How do I schedule a tour of 9928 SW 218th Terrace, Cutler Bay, FL 33190?

Use the Tour button on this listing to request a showing of 9928 SW 218th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 9928 SW 218th Terrace, Cutler Bay, FL 33190 still available?

9928 SW 218th Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 23 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 9928 SW 218th Terrace, Cutler Bay, FL 33190?

With 20% down ($116,000) on the $580,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9928 SW 218th Terrace, Cutler Bay, FL 33190 is about $3,048/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 9928 SW 218th Terrace, Cutler Bay, FL 33190?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9928 SW 218th Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 9928 SW 218th Terrace, Cutler Bay, FL 33190 have an HOA fee?

Yes: 9928 SW 218th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $152 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 9928 SW 218th Terrace, Cutler Bay, FL 33190?

9928 SW 218th Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 9928 SW 218th Terrace, Cutler Bay, FL 33190?

Often, yes. The right offer on 9928 SW 218th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Sold

23 Days on Market

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$575,000

Sold · June 5, 2026

9928 SW 218th Terrace

Cutler Bay, FL 33190

LAKES BY THE BAY SEC 2

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Sale Summary

What this home sold for

Sold price: $575,000
Vs. list price: 0.9% under
Days on market: 23
Price per sq ft: $404

This 3-bedroom single-family home in ZIP 33190 sold for $575,000 on June 5, 2026. That was 0.9% below its final list price of $580,000. It spent 23 days on the market.

Bedrooms

Bathrooms

1,425

Living Sq Ft

1985

Year Built

Listing Snapshot

Sold Price: $575,000
Sold On: June 5, 2026
Days on Site: 23 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,425 sqft
Total Sq Ft: 2,106 sqft
Lot Size: 0.1 Acres
Year Built: 1985
Property Type: Single Family
MLS #: A12004903
Property Tax: $6,536 (2025)
HOA Fees: $152 / Monthly
Subdivision: LAKES BY THE BAY SEC 2
Development: LAKES BY THE BAY
County: Miami Dade
Status: Sold
Special Conditions: Listed As Is

About This Property

Beautiful lakefront home in the heart of Cutler Bay. This move-in-ready two-story residence offers 3 bedrooms, 2 bathrooms, and a 2-car garage, along with serene water views and a private backyard. The home features an updated kitchen with modern cabinetry and stainless-steel appliances, plus two bathrooms with modern finishes. Enjoy peace of mind with impact windows and doors, a 2017 roof, and a new A/C system installed in 2026. The open and flexible floor plan includes spacious living and dining areas and generously sized bedrooms. Outdoor living shines with a covered porch and a lakefront patio perfect for relaxing and taking in the tranquil views. The community offers tennis courts, a pool area, and more. The location provides easy access to shopping, dining, parks, and major highways. A must-see property offering comfort, convenience, and peaceful waterfront living. Seller is willing to offer a closing cost credit to Buyer!!

Virtual Tour

General Features

Property Type: Single Family
Status: Sold
Year Built: 1985
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Covered / Driveway / Garage
Direction Faces: Southwest
Lot Size (Acres): 0.1
Living Sq Ft: 1,425
Total Sq Ft: 2,106
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Laminate / Tile
Interior Features: Bedroom On Main Level
Total Rooms: 2
Furnished: Unfurnished

Exterior Features

Construction: Block / Frame / Other / Stucco
Roof: Built Up
Exterior Features: Outdoor Living Area
Patio & Porch: Porch
Waterfront: Yes
Waterfront Features: Lake Front / Other
Frontage Length: 0.00 ft
View: Canal / Garden / Lake

Community & HOA

HOA Fee: $152 / Monthly
Association Amenities: Other
Community Features: Home Owners Association
Pets Allowed: No Pet Restrictions / Yes
55+ Community: Yes
Financing Terms: Cash / Conventional
Restrictions: Other Restrictions
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Area

Cutler Bay

View Cutler Bay Real Estate →

Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 353
Median List Price: $600,000
Median $/Sq Ft: $323
Avg Days on Market: 99

View all 353 homes for sale in Cutler Bay →

Frequently Asked Questions

How do I schedule a tour of 9928 SW 218th Terrace, Cutler Bay, FL 33190?: Use the Tour button on this listing to request a showing of 9928 SW 218th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 9928 SW 218th Terrace, Cutler Bay, FL 33190 still available?: 9928 SW 218th Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 23 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 9928 SW 218th Terrace, Cutler Bay, FL 33190?: With 20% down ($116,000) on the $580,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9928 SW 218th Terrace, Cutler Bay, FL 33190 is about $3,048/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 9928 SW 218th Terrace, Cutler Bay, FL 33190?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9928 SW 218th Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 9928 SW 218th Terrace, Cutler Bay, FL 33190 have an HOA fee?: Yes: 9928 SW 218th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $152 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 9928 SW 218th Terrace, Cutler Bay, FL 33190?: 9928 SW 218th Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 9928 SW 218th Terrace, Cutler Bay, FL 33190?: Often, yes. The right offer on 9928 SW 218th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Equity Real Property and Mgt.

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$575,000

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Listed by Patricia D Garcia, Equity Real Property and Mgt.

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Recently sold homes in ZIP 33190

These are the last 6 recorded closings in ZIP 33190, with the price each home actually sold for rather than what it was listed at. They closed at a median of $261 per square foot. The most recent closed on October 5, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.