$459,900
10393 SW 186th Street 1H
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $459,900
- Price per sq ft
- N/A
- Original price
- $475,000
- Days on market
- 288
This commercial property in ZIP 33157 is listed at $459,900. The asking price has come down 3.2% from its original $475,000. It has been on the market for 288 days.
Estimated monthly payment
$2,417 /mo
Principal and interest only, based on $91,980 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $248/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $459,900
- Days on Site
- 288 Days
- Bedrooms
- 0
- Total Baths
- 0
- Total Sq Ft
- 1,900 sqft
- Year Built
- 1990
- Property Type
- Commercial
- MLS #
- A11934317
- Property Tax
- $5,323
- HOA Fees
- $248 / Monthly
- County
- Miami Dade
- Status
- Active
About This Property
40-Year Recertification process is currently underway and is expected to be completed by 10/30/2026.? Priced as the best deal in town, this well-located commercial property sits on a busy street directly across from a U.S. Post Office, offering outstanding visibility and steady foot and vehicle traffic. The price is firm. Beginning November 1, the second floor will be leased at an increased rent of $1,700 per month to a stable, reliable tenant, providing immediate income. The first floor, currently used by the owner as a real estate office, can be rented for $2,400 per month, offering strong additional income potential. The two-story building features separate, independent entrances, making it well suited for a real estate office, law firm, accounting practice, or other professional use, and offers flexibility for both owner-users and investors. Buyers are encouraged to verify permitted uses with the zoning department. All types of financing are accepted. Owner financing is also available: with $350,000 down, the balance may be financed at 6.5% over 12 years, and the seller will pay all closing costs when owner financing is used. The 40-Year Recertification is underway and expected to be completed by November 30/ 2026, and the roof is only three years old. With its prime location, growing rental income, strong income potential, and attractive financing terms, this property is an excellent investment and an ideal place to establish or expand your business.
MLS media linkGeneral Features
- Property Type
- Commercial
- Status
- Active
- Year Built
- 1990
- Number of Stories
- 2
- Lot Size (Acres)
- 0
- Total Sq Ft
- 1,900
- Structure Type
- Office
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 7100
Interior Features
- Cooling
- Central Air
- Heating
- Central / Electric / Individual
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Other
- Lot Features
- City Lot
Community & HOA
- HOA Fee
- $248 / Monthly
- Financing Terms
- Cash / Owner Will Carry
- MLS Area
- 2600
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 275
- Under Contract
- 73
- Median List Price
- $599,000
- Median Sale Price (September)
- $555,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 90
Frequently Asked Questions
- How do I schedule a tour of 10393 SW 186th Street 1H, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 10393 SW 186th Street 1H, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 10393 SW 186th Street 1H, Cutler Bay, FL 33157 still available?
- 10393 SW 186th Street 1H, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 288 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 10393 SW 186th Street 1H, Cutler Bay, FL 33157?
- With 20% down ($91,980) on the $459,900 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 10393 SW 186th Street 1H, Cutler Bay, FL 33157 is about $2,417/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 10393 SW 186th Street 1H, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 10393 SW 186th Street 1H, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 10393 SW 186th Street 1H, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 10393 SW 186th Street 1H, Cutler Bay, FL 33157 carries an HOA fee of about $248 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 10393 SW 186th Street 1H, Cutler Bay, FL 33157?
- Often, yes. The right offer on 10393 SW 186th Street 1H, Cutler Bay, FL 33157 depends on how it's priced against comparable commercial sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Best American Realty Corp
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$459,900
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Listed by Moises Saca, Best American Realty Corp
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Recent Sales
Recently sold homes in ZIP 33157
These are the last 6 recorded closings in ZIP 33157, with the price each home actually sold for rather than what it was listed at. They closed at a median of $463 per square foot. The most recent closed on October 15, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$883,000
Sold · October 15, 2026
8425 SW 174th Street
4 bed · 3 bath · 1,993 sqft · $443/sqft
$41,999 under the asking price
Sold$1,915,000
Sold · October 14, 2026
8600 SW 162nd Street
6 bed · 3 bath · 3,369 sqft · $568/sqft
$84,000 under the asking price
Sold$720,000
Sold · October 13, 2026
17405 SW 109th Court
3 bed · 2 bath · 1,976 sqft · $364/sqft
$79,000 under the asking price
Sold$875,000
Sold · October 13, 2026
18451 SW 90th Avenue
4 bed · 2 bath · 1,656 sqft · $528/sqft
$4,000 under the asking price
Sold$665,000
Sold · October 13, 2026
9921 SW 195th Street
2 bed · 2 bath
Sold$1,800,000
Sold · October 13, 2026
5996 Paradise Point Drive
3 bed · 4 bath · 3,885 sqft · $463/sqft
$50,000 under the asking price
See every recorded sale in ZIP 33157 or find out what your ZIP 33157 home is worth.
