$745,000
Sold · January 20, 2026
21960 SW 98th Avenue
Cutler Bay, FL 33190
LAKES BY THE BAY SEC 4
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $745,000
- Vs. list price
- 0.7% under
- Days on market
- 24
- Price per sq ft
- $365
This 4-bedroom single-family home in ZIP 33190 sold for $745,000 on January 20, 2026. That was 0.7% below its final list price of $750,000. It first came on the market at $800,000, so the price was adjusted before it sold. It spent 24 days on the market.
Listing Snapshot
- Sold Price
- $745,000
- Sold On
- January 20, 2026
- Days on Site
- 24 Days
- Bedrooms
- 4
- Total Baths
- 2
- Full Baths
- 2
- Living Area
- 2,040 sqft
- Year Built
- 1988
- Property Type
- Single Family
- MLS #
- A11895723
- Property Tax
- $3,452 (2024)
- HOA Fees
- $74 / Monthly
- Subdivision
- LAKES BY THE BAY SEC 4
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Impeccably renovated one-story residence in Lakes by the Bay with serene lake views and a showstopping backyard retreat. This 4-bedroom, 2-bath home features a spacious, modern kitchen with an oversized island, double-door pantry with pull-out shelves, and premium appliances. New roof, impact windows and doors, updated bathrooms, new AC, water heater, and full water treatment system. Epoxy-finished 2-car garage, laundry room, and security cameras add function and peace of mind. Enjoy alfresco entertaining under a large pergola surrounded by pavers, a majestic shade tree, and tranquil water views. Light-filled interiors offer tile flooring, generous living areas, and refined finishes. Located in a quiet, well-kept community with low HOA and easy access to parks, shops, and schools.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 1988
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage
- Direction Faces
- East
- Living Sq Ft
- 2,040
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 37/MULTI
Interior Features
- Appliances
- Dryer / Dishwasher / Disposal / Microwave / Refrigerator / Water Softener / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Tile
- Interior Features
- Bedroom On Main Level / Breakfast Area / Dual Sinks / Entrance Foyer / Kitchen Island / Kitchen Dining Combo / Living Dining Room / Pantry / Separate Shower / Walk In Closets
- Windows
- Blinds / Plantation Shutters
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block / Frame / Stucco
- Roof
- Shingle
- Exterior Features
- Lighting / Outdoor Living Area
- Patio & Porch
- Patio
- Lot Features
- Fruit Trees / Quarter To Half Acre Lot
- View
- Lake
Community & HOA
- HOA Fee
- $74 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- Maintenance
- Community Features
- Home Owners Association
- Utilities
- Cable Available
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
About the Area
Browse Cutler Bay homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Cutler Bay includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Cutler Bay listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 275
- Under Contract
- 73
- Median List Price
- $599,000
- Median Sale Price (September)
- $555,000
- Median $/Sq Ft
- $323
- Avg Days on Market
- 90
Frequently Asked Questions
- How do I schedule a tour of 21960 SW 98th Avenue, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 21960 SW 98th Avenue, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 21960 SW 98th Avenue, Cutler Bay, FL 33190 still available?
- 21960 SW 98th Avenue, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 24 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 21960 SW 98th Avenue, Cutler Bay, FL 33190?
- With 20% down ($150,000) on the $750,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 21960 SW 98th Avenue, Cutler Bay, FL 33190 is about $3,942/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 21960 SW 98th Avenue, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 21960 SW 98th Avenue, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 21960 SW 98th Avenue, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 21960 SW 98th Avenue, Cutler Bay, FL 33190 carries an HOA fee of about $74 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- Can I negotiate the price of 21960 SW 98th Avenue, Cutler Bay, FL 33190?
- Often, yes. The right offer on 21960 SW 98th Avenue, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Compass Florida, LLC.
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated July 1, 2026.
$745,000
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Listed by Sarahy Esmerly Yanez, Compass Florida, LLC.
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Recent Sales
Recently sold homes in ZIP 33190
These are the last 6 recorded closings in ZIP 33190, with the price each home actually sold for rather than what it was listed at. They closed at a median of $295 per square foot. The most recent closed on October 13, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$335,000
Sold · October 13, 2026
22101 SW 100th Place
2 bed · 2 bath · 1,136 sqft · $295/sqft
$15,000 under the asking price
Sold$710,000
Sold · October 5, 2026
10231 SW 227th Lane
4 bed · 3 bath · 2,581 sqft · $275/sqft
$20,000 under the asking price
Sold$430,000
Sold · September 30, 2026
8979 SW 225th Street
4 bed · 3 bath · 1,712 sqft · $251/sqft
$9,000 under the asking price
Sold$260,000
Sold · September 28, 2026
22561 SW 88th Place 205-7
2 bed · 2 bath · 809 sqft · $321/sqft
$4,900 under the asking price
Sold$260,000
Sold · September 25, 2026
22561 SW 88th Place 303-7
2 bed · 2 bath · 817 sqft · $318/sqft
$19,528 under the asking price
Sold$330,000
Sold · September 23, 2026
22105 SW 103rd Court
3 bed · 2.5 bath · 1,518 sqft · $217/sqft
$9,000 under the asking price
See every recorded sale in ZIP 33190 or find out what your ZIP 33190 home is worth.
