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20721 SW 103rd Court, Cutler Bay, FL 33189
Active
6 Days on Market
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How this price compares

List price
$499,000
Price per sq ft
$421
Vs. nearby sales
23.1% above
Days on market
6

This 3-bedroom single-family home in ZIP 33189 is listed at $499,000, or $421 per square foot. It has been on the market for 6 days. The 5 most recent single-family home sales in the closings shown below sold at a median of $342 per square foot, so the asking price is 23.1% above what comparable homes here actually sold for.

3
Bedrooms
2
Bathrooms
1,185
Living Sq Ft
1991
Year Built

Estimated monthly payment

$2,622 /mo

Principal and interest only, based on $99,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.

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Listing Snapshot

Price
$499,000
Days on Site
6 Days
Bedrooms
3
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,185 sqft
Total Sq Ft
1,200 sqft
Lot Size
0.09 Acres
Year Built
1991
Property Type
Single Family
MLS #
A12091453
Property Tax
$3,011 (2025)
HOA Fees
$214 / Quarterly
Subdivision
CUTLER CREEK CLUB SEC 2 A
Development
CUTLER CREEK CLUB
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

Great opportunity to own a spacious one-story, 3-bedroom, 2-bath home featuring additional storage, a 2018 roof, accordion shutters, and convenient indoor laundry. The open and spacious floor plan offers plenty of potential to make the home your own. Ideally located near A-rated schools, major highways, shopping, dining, and everyday conveniences.

MLS media link

General Features

Property Type
Single Family
Status
Active
Year Built
1991
Number of Stories
1
Levels
One
Garage Spaces
0
Parking
Driveway
Direction Faces
West
Lot Size (Acres)
0.09
Living Sq Ft
1,185
Total Sq Ft
1,200
Sewer
Public Sewer
Water Source
Public
Zoning
3001

Interior Features

Appliances
Dishwasher / Electric Range / Gas Water Heater / Microwave
Cooling
Central Air / Electric
Heating
Central / Electric
Flooring
Ceramic Tile
Interior Features
Bedroom On Main Level / Main Level Primary
Furnished
Unfurnished

Exterior Features

Construction
Block
Roof
Shingle
View
Garden

Community & HOA

HOA Fee
$214 / Quarterly
Community Features
Home Owners Association
55+ Community
Yes
Financing Terms
Cash / Conventional
Restrictions
Ok To Lease
MLS Area
2600

This home's HOA fee works out to $71 a month, in line with the $72 median across 3 homes for sale in this community. See the community's HOA fees

Schools

Elementary School
Cutler Ridge
Middle School
Cutler Bay Middle
High School
Miami Southridge
Homes for Sale
3
Under Contract
0
Median List Price
$514,900
Median $/Sq Ft
$421
Avg Days on Market
27
View all 3 homes for sale in Cutler Creek Club Sec 2 A →
How do I schedule a tour of 20721 SW 103rd Court, Cutler Bay, FL 33189?
Use the Tour button on this listing to request a showing of 20721 SW 103rd Court, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 20721 SW 103rd Court, Cutler Bay, FL 33189 still available?
20721 SW 103rd Court, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 6 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 20721 SW 103rd Court, Cutler Bay, FL 33189?
With 20% down ($99,800) on the $499,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20721 SW 103rd Court, Cutler Bay, FL 33189 is about $2,622/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 20721 SW 103rd Court, Cutler Bay, FL 33189?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20721 SW 103rd Court, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 20721 SW 103rd Court, Cutler Bay, FL 33189 have an HOA fee?
Yes: 20721 SW 103rd Court, Cutler Bay, FL 33189 carries an HOA fee of about $214 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 20721 SW 103rd Court, Cutler Bay, FL 33189?
20721 SW 103rd Court, Cutler Bay, FL 33189 is zoned for Cutler Ridge (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 20721 SW 103rd Court, Cutler Bay, FL 33189?
Often, yes. The right offer on 20721 SW 103rd Court, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of First Rate Realty Corp

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.

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Listed by Carlos A Plantada, First Rate Realty Corp

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