$4,199,000
13305 Biscayne Island Terrace
North Miami, FL 33181
Explore the area: North Miami homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $4,199,000
- Price per sq ft
- N/A
- Original price
- $4,799,000
- Days on market
- 122
This 4-bedroom single-family home in Keystone Island No 5 is listed at $4,199,000. The asking price has come down 12.5% from its original $4,799,000. It has been on the market for 122 days.
Estimated monthly payment
$22,068 /mo
Principal and interest only, based on $839,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $4,199,000
- Days on Site
- 122 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Total Sq Ft
- 3,195 sqft
- Lot Size
- 0.34 Acres
- Year Built
- 1971
- Property Type
- Single Family
- MLS #
- A12032670
- Property Tax
- $46,805 (2025)
- Subdivision
- KEYSTONE ISLAND NO 5
- Development
- Keystone Point
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
*MOTIVATED SELLER* Deeded Dock for BIG YATCHS plus a 24,000lbs BOAT LIFT, located in Island 5, “the most desirable island in Keystone Point”. Experience the ultimate South Florida waterfront lifestyle in this beautifully renovated canal-front residence. Situated on an oversized 15,000± SF lot with direct ocean access and no fixed bridges, this exceptional property is a true boater’s dream, FIVE MINUTES AWAY FROM HAULOVER SANDBAR AND HALOUVER OCEAN ACCESS.Offering 4 bedrooms, 3 full baths, and nearly 3,200 SF of living space, the home features abundant natural light, and a seamless open layout designed for both comfortable living and entertaining. Parking for 10 vehicles. High-impact windows and sliding glass doors provide peace of mind while showcasing beautiful water views throughout.The resort-style backyard is highlighted by a sparkling pool overlooking the canal, creating the perfect setting for outdoor dining, relaxing, and enjoying Miami’s year-round sunshine. Whether departing by boat for a day on the water or entertaining guests poolside, this home delivers an unmatched waterfront lifestyle.Ideally located close to Bal Harbour, Aventura, Sunny Isles Beach, world-class shopping and fine dining. Opportunities to own a move-in-ready waterfront home with an oversized lot and unrestricted ocean access are increasingly rare. A truly exceptional property where luxury, boating, privacy, and location come together in one remarkable offering. Located within the highly desirable gated community of Keystone Point, this beautifully renovated waterfront residence offers a rare combination of luxury, privacy, and direct boating access. Positioned on an oversized approximately 15,000-square-foot lot, the property enjoys direct ocean access with no fixed bridges, making it ideal for boating enthusiasts seeking unrestricted navigation to Biscayne Bay and the Atlantic Ocean.The residence features four bedrooms and three full bathrooms with approximately 2,927 square feet of adjusted living area and 3,195 square feet of total living area. The thoughtfully designed floor plan provides a seamless flow between living, dining, family, and outdoor entertainment spaces, maximizing both comfort and functionality.Recent renovations have enhanced the home’s appeal while maintaining a timeless elegance. Ceramic flooring extends throughout the interior, creating a sophisticated and cohesive aesthetic. Large impact-rated windows and sliding glass doors provide abundant natural light, energy efficiency, storm protection, and beautiful views of the surrounding waterfront setting.The kitchen and living areas are designed for modern living and entertaining, offering generous space for family gatherings and social events. The primary suite and additional bedrooms provide flexibility for families, guests, home office use, or multigenerational living arrangements.Outdoor living is a defining feature of the property. The backyard offers a private tropical setting with a swimming pool overlooking the canal. The expansive lot provides ample room for entertaining, outdoor dining, recreation, and future customization. The waterfront location allows residents to enjoy boating, fishing, paddleboarding, and the South Florida lifestyle directly from their own property.Biscayne Island Estates is recognized as one of North Miami’s most sought-after waterfront communities, offering a secure gated environment and convenient access to many of South Florida’s premier destinations. Residents are located just minutes from:* Bal Harbour Shops* Aventura Mall* Sunny Isles Beach* Haulover Beach and Marina* Oleta River State Park* Fine dining and entertainment venues* Private and public schools* Major highways and airportsThe property’s strategic location allows convenient access to Downtown Miami, the Design District, Wynwood, Miami Beach, Fort Lauderdale, and both Miami International Airport and Fort Lauderdale-Hollywood International Airport.Features believed to be of particular interest include:* Gated waterfront community* Direct ocean access* No fixed bridges* Oversized approximately 15,000 SF lot* Renovated interior* Four bedrooms* Three full bathrooms* Ceramic flooring* Impact-rated windows* Impact-rated sliding doors* Abundant natural light* Waterfront pool* Canal frontage* Excellent indoor-outdoor flow* Move-in-ready condition* Ideal for boating enthusiasts* Prime North Miami locationThis property presents an exceptional opportunity for buyers seeking a primary residence, seasonal retreat, investment property, or waterfront lifestyle home in one of Miami’s most desirable boating communities. The combination of location, lot size, renovations, impact protection, pool, waterfront setting, and unrestricted ocean access creates a compelling offering that is increasingly difficult to find in today’s market.All measurements, dimensions, square footage, lot size, waterfront specifications, and other information are believed to be accurate but should be independently verified by the buyer and buyer’s representatives. Property is shown by appointment only. Contact listing agent for additional information, access instructions, and showing availability. ??????
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1971
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- West
- Lot Size (Acres)
- 0.34
- Total Sq Ft
- 3,195
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- R-1
Interior Features
- Appliances
- Dryer / Dishwasher / Disposal / Ice Maker / Microwave / Oven / Refrigerator
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Ceramic Tile
- Interior Features
- Bidet / Bedroom On Main Level / Breakfast Area / Closet Cabinetry / Dual Sinks / Eat In Kitchen / Kitchen Island / Living Dining Room / Main Level Primary / Multiple En Suite Bathrooms / Walk In Closets
- Total Rooms
- 2
- Furnished
- Unfurnished
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Spanish Tile
- Exterior Features
- Barbecue / Lighting
- Architectural Style
- Ranch
- Private Pool
- Yes
- Pool Features
- In Ground
- Lot Features
- One To Two Acres / Quarter To Half Acre Lot
- Waterfront
- Yes
- Waterfront Features
- Canal Front / No Fixed Bridges / Ocean Access
- Frontage
- Waterfront
- Frontage Length
- 180.00 ft
- View
- Bay / Canal
Community & HOA
- Association Amenities
- Gated / Security / Sidewalks
- Community Features
- Street Lights
- Security
- Smoke Detectors / Security Guard
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA
- Restrictions
- Ok To Lease
- MLS Area
- 2220
Schools
- Elementary School
- David Lawrence Jr. K-8
- Middle School
- North Miami
- High School
- Alonzo and Tracy Mourning
About the Community
Keystone Island No 2 is an age-restricted 55+ community in North Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $5,000,000 to $8,600,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Keystone Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 10
- Under Contract
- 1
- Median List Price
- $3,350,000
- Median $/Sq Ft
- $1,370
- Avg Days on Market
- 152
Frequently Asked Questions
- How do I schedule a tour of 13305 Biscayne Island Terrace, North Miami, FL 33181?
- Use the Tour button on this listing to request a showing of 13305 Biscayne Island Terrace, North Miami, FL 33181. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 13305 Biscayne Island Terrace, North Miami, FL 33181 still available?
- 13305 Biscayne Island Terrace, North Miami, FL 33181 is currently listed as Active, and has been on the market 122 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 13305 Biscayne Island Terrace, North Miami, FL 33181?
- With 20% down ($839,800) on the $4,199,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 13305 Biscayne Island Terrace, North Miami, FL 33181 is about $22,068/mo, before property taxes, insurance. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 13305 Biscayne Island Terrace, North Miami, FL 33181?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 13305 Biscayne Island Terrace, North Miami, FL 33181. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- What schools serve 13305 Biscayne Island Terrace, North Miami, FL 33181?
- 13305 Biscayne Island Terrace, North Miami, FL 33181 is zoned for David Lawrence Jr. K-8 (elementary), North Miami (middle), Alonzo and Tracy Mourning (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 13305 Biscayne Island Terrace, North Miami, FL 33181?
- Often, yes. The right offer on 13305 Biscayne Island Terrace, North Miami, FL 33181 depends on how it's priced against comparable single family sales in North Miami, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Beachfront Realty Inc
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$4,199,000
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Listed by Alan Orozco, Beachfront Realty Inc
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Recent Sales
Recently sold homes in Keystone Island No 5
These are the last 6 recorded closings in Keystone Island No 5, with the price each home actually sold for rather than what it was listed at. They closed at a median of $1,310 per square foot. The most recent closed on July 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$7,530,000
Sold · July 30, 2026
2370 Bayview Lane
6 bed · 6.5 bath · 5,750 sqft · $1,310/sqft
$1,070,000 under the asking price
Sold$4,200,000
Sold · July 27, 2026
2310 Bayview Lane
6 bed · 5.5 bath · 4,822 sqft · $871/sqft
$799,000 under the asking price
Sold$5,400,000
Sold · May 12, 2026
12885 N Bayshore Drive
4 bed · 5 bath · 3,658 sqft · $1,476/sqft
$350,000 under the asking price
Sold$2,700,000
Sold · April 29, 2026
13000 Arch Creek Terrace
4 bed · 4.5 bath · 2,687 sqft · $1,005/sqft
$150,000 under the asking price
Sold$1,500,000
Sold · February 25, 2026
12430 Keystone Island Drive
3 bed · 2.5 bath · 2,048 sqft · $732/sqft
$250,000 under the asking price
Sold$7,500,000
Sold · February 6, 2026
13225 Arch Creek Terrace
6 bed · 5.5 bath · 4,547 sqft · $1,649/sqft
$399,000 under the asking price
See every recorded sale in Keystone Island No 5 or find out what your Keystone Island No 5 home is worth.
