation Facilities / Security
- Association Amenities
- Picnic Area / Pool / Security
- Community Features
- Home Owners Association
- Security
- Security Guard
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
About the Community
Lakes By The Bay Sec 5 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $475,000 to $515,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 15
- Median List Price
- $520,000
- Median $/Sq Ft
- $358
- Avg Days on Market
- 106
Frequently Asked Questions
- How do I schedule a tour of 9891 SW 221st Terrace, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 9891 SW 221st Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 9891 SW 221st Terrace, Cutler Bay, FL 33190 still available?
- 9891 SW 221st Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 106 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 9891 SW 221st Terrace, Cutler Bay, FL 33190?
- With 20% down ($120,000) on the $599,999 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9891 SW 221st Terrace, Cutler Bay, FL 33190 is about $3,153/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 9891 SW 221st Terrace, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9891 SW 221st Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 9891 SW 221st Terrace, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 9891 SW 221st Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $426 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 9891 SW 221st Terrace, Cutler Bay, FL 33190?
- Often, yes. The right offer on 9891 SW 221st Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Miami Portfolio Collection
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$599,000
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Listed by Laura B Derrick, Miami Portfolio Collection
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Recent Sales
Recently sold homes in Lakes By The Bay Sec 6
These are the last 6 recorded closings in Lakes By The Bay Sec 6, with the price each home actually sold for rather than what it was listed at. They closed at a median of $327 per square foot. The most recent closed on September 23, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
Sold$465,500
Sold · September 8, 2026
10001 SW 218th Street
3 bed · 2 bath · 1,425 sqft · $327/sqft
$4,000 under the asking price
Sold$475,000
Sold · September 3, 2026
22256 SW 89th Court
3 bed · 2.5 bath · 1,812 sqft · $262/sqft
$9,000 under the asking price
Sold$495,000
Sold · August 18, 2026
10003 SW 223rd Terrace
4 bed · 2 bath · 1,626 sqft · $304/sqft
Sold$599,999
Sold · August 11, 2026
21462 SW 91st Avenue
4 bed · 2 bath · 1,561 sqft · $384/sqft
Sold$485,000
Sold · August 4, 2026
9830 SW 222nd Street
3 bed · 2 bath · 1,369 sqft · $354/sqft
$10,000 over the asking price
See every recorded sale in Lakes By The Bay Sec 6 or find out what your Lakes By The Bay Sec 6 home is worth.
