$2,400,000
Sold · July 31, 2025
13090 Biscayne Bay Terrace
North Miami, FL 33181
Explore the area: North Miami homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $2,400,000
- Vs. list price
- 11.1% under
- Days on market
- 13
- Price per sq ft
- $915
This 4-bedroom single-family home in Keystone Island No 5 sold for $2,400,000 on July 31, 2025. That was 11.1% below its final list price of $2,700,000. It spent 13 days on the market. At $915 per square foot, it closed 21% below the $1,158 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $2,400,000
- Sold On
- July 31, 2025
- Days on Site
- 13 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Living Area
- 2,623 sqft
- Lot Size
- 0.22 Acres
- Year Built
- 1960
- Property Type
- Single Family
- MLS #
- A11808488
- Property Tax
- $12,411 (2024)
- Subdivision
- KEYSTONE ISLAND NO 5
- Development
- Keystone Point
- County
- Miami Dade
- Status
- Sold
About This Property
Welcome to your slice of paradise in North Miami's sought-after Keystone Point! Located in the depths of Island 5, this 4 bedroom, 3 bath home is all about laid-back coastal living with direct canal access to Biscayne Bay (no fixed bridges). The home features a spacious layout with plenty of natural light & a large pool with salt system perfect for cooling off on hot Miami days. The open living & dining areas flow into a kitchen that's ready for entertaining or everyday living. The home boasts spacious rooms & an oversized 2-car garage. The backyard offers an ideal space for weekend barbecues, relaxing poolside, or just soaking in the water views. Located in a gated community close to beaches, shopping, dining, & schools, this home offers the ultimate South Florida lifestyle.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1960
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Circular Driveway / Garage / Garage Door Opener / Paver Block
- Direction Faces
- East
- Lot Size (Acres)
- 0.22
- Living Sq Ft
- 2,623
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0900
Interior Features
- Appliances
- Dishwasher / Electric Water Heater / Disposal / Gas Range / Gas Water Heater / Microwave / Oven / Refrigerator / Water Softener
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Other / Tile
- Interior Features
- Breakfast Bar / Main Level Primary / Separate Shower / Walk In Closets
- Laundry
- Washer Hookup / Dryer Hookup
- Total Rooms
- 1
Exterior Features
- Construction
- Block
- Roof
- Other / Spanish Tile
- Exterior Features
- Lighting / Outdoor Living Area / Porch
- Private Pool
- Yes
- Pool Features
- Heated / In Ground / Pool Sweep / Screen Enclosure
- Patio & Porch
- Deck / Patio / Porch / Screened
- Waterfront
- Yes
- Waterfront Features
- Canal Front / Navigable Water / No Fixed Bridges / Ocean Access
- Frontage
- Waterfront
- Frontage Length
- 78.00 ft
- View
- Canal
Community & HOA
- Association Amenities
- Gated / Security / Sidewalks
- Community Features
- Street Lights
- Security
- Security System / Smoke Detectors / Security Guard
- Financing Terms
- Cash / Conventional
- Restrictions
- No Restrictions
- MLS Area
- 2220
Schools
- Elementary School
- David Lawrence Jr. K-8
- Middle School
- Dr. David L. Anderson
- High School
- Alonzo and Tracy Mourning
About the Community
Keystone Island No 2 is an age-restricted 55+ community in North Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $5,000,000 to $8,600,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Keystone Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 10
- Under Contract
- 1
- Median List Price
- $3,335,000
- Median $/Sq Ft
- $1,370
- Avg Days on Market
- 133
Frequently Asked Questions
- How do I schedule a tour of 13090 Biscayne Bay Terrace, North Miami, FL 33181?
- Use the Tour button on this listing to request a showing of 13090 Biscayne Bay Terrace, North Miami, FL 33181. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 13090 Biscayne Bay Terrace, North Miami, FL 33181 still available?
- 13090 Biscayne Bay Terrace, North Miami, FL 33181 is currently listed as Sold, and has been on the market 13 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 13090 Biscayne Bay Terrace, North Miami, FL 33181?
- With 20% down ($540,000) on the $2,700,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13090 Biscayne Bay Terrace, North Miami, FL 33181 is about $14,190/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 13090 Biscayne Bay Terrace, North Miami, FL 33181?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13090 Biscayne Bay Terrace, North Miami, FL 33181. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 13090 Biscayne Bay Terrace, North Miami, FL 33181?
- 13090 Biscayne Bay Terrace, North Miami, FL 33181 is zoned for David Lawrence Jr. K-8 (elementary), Dr. David L. Anderson (middle), Alonzo and Tracy Mourning (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 13090 Biscayne Bay Terrace, North Miami, FL 33181?
- Often, yes. The right offer on 13090 Biscayne Bay Terrace, North Miami, FL 33181 depends on how it's priced against comparable single family sales in North Miami, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Jill Smith R.E Broker
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
$2,400,000
Own a home nearby?
This sale is now a comparable for every home around it. Get a free estimate of what yours would sell for today.
Listed by Jill Smith, Jill Smith R.E Broker
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in Keystone Island No 5
These are the last 6 recorded closings in Keystone Island No 5, with the price each home actually sold for rather than what it was listed at. They closed at a median of $1,310 per square foot. The most recent closed on July 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$7,530,000
Sold · July 30, 2026
2370 Bayview Lane
6 bed · 6.5 bath · 5,750 sqft · $1,310/sqft
$1,070,000 under the asking price
Sold$4,200,000
Sold · July 27, 2026
2310 Bayview Lane
6 bed · 5.5 bath · 4,822 sqft · $871/sqft
$799,000 under the asking price
Sold$5,400,000
Sold · May 12, 2026
12885 N Bayshore Drive
4 bed · 5 bath · 3,658 sqft · $1,476/sqft
$350,000 under the asking price
Sold$2,700,000
Sold · April 29, 2026
13000 Arch Creek Terrace
4 bed · 4.5 bath · 2,687 sqft · $1,005/sqft
$150,000 under the asking price
Sold$1,500,000
Sold · February 25, 2026
12430 Keystone Island Drive
3 bed · 2.5 bath · 2,048 sqft · $732/sqft
$250,000 under the asking price
Sold$7,500,000
Sold · February 6, 2026
13225 Arch Creek Terrace
6 bed · 5.5 bath · 4,547 sqft · $1,649/sqft
$399,000 under the asking price
See every recorded sale in Keystone Island No 5 or find out what your Keystone Island No 5 home is worth.










