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13090 Biscayne Bay Terrace, North Miami, FL 33181
Sold
13 Days on Market
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$2,400,000

Sold · July 31, 2025

13090 Biscayne Bay Terrace

North Miami, FL 33181

KEYSTONE ISLAND NO 5

Explore the area: North Miami homes for sale · Miami Dade County real estate

What this home sold for

Sold price
$2,400,000
Vs. list price
11.1% under
Days on market
13
Price per sq ft
$915

This 4-bedroom single-family home in Keystone Island No 5 sold for $2,400,000 on July 31, 2025. That was 11.1% below its final list price of $2,700,000. It spent 13 days on the market. At $915 per square foot, it closed 21% below the $1,158 median of the 6 other single-family home sales in the recent closings shown below.

4
Bedrooms
3
Bathrooms
2,623
Living Sq Ft
1960
Year Built

Listing Snapshot

Sold Price
$2,400,000
Sold On
July 31, 2025
Days on Site
13 Days
Bedrooms
4
Total Baths
3
Full Baths
3
Living Area
2,623 sqft
Lot Size
0.22 Acres
Year Built
1960
Property Type
Single Family
MLS #
A11808488
Property Tax
$12,411 (2024)
Subdivision
KEYSTONE ISLAND NO 5
Development
Keystone Point
County
Miami Dade
Status
Sold

About This Property

Welcome to your slice of paradise in North Miami's sought-after Keystone Point! Located in the depths of Island 5, this 4 bedroom, 3 bath home is all about laid-back coastal living with direct canal access to Biscayne Bay (no fixed bridges). The home features a spacious layout with plenty of natural light & a large pool with salt system perfect for cooling off on hot Miami days. The open living & dining areas flow into a kitchen that's ready for entertaining or everyday living. The home boasts spacious rooms & an oversized 2-car garage. The backyard offers an ideal space for weekend barbecues, relaxing poolside, or just soaking in the water views. Located in a gated community close to beaches, shopping, dining, & schools, this home offers the ultimate South Florida lifestyle.

MLS media link

General Features

Property Type
Single Family
Status
Sold
Year Built
1960
Property Condition
Resale
Number of Stories
1
Levels
One
Garage Spaces
2
Attached Garage
Yes
Parking
Attached / Circular Driveway / Garage / Garage Door Opener / Paver Block
Direction Faces
East
Lot Size (Acres)
0.22
Living Sq Ft
2,623
Sewer
Public Sewer
Water Source
Public
Zoning
0900

Interior Features

Appliances
Dishwasher / Electric Water Heater / Disposal / Gas Range / Gas Water Heater / Microwave / Oven / Refrigerator / Water Softener
Cooling
Central Air / Ceiling Fans / Electric
Heating
Central / Electric
Flooring
Other / Tile
Interior Features
Breakfast Bar / Main Level Primary / Separate Shower / Walk In Closets
Laundry
Washer Hookup / Dryer Hookup
Total Rooms
1

Exterior Features

Construction
Block
Roof
Other / Spanish Tile
Exterior Features
Lighting / Outdoor Living Area / Porch
Private Pool
Yes
Pool Features
Heated / In Ground / Pool Sweep / Screen Enclosure
Patio & Porch
Deck / Patio / Porch / Screened
Waterfront
Yes
Waterfront Features
Canal Front / Navigable Water / No Fixed Bridges / Ocean Access
Frontage
Waterfront
Frontage Length
78.00 ft
View
Canal

Community & HOA

Association Amenities
Gated / Security / Sidewalks
Community Features
Street Lights
Security
Security System / Smoke Detectors / Security Guard
Financing Terms
Cash / Conventional
Restrictions
No Restrictions
MLS Area
2220

Schools

Elementary School
David Lawrence Jr. K-8
Middle School
Dr. David L. Anderson
High School
Alonzo and Tracy Mourning

Keystone Island No 2 is an age-restricted 55+ community in North Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $5,000,000 to $8,600,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Keystone Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
10
Under Contract
1
Median List Price
$3,335,000
Median $/Sq Ft
$1,370
Avg Days on Market
133
View all 10 homes for sale in Keystone Island →
How do I schedule a tour of 13090 Biscayne Bay Terrace, North Miami, FL 33181?
Use the Tour button on this listing to request a showing of 13090 Biscayne Bay Terrace, North Miami, FL 33181. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 13090 Biscayne Bay Terrace, North Miami, FL 33181 still available?
13090 Biscayne Bay Terrace, North Miami, FL 33181 is currently listed as Sold, and has been on the market 13 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 13090 Biscayne Bay Terrace, North Miami, FL 33181?
With 20% down ($540,000) on the $2,700,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13090 Biscayne Bay Terrace, North Miami, FL 33181 is about $14,190/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 13090 Biscayne Bay Terrace, North Miami, FL 33181?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13090 Biscayne Bay Terrace, North Miami, FL 33181. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
What schools serve 13090 Biscayne Bay Terrace, North Miami, FL 33181?
13090 Biscayne Bay Terrace, North Miami, FL 33181 is zoned for David Lawrence Jr. K-8 (elementary), Dr. David L. Anderson (middle), Alonzo and Tracy Mourning (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 13090 Biscayne Bay Terrace, North Miami, FL 33181?
Often, yes. The right offer on 13090 Biscayne Bay Terrace, North Miami, FL 33181 depends on how it's priced against comparable single family sales in North Miami, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Jill Smith R.E Broker

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

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Listed by Jill Smith, Jill Smith R.E Broker

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