$775,000
Sold · June 30, 2026
21320 SW 92nd Avenue
Cutler Bay, FL 33189
LAKES BY THE BAY SEC 10
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $775,000
- Vs. list price
- 7.5% under
- Days on market
- 151
- Price per sq ft
- $454
This 3-bedroom single-family home in ZIP 33189 sold for $775,000 on June 30, 2026. That was 7.5% below its final list price of $838,000. It first came on the market at $859,000, so the price was adjusted before it sold. It spent 151 days on the market. At $454 per square foot, it closed 32.7% above the $342 median of the 5 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $775,000
- Sold On
- June 30, 2026
- Days on Site
- 151 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,707 sqft
- Total Sq Ft
- 2,105 sqft
- Lot Size
- 0.16 Acres
- Year Built
- 1996
- Property Type
- Single Family
- MLS #
- A11921728
- Property Tax
- $3,934 (2025)
- HOA Fees
- $293 / Quarterly
- Subdivision
- LAKES BY THE BAY SEC 10
- Development
- Monterey Lakes
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Experience true Florida lakefront living with year-round sunsets!Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard is an entertainer's dream, featuring a covered tiki area with fan. A portable gas grill and griddle is included for outdoor dining. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system. Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS.HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location East of Old Cutler Road, close to top schools, parks and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at "Lakes by the Bay" community, close to Turnpike, taking just a 35-minute drive—outside rush hour—to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1996
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Driveway
- Direction Faces
- East
- Lot Size (Acres)
- 0.16
- Living Sq Ft
- 1,707
- Total Sq Ft
- 2,105
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Other / Tile
- Interior Features
- Bidet / Bedroom On Main Level / Breakfast Area / Dual Sinks / Living Dining Room / Main Level Primary / Storage / Walk In Closets
- Total Rooms
- 1
- Furnished
- Furnished
Exterior Features
- Construction
- Block
- Roof
- Spanish Tile
- Private Pool
- Yes
- Pool Features
- In Ground
- Lot Features
- Sprinklers Automatic
- Waterfront
- Yes
- Waterfront Features
- Lake Front / Lake Privileges / Other
- Frontage
- Waterfront
- Frontage Length
- 66.00 ft
- View
- Lake / Water
Community & HOA
- HOA Fee
- $293 / Quarterly
- Association Amenities
- Sidewalks
- Community Features
- Home Owners Association
- Utilities
- Underground Utilities
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional
- Restrictions
- No Truck / No Trailer Parking
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 275
- Under Contract
- 73
- Median List Price
- $599,000
- Median Sale Price (September)
- $555,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 90
Frequently Asked Questions
- How do I schedule a tour of 21320 SW 92nd Avenue, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 21320 SW 92nd Avenue, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 21320 SW 92nd Avenue, Cutler Bay, FL 33189 still available?
- 21320 SW 92nd Avenue, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 151 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 21320 SW 92nd Avenue, Cutler Bay, FL 33189?
- With 20% down ($167,600) on the $838,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21320 SW 92nd Avenue, Cutler Bay, FL 33189 is about $4,404/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 21320 SW 92nd Avenue, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21320 SW 92nd Avenue, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 21320 SW 92nd Avenue, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 21320 SW 92nd Avenue, Cutler Bay, FL 33189 carries an HOA fee of about $293 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 21320 SW 92nd Avenue, Cutler Bay, FL 33189?
- 21320 SW 92nd Avenue, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 21320 SW 92nd Avenue, Cutler Bay, FL 33189?
- Often, yes. The right offer on 21320 SW 92nd Avenue, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Mezzini Realty Group
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$775,000
Own a home nearby?
This sale is now a comparable for every home around it. Get a free estimate of what yours would sell for today.
Listed by Juan Mezzini, Mezzini Realty Group
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $342 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$519,000
Sold · October 14, 2026
9770 SW 210th Street
3 bed · 2 bath · 1,518 sqft · $342/sqft
$1,000 under the asking price
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$600,000
Sold · October 2, 2026
10015 SW 213th Terrace
3 bed · 2 bath · 1,458 sqft · $412/sqft
Sold$649,990
Sold · October 1, 2026
8961 SW 215th Terrace
4 bed · 3 bath · 2,061 sqft · $315/sqft
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$849,000
Sold · September 30, 2026
8020 SW 198th Street
5 bed · 3 bath · 2,800 sqft · $303/sqft
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
