Skip to content
20826 SW 85th Court, Cutler Bay, FL 33189
Sold
55 Days on Market
Loading photos…
All Listings

$493,000

Sold · December 2, 2025

20826 SW 85th Court

Cutler Bay, FL 33189

Centennial Sec 02

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

What this home sold for

Sold price
$493,000
Vs. list price
1% over
Days on market
55
Price per sq ft
$343

This 3-bedroom single-family home in ZIP 33189 sold for $493,000 on December 2, 2025. That was 1% above its final list price of $488,000. It first came on the market at $577,000, so the price was adjusted before it sold. It spent 55 days on the market. At $343 per square foot, it closed in line with the $334 median of the 5 other single-family home sales in the recent closings shown below.

3
Bedrooms
2
Bathrooms
1,439
Living Sq Ft
1988
Year Built

Listing Snapshot

Sold Price
$493,000
Sold On
December 2, 2025
Days on Site
55 Days
Bedrooms
3
Total Baths
2
Full Baths
2
Partial Baths
0
Living Area
1,439 sqft
Year Built
1988
Property Type
Single Family
MLS #
F10520077
Property Tax
$7,068 (2024)
HOA Fees
$65 / Monthly
Subdivision
Centennial Sec 02
County
Miami Dade
Status
Sold
Special Conditions
Listed As Is

About This Property

Charming 1-story home featuring a 1-car garage and an open floor plan enhanced by stylish accent lighting. The modern kitchen includes a central island and stainless steel appliances, complemented by bright white floors, walls, and cabinets. Relax or entertain on the spacious open porch, while the glass sliding door in the living room offers a lovely view of the wood-fenced backyard. One or more photos have been virtually staged. This home perfectly blends modern elegance with comfortable living. Schedule a showing today!

Virtual Tour

General Features

Property Type
Single Family
Status
Sold
Year Built
1988
Property Condition
Resale
Number of Stories
1
Levels
One
Garage Spaces
1
Attached Garage
Yes
Parking
Attached / Driveway / Garage
Direction Faces
East
Living Sq Ft
1,439
Sewer
Public Sewer
Water Source
Public
Zoning
0100

Interior Features

Appliances
Dishwasher / Electric Range / Microwave / Refrigerator
Cooling
Central Air / Ceiling Fans
Heating
Central
Flooring
Vinyl
Interior Features
Bedroom On Main Level / Kitchen Island / Main Level Primary
Main Level Bedrooms
3
Main Level Baths
2

Exterior Features

Construction
Block
Roof
Composition / Shingle
Exterior Features
Outdoor Living Area
Patio & Porch
Porch
Lot Features
Less Than Quarter Acre
View
Other

Community & HOA

HOA Fee
$65 / Monthly
Association Amenities
Sidewalks
Community Features
Home Owners Association / Gated
Security
Gated Community
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Other Restrictions
MLS Area
2600

Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.

Homes for Sale
351
Median List Price
$600,000
Median $/Sq Ft
$323
Avg Days on Market
99
View all 351 homes for sale in Cutler Bay →
How do I schedule a tour of 20826 SW 85th Court, Cutler Bay, FL 33189?
Use the Tour button on this listing to request a showing of 20826 SW 85th Court, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 20826 SW 85th Court, Cutler Bay, FL 33189 still available?
20826 SW 85th Court, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 55 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 20826 SW 85th Court, Cutler Bay, FL 33189?
With 20% down ($97,600) on the $488,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20826 SW 85th Court, Cutler Bay, FL 33189 is about $2,565/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 20826 SW 85th Court, Cutler Bay, FL 33189?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20826 SW 85th Court, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 20826 SW 85th Court, Cutler Bay, FL 33189 have an HOA fee?
Yes: 20826 SW 85th Court, Cutler Bay, FL 33189 carries an HOA fee of about $65 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 20826 SW 85th Court, Cutler Bay, FL 33189?
Often, yes. The right offer on 20826 SW 85th Court, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Mainstay Brokerage LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.

$493,000

Own a home nearby?

This sale is now a comparable for every home around it. Get a free estimate of what yours would sell for today.

Re: 20826 SW 85th Court, Cutler Bay, FL 33189

By submitting you agree to our Privacy Policy and Terms of Use.

Listed by Summer Brady, Mainstay Brokerage LLC

Similar Listings in Cutler Bay

All Cutler Bay Homes →