$500,000
Sold · December 15, 2025
20810 SW 86th Place
Cutler Bay, FL 33189
Centennial Sec 03
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $500,000
- Vs. list price
- 2.2% over
- Days on market
- 49
- Price per sq ft
- $290
This 4-bedroom single-family home in ZIP 33189 sold for $500,000 on December 15, 2025. That was 2.2% above its final list price of $489,000. It spent 49 days on the market. At $290 per square foot, it closed 13.2% below the $334 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $500,000
- Sold On
- December 15, 2025
- Days on Site
- 49 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,725 sqft
- Year Built
- 2007
- Property Type
- Single Family
- MLS #
- F10520358
- Property Tax
- $7,910 (2024)
- HOA Fees
- $65 / Monthly
- Subdivision
- Centennial Sec 03
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Beautiful one-story home with 4 bedrooms and 2½ bathrooms, featuring a 1-car attached garage and a welcoming front porch. The double-door front entry opens to a foyer leading into a spacious open floor plan with a modern kitchen and bar, complete with a decorative backsplash. Enjoy two glass sliding doors in the living room and breakfast area providing seamless access to the wood-fenced backyard, plus an additional bedroom with sliding doors to the backyard. Perfect for entertaining and comfortable family living. One or more photos have been virtually staged to showcase the home’s potential. Schedule a showing today!
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 2007
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 1
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- East
- Living Sq Ft
- 1,725
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dishwasher / Electric Range / Microwave / Refrigerator
- Cooling
- Attic Fan / Ceiling Fans
- Heating
- Central
- Flooring
- Vinyl
- Interior Features
- Bedroom On Main Level / Entrance Foyer / Main Level Primary
- Main Level Bedrooms
- 4
- Main Level Baths
- 3
- Total Rooms
- 1
Exterior Features
- Construction
- Block
- Roof
- Other
- Exterior Features
- Outdoor Living Area
- Patio & Porch
- Porch
- Lot Features
- Less Than Quarter Acre
- View
- Other
Community & HOA
- HOA Fee
- $65 / Monthly
- Association Amenities
- Sidewalks
- Community Features
- Home Owners Association
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Other Restrictions
- MLS Area
- 2600
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 351
- Median List Price
- $600,000
- Median $/Sq Ft
- $322
- Avg Days on Market
- 100
Frequently Asked Questions
- How do I schedule a tour of 20810 SW 86th Place, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 20810 SW 86th Place, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 20810 SW 86th Place, Cutler Bay, FL 33189 still available?
- 20810 SW 86th Place, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 49 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 20810 SW 86th Place, Cutler Bay, FL 33189?
- With 20% down ($97,800) on the $489,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20810 SW 86th Place, Cutler Bay, FL 33189 is about $2,570/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 20810 SW 86th Place, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20810 SW 86th Place, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 20810 SW 86th Place, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 20810 SW 86th Place, Cutler Bay, FL 33189 carries an HOA fee of about $65 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 20810 SW 86th Place, Cutler Bay, FL 33189?
- Often, yes. The right offer on 20810 SW 86th Place, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Mainstay Brokerage LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$500,000
Own a home nearby?
This sale is now a comparable for every home around it. Get a free estimate of what yours would sell for today.
Listed by Raquel Littlejohn, Mainstay Brokerage LLC
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $334 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$600,000
Sold · September 30, 2026
9395 Nassau Drive
3 bed · 2 bath · 1,799 sqft · $334/sqft
$25,000 under the asking price
Sold$581,000
Sold · September 29, 2026
10451 SW 201st Terrace
3 bed · 2 bath · 1,104 sqft · $526/sqft
$18,900 under the asking price
Sold$665,000
Sold · September 29, 2026
20200 SW 90th Ave Road
4 bed · 2 bath · 2,203 sqft · $302/sqft
Sold$296,000
Sold · September 25, 2026
21130 SW 87th Avenue 304
2 bed · 2 bath · 991 sqft · $299/sqft
$19,000 under the asking price
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
