$270,000
21121 SW 85th Avenue 311
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $270,000
- Price per sq ft
- $227
- Original price
- Unchanged
- Days on market
- 195
This 2-bedroom condo in ZIP 33189 is listed at $270,000, or $227 per square foot. It has been on the market for 195 days.
Estimated monthly payment
$1,419 /mo
Principal and interest only, based on $54,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $501/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $270,000
- Days on Site
- 195 Days
- Bedrooms
- 2
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,192 sqft
- Total Sq Ft
- 1,192 sqft
- Year Built
- 1975
- Property Type
- Condo
- MLS #
- A11934141
- Property Tax
- $3,806 (2025)
- HOA Fees
- $501 / Monthly
- Subdivision
- COVE CONDO PHASE I
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Imagine owning your own home in one of Cutler Bay's most desirable gated waterfront communities with as little as 3-5% down. Welcome to The Cove, where comfort, convenience, and value come together.This spacious 2-bedroom, 2-bath residence features an open living and dining area that flows onto a private balcony overlooking peaceful garden views. The primary suite also enjoys balcony access, creating the perfect place to relax after a long day. Recent updates include luxury vinyl flooring, beautifully updated bathrooms, a newer A/C (2020), water heater (2017), generous closet space, and a spacious kitchen with room for a breakfast nook.Enjoy resort-style amenities including a swimming pool, elevator, assigned parking near the entrance, guest parking, on-site laundry, and beautiful waterfront surroundings.Ideally located just minutes from Black Point Marina, parks, shopping, dining, major highways, and excellent schools, this home is perfect for first-time buyers, seasonal residents, or investors.FNMA-approved community allows financing with as little as 3-5% down for qualified buyers. Seller will contribute $5,000 toward a rate buy-down or buyer closing costs with a full-price offer. Some photos have been virtually staged using AI technology.
Virtual TourGeneral Features
- Property Type
- Condo
- Status
- Active
- Year Built
- 1975
- Number of Stories
- 4
- Garage Spaces
- 0
- Parking
- Assigned / Guest
- Living Sq Ft
- 1,192
- Total Sq Ft
- 1,192
Interior Features
- Appliances
- Dishwasher / Electric Range / Electric Water Heater / Refrigerator
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Vinyl / Wood
- Interior Features
- Elevator / Separate Shower / Walk In Closets
Exterior Features
- Construction
- Block
- Exterior Features
- Balcony / Outdoor Living Area
- Architectural Style
- Other
- Pool Features
- Association
- Patio & Porch
- Screened / Balcony
- View
- Garden
Community & HOA
- HOA Fee
- $501 / Monthly
- Association Amenities
- Elevators / Laundry / Pool
- Security
- Security Fence
- Pets Allowed
- No
- Financing Terms
- Cash / Conventional
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
- Homes for Sale
- 2
- Median List Price
- $252,500
- Median $/Sq Ft
- $259
- Avg Days on Market
- 185
Frequently Asked Questions
- How do I schedule a tour of 21121 SW 85th Avenue 311, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 21121 SW 85th Avenue 311, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 still available?
- 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 195 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 21121 SW 85th Avenue 311, Cutler Bay, FL 33189?
- With 20% down ($54,000) on the $270,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 is about $1,419/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 21121 SW 85th Avenue 311, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21121 SW 85th Avenue 311, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 carries an HOA fee of about $501 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 21121 SW 85th Avenue 311, Cutler Bay, FL 33189?
- 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 21121 SW 85th Avenue 311, Cutler Bay, FL 33189?
- Often, yes. The right offer on 21121 SW 85th Avenue 311, Cutler Bay, FL 33189 depends on how it's priced against comparable condo sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Keller Williams Realty Premier Properties
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$270,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Fritz Wagor, Keller Williams Realty Premier Properties
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $334 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$600,000
Sold · September 30, 2026
9395 Nassau Drive
3 bed · 2 bath · 1,799 sqft · $334/sqft
$25,000 under the asking price
Sold$581,000
Sold · September 29, 2026
10451 SW 201st Terrace
3 bed · 2 bath · 1,104 sqft · $526/sqft
$18,900 under the asking price
Sold$665,000
Sold · September 29, 2026
20200 SW 90th Ave Road
4 bed · 2 bath · 2,203 sqft · $302/sqft
Sold$296,000
Sold · September 25, 2026
21130 SW 87th Avenue 304
2 bed · 2 bath · 991 sqft · $299/sqft
$19,000 under the asking price
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
