$497,000
10021 SW 218th Street
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- Asking price
- $497,000
- Price per sq ft
- $301
- Original price
- $524,000
- Days on market
- 45
This 3-bedroom single-family home in Lakes By The Bay Sec 3 went under contract with an asking price of $497,000, or $301 per square foot. The asking price has come down 5.2% from its original $524,000. It spent 45 days on the market before going under contract.
Estimated monthly payment
$2,612 /mo
Principal and interest only, based on $99,400 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $497,000
- Days on Site
- 45 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,650 sqft
- Total Sq Ft
- 2,174 sqft
- Lot Size
- 0.07 Acres
- Year Built
- 1987
- Property Type
- Single Family
- MLS #
- A11950457
- HOA Fees
- $255 / Quarterly
- Subdivision
- LAKES BY THE BAY SEC 3
- County
- Miami Dade
- Status
- Under Contract
- Special Conditions
- Short Sale / Listed As Is
About This Property
Nestled in the highly desirable, family-friendly neighborhood of Lakes by the Bay, this exceptional single-family home offers the perfect blend of comfort, convenience, and location. Located on a quiet cul-de-sac, this property features 3 generously sized bedrooms and 2 well-appointed bathrooms with elegant tile flooring. The kitchen boasts beautiful granite countertops, combining sophistication and practicality. The spacious master suite includes a private en-suite bathroom, providing a tranquil retreat. Accordion shutters on all windows and sliding glass doors offer added security. Enjoy serene outdoor living with easy access to the community pool, lake, walking trails, and tennis courts. The HOA covers amenities, lawn care, and patrol night security. Schedule a private viewing today!
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Under Contract
- Year Built
- 1987
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Covered / Driveway / Garage
- Direction Faces
- Northeast
- Lot Size (Acres)
- 0.07
- Living Sq Ft
- 1,650
- Total Sq Ft
- 2,174
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Refrigerator / Washer
- Cooling
- Central Air / Other
- Heating
- Other
- Flooring
- Other
- Interior Features
- Other
Exterior Features
- Construction
- Block
- Roof
- Other
- Pool Features
- Association
Community & HOA
- HOA Fee
- $255 / Quarterly
- Association Amenities
- Clubhouse / None / Other / Pool / Security / Tennis Courts
- Community Features
- Home Owners Association
- Security
- Security Guard
- 55+ Community
- Yes
- Financing Terms
- Conventional / FHA
- Restrictions
- Other Restrictions
- MLS Area
- 2600
This home's HOA fee works out to $85 a month, 25% below the $113 median across 15 homes for sale in Lakes By The Bay Sec 3. See Lakes By The Bay Sec 3 HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Sec 5 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $475,000 to $515,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 15
- Median List Price
- $520,000
- Median $/Sq Ft
- $358
- Avg Days on Market
- 106
Frequently Asked Questions
- How do I schedule a tour of 10021 SW 218th Street, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 10021 SW 218th Street, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 10021 SW 218th Street, Cutler Bay, FL 33190 still available?
- 10021 SW 218th Street, Cutler Bay, FL 33190 is currently listed as Under Contract, and has been on the market 45 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 10021 SW 218th Street, Cutler Bay, FL 33190?
- With 20% down ($99,400) on the $497,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10021 SW 218th Street, Cutler Bay, FL 33190 is about $2,612/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 10021 SW 218th Street, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10021 SW 218th Street, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 10021 SW 218th Street, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 10021 SW 218th Street, Cutler Bay, FL 33190 carries an HOA fee of about $255 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 10021 SW 218th Street, Cutler Bay, FL 33190?
- 10021 SW 218th Street, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 10021 SW 218th Street, Cutler Bay, FL 33190?
- Often, yes. The right offer on 10021 SW 218th Street, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of La Ley Realty Corp
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$497,000
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Listed by Jacqueline Moreno, La Ley Realty Corp
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Recent Sales
Recently sold homes in Lakes By The Bay Sec 3
These are the last 6 recorded closings in Lakes By The Bay Sec 3, with the price each home actually sold for rather than what it was listed at. They closed at a median of $327 per square foot. The most recent closed on September 23, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
Sold$465,500
Sold · September 8, 2026
10001 SW 218th Street
3 bed · 2 bath · 1,425 sqft · $327/sqft
$4,000 under the asking price
Sold$475,000
Sold · September 3, 2026
22256 SW 89th Court
3 bed · 2.5 bath · 1,812 sqft · $262/sqft
$9,000 under the asking price
Sold$495,000
Sold · August 18, 2026
10003 SW 223rd Terrace
4 bed · 2 bath · 1,626 sqft · $304/sqft
Sold$599,999
Sold · August 11, 2026
21462 SW 91st Avenue
4 bed · 2 bath · 1,561 sqft · $384/sqft
Sold$485,000
Sold · August 4, 2026
9830 SW 222nd Street
3 bed · 2 bath · 1,369 sqft · $354/sqft
$10,000 over the asking price
See every recorded sale in Lakes By The Bay Sec 3 or find out what your Lakes By The Bay Sec 3 home is worth.
