$650,000
Sold · April 1, 2026
20816 SW 85th Place
Cutler Bay, FL 33189
CENTENNIAL SEC 2
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $650,000
- Vs. list price
- 7% under
- Days on market
- 110
- Price per sq ft
- $322
This 4-bedroom single-family home in ZIP 33189 sold for $650,000 on April 1, 2026. That was 7% below its final list price of $699,000. It first came on the market at $840,000, so the price was adjusted before it sold. It spent 110 days on the market. At $322 per square foot, it closed 5.8% below the $342 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $650,000
- Sold On
- April 1, 2026
- Days on Site
- 110 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 2,020 sqft
- Total Sq Ft
- 2,540 sqft
- Lot Size
- 0.31 Acres
- Year Built
- 1989
- Property Type
- Single Family
- MLS #
- A11907660
- Property Tax
- $3,652 (2025)
- HOA Fees
- $112 / Monthly
- Subdivision
- CENTENNIAL SEC 2
- Development
- Chantarelle
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
PRICE IMPROVEMENT !! Wake up to peaceful lake views in this spacious 4BR/3BA two-story single family home in the charming Cutler Bay community of Chanterelle by the Bay, just off historic Old Cutler Road. Sitting on an oversized 13,000+ sq ft lot, this lakefront property offers a true Florida lifestyle — swim, kayak, paddle board, or even add your own private sandy beach in the backyard.A grand double-height foyer welcomes you into an expansive living area filled with natural light, complemented by marble and wood floors throughout. The oversized living room flows into a formal dining space perfect for large celebrations. The kitchen overlooks the lake, creating a serene backdrop for everyday living.The oversized primary suite features a spacious ensuite with separate tub, shower, and generously sized walk-in closet. A full bedroom and bathroom downstairs offer flexibility for guests or extended family. Additional features include a dedicated laundry room, accordian shutters and 2-car garage for added convenience.Just a short golf cart or bike path ride to Black Point Marina, waterfront dining, and oceanside walking trails, this home offers rare space, lifestyle, and potential in one of the area’s most sought-after communities.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1989
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Garage Door Opener / Guest
- Direction Faces
- East
- Lot Size (Acres)
- 0.31
- Living Sq Ft
- 2,020
- Total Sq Ft
- 2,540
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Disposal / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Tile
- Interior Features
- Breakfast Bar / Built In Features / Bathtub / Closet Cabinetry / Dining Area / Separate Formal Dining Room / Entrance Foyer / Eat In Kitchen / Jetted Tub / Main Level Primary / Pantry / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
- Total Rooms
- 3
Exterior Features
- Construction
- Block
- Roof
- Barrel
- Exterior Features
- Room For Pool
- Waterfront
- Yes
- Waterfront Features
- Lake Front / Lake Privileges / Other
- Frontage
- Waterfront
- Frontage Length
- 500.00 ft
- View
- Lake / Water
Community & HOA
- HOA Fee
- $112 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- Gated / Other
- Community Features
- Home Owners Association
- Security
- Smoke Detectors
- Utilities
- Cable Available
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Limited Number Vehicles / No Truck / No Trailer Parking
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 275
- Under Contract
- 73
- Median List Price
- $599,000
- Median Sale Price (September)
- $555,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 90
Frequently Asked Questions
- How do I schedule a tour of 20816 SW 85th Place, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 20816 SW 85th Place, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 20816 SW 85th Place, Cutler Bay, FL 33189 still available?
- 20816 SW 85th Place, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 110 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 20816 SW 85th Place, Cutler Bay, FL 33189?
- With 20% down ($139,800) on the $699,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20816 SW 85th Place, Cutler Bay, FL 33189 is about $3,674/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 20816 SW 85th Place, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20816 SW 85th Place, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 20816 SW 85th Place, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 20816 SW 85th Place, Cutler Bay, FL 33189 carries an HOA fee of about $112 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 20816 SW 85th Place, Cutler Bay, FL 33189?
- 20816 SW 85th Place, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 20816 SW 85th Place, Cutler Bay, FL 33189?
- Often, yes. The right offer on 20816 SW 85th Place, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Xcellence
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
$650,000
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Listed by Monica Benitez, Xcellence
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Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $342 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$519,000
Sold · October 14, 2026
9770 SW 210th Street
3 bed · 2 bath · 1,518 sqft · $342/sqft
$1,000 under the asking price
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$600,000
Sold · October 2, 2026
10015 SW 213th Terrace
3 bed · 2 bath · 1,458 sqft · $412/sqft
Sold$649,990
Sold · October 1, 2026
8961 SW 215th Terrace
4 bed · 3 bath · 2,061 sqft · $315/sqft
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$849,000
Sold · September 30, 2026
8020 SW 198th Street
5 bed · 3 bath · 2,800 sqft · $303/sqft
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
