How do I schedule a tour of 21780 SW 99th Place, Cutler Bay, FL 33190?

Use the Tour button on this listing to request a showing of 21780 SW 99th Place, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 21780 SW 99th Place, Cutler Bay, FL 33190 still available?

21780 SW 99th Place, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 5 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 21780 SW 99th Place, Cutler Bay, FL 33190?

With 20% down ($110,000) on the $550,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21780 SW 99th Place, Cutler Bay, FL 33190 is about $2,890/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 21780 SW 99th Place, Cutler Bay, FL 33190?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21780 SW 99th Place, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 21780 SW 99th Place, Cutler Bay, FL 33190 have an HOA fee?

Yes: 21780 SW 99th Place, Cutler Bay, FL 33190 carries an HOA fee of about $160 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 21780 SW 99th Place, Cutler Bay, FL 33190?

21780 SW 99th Place, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 21780 SW 99th Place, Cutler Bay, FL 33190?

Often, yes. The right offer on 21780 SW 99th Place, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

5 Days on Market

1 / 29

All Listings

$550,000

21780 SW 99th Place

Cutler Bay, FL 33190

LAKES BY THE BAY SEC 2

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,558

Living Sq Ft

1997

Year Built

Estimated monthly payment

$2,890 /mo

Principal and interest only, based on $110,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $160/mo HOA are not included.

Customize this estimate

Listing Snapshot

Price: $550,000
Days on Site: 5 Days
Bedrooms: 3
Total Baths: 2
Full Baths: 2
Partial Baths: 0
Living Area: 1,558 sqft
Total Sq Ft: 2,106 sqft
Lot Size: 0.09 Acres
Year Built: 1997
Property Type: Single Family
MLS #: A12079194
Property Tax: $4,394 (2025)
HOA Fees: $160 / Monthly
Subdivision: LAKES BY THE BAY SEC 2
County: Miami Dade
Status: Active
Special Conditions: Listed As Is

About This Property

Beautifully updated corner lot home in Montego Bay area! This charming 3 bedroom, 2 bathroom home offers a spacious and functional layout with plenty of natural light and comfortable living areas. Featuring beautifully renovated bathrooms, impact-resistant doors, tile floors, vaulted ceilings, SS appliances and a desirable corner location that provides additional privacy and outdoor space.Spacious backyard/patio, perfect for entertaining, relaxing. The property offers a great combination of comfort, privacy, and convenience in an established residential neighborhood. Close to shopping, schools, dinning and major highways.

Virtual Tour

General Features

Property Type: Single Family
Status: Active
Year Built: 1997
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 2
Attached Garage: Yes
Parking: Attached / Driveway / Electric Vehicle Charging Stations / Garage / Guest / Parking Pad / On Street
Direction Faces: Northeast
Lot Size (Acres): 0.09
Living Sq Ft: 1,558
Total Sq Ft: 2,106
Sewer: Public Sewer
Water Source: Public
Zoning: 0100

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Ice Maker / Microwave / Refrigerator / Washer
Cooling: Attic Fan / Central Air / Ceiling Fans / Electric
Heating: Central / Electric
Flooring: Ceramic Tile
Interior Features: Bedroom On Main Level / High Ceilings / Separate Shower / Walk In Closets
Windows: Blinds
Total Rooms: 1

Exterior Features

Construction: Block
Roof: Shingle
Exterior Features: Outdoor Living Area
Pool Features: Association
Patio & Porch: Patio
View: Other

Community & HOA

HOA Fee: $160 / Monthly
HOA Includes: Common Areas / Maintenance Grounds / Recreation Facilities
Association Amenities: Clubhouse / Other / Pool / Tennis Courts
Community Features: Home Owners Association
Security: Security System Leased / Security System / Smoke Detectors
Pets Allowed: Yes
Financing Terms: Cash / Conventional
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Area

Cutler Bay

View Cutler Bay Real Estate →

Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity Realty agent to schedule a private showing.

Homes for Sale: 316
Under Contract: 66
Median List Price: $612,000
Median Sale Price (August): $550,000
Median $/Sq Ft: $323
Avg Days on Market: 93

View all 316 homes for sale in Cutler Bay →

Frequently Asked Questions

How do I schedule a tour of 21780 SW 99th Place, Cutler Bay, FL 33190?: Use the Tour button on this listing to request a showing of 21780 SW 99th Place, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 21780 SW 99th Place, Cutler Bay, FL 33190 still available?: 21780 SW 99th Place, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 5 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 21780 SW 99th Place, Cutler Bay, FL 33190?: With 20% down ($110,000) on the $550,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21780 SW 99th Place, Cutler Bay, FL 33190 is about $2,890/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 21780 SW 99th Place, Cutler Bay, FL 33190?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21780 SW 99th Place, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 21780 SW 99th Place, Cutler Bay, FL 33190 have an HOA fee?: Yes: 21780 SW 99th Place, Cutler Bay, FL 33190 carries an HOA fee of about $160 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 21780 SW 99th Place, Cutler Bay, FL 33190?: 21780 SW 99th Place, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 21780 SW 99th Place, Cutler Bay, FL 33190?: Often, yes. The right offer on 21780 SW 99th Place, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Casabella Miami Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 1, 2026.

$550,000