How do I schedule a tour of 10198 SW 203rd Terrace, Cutler Bay, FL 33189?

Use the Tour button on this listing to request a showing of 10198 SW 203rd Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.

Is 10198 SW 203rd Terrace, Cutler Bay, FL 33189 still available?

10198 SW 203rd Terrace, Cutler Bay, FL 33189 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 10198 SW 203rd Terrace, Cutler Bay, FL 33189?

With 20% down ($149,840) on the $749,200 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10198 SW 203rd Terrace, Cutler Bay, FL 33189 is about $3,937/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 10198 SW 203rd Terrace, Cutler Bay, FL 33189?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10198 SW 203rd Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.

What schools serve 10198 SW 203rd Terrace, Cutler Bay, FL 33189?

10198 SW 203rd Terrace, Cutler Bay, FL 33189 is zoned for Cutler Ridge (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 10198 SW 203rd Terrace, Cutler Bay, FL 33189?

Often, yes. The right offer on 10198 SW 203rd Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

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$749,200

10198 SW 203rd Terrace

Cutler Bay, FL 33189

BEL AIRE SEC 6

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Price Check

How this price compares

List price: $749,200
Price per sq ft: $331
Original price: Unchanged
Days on market: N/A

This 3-bedroom single-family home in ZIP 33189 is listed at $749,200, or $331 per square foot.

Bedrooms

Bathrooms

2,266

Living Sq Ft

1968

Year Built

Estimated monthly payment

$3,937 /mo

Principal and interest only, based on $149,840 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

Customize this estimate

Listing Snapshot

Price: $749,200
Days on Site: 0 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 2,266 sqft
Total Sq Ft: 2,966 sqft
Lot Size: 0.33 Acres
Year Built: 1968
Property Type: Single Family
MLS #: A12103062
Property Tax: $5,469 (2025)
Subdivision: BEL AIRE SEC 6
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Welcome to 10198 SW 203rd Ter, an inviting 3 bedrooms, 2 Bathrooms residence situated on an expansive corner lot in the heart of Cutler Bay. Flooded with natural light, the interior boasts a spacious, open-concept layout that seamlessly connects the living room, dining area, kitchen, and dedicated gathering room—creating a flow for everyday living and entertaining. The primary suite serves as a private retreat, featuring an en-suite bath complete with a separate walk-in shower and a jetted Jacuzzi tub. Designed for complete peace of mind and insurance savings, the home is fully equipped with impact-resistant windows and doors throughout, complemented by a large covered and screened Florida room further protected by accordion shutters. Step outside into the oversized, fenced backyard, a tropical oasis featuring three mango trees and a soursop tree, offering plenty of room to design a custom pool, store outdoor gear in the utility shed, or take advantage of the corner lot's potential for boat or RV parking. Ideally located just four blocks from the Florida Turnpike for a quick commute, this property puts you minutes from Southland Mall, local dining, Black Point Marina, scenic neighborhood parks, and Cutler Bay’s highly regarded public and charter schools. Check the 360/3D Tour. Must see!

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 1968
Number of Stories: 1
Levels: One
Garage Spaces: 0
Parking: Driveway / On Street
Direction Faces: Northwest
Lot Size (Acres): 0.33
Living Sq Ft: 2,266
Total Sq Ft: 2,966
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Ice Maker / Microwave / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Ceramic Tile / Laminate / Tile / Vinyl
Interior Features: Breakfast Area / Bathtub / Dual Sinks / Eat In Kitchen / Jetted Tub / Kitchen Dining Combo / Living Dining Room / Main Level Primary / Soaking Tub / Separate Shower
Windows: Blinds
Total Rooms: 6

Exterior Features

Construction: CBS Concrete Block Structure / Block
Roof: Shingle
Exterior Features: Lighting
Lot Features: Quarter To Half Acre Lot
View: Garden

Community & HOA

Association Amenities: Sidewalks
Community Features: Street Lights
Pets Allowed: Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: No Restrictions / Ok To Lease
MLS Area: 2600

Schools

Elementary School: Cutler Ridge
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Area

Cutler Bay

View Cutler Bay Real Estate →

Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale: 274
Median List Price: $595,000
Median $/Sq Ft: $322
Avg Days on Market: 91

View all 274 homes for sale in Cutler Bay →

Frequently Asked Questions

How do I schedule a tour of 10198 SW 203rd Terrace, Cutler Bay, FL 33189?: Use the Tour button on this listing to request a showing of 10198 SW 203rd Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 10198 SW 203rd Terrace, Cutler Bay, FL 33189 still available?: 10198 SW 203rd Terrace, Cutler Bay, FL 33189 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 10198 SW 203rd Terrace, Cutler Bay, FL 33189?: With 20% down ($149,840) on the $749,200 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10198 SW 203rd Terrace, Cutler Bay, FL 33189 is about $3,937/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 10198 SW 203rd Terrace, Cutler Bay, FL 33189?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10198 SW 203rd Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 10198 SW 203rd Terrace, Cutler Bay, FL 33189?: 10198 SW 203rd Terrace, Cutler Bay, FL 33189 is zoned for Cutler Ridge (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 10198 SW 203rd Terrace, Cutler Bay, FL 33189?: Often, yes. The right offer on 10198 SW 203rd Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Flat Fee Florida Realty LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 9, 2026.

$749,200

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Listed by William Tordjman, Flat Fee Florida Realty LLC

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Recently sold homes in ZIP 33189

These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $334 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.