$670,000
22023 SW 95th Place
Cutler Bay, FL 33190
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $670,000
- Price per sq ft
- $325
- Original price
- Unchanged
- Days on market
- 15
This 3-bedroom single-family home in Lakes By The Bay Amber is listed at $670,000, or $325 per square foot. It has been on the market for 15 days.
Estimated monthly payment
$3,521 /mo
Principal and interest only, based on $134,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $90/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $670,000
- Days on Site
- 15 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 2,062 sqft
- Total Sq Ft
- 2,450 sqft
- Lot Size
- 0.18 Acres
- Year Built
- 2004
- Property Type
- Single Family
- MLS #
- A12085731
- Property Tax
- $11,300 (2025)
- HOA Fees
- $90 / Monthly
- Subdivision
- LAKES BY THE BAY AMBER
- Development
- LAKES BY THE BAY
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Welcome to Lakes by the Bay, one of Cutler Bay’s most desirable communities! This spacious and inviting home features 3 bedrooms, 2 full bathrooms, plus a separate mother-in-law quarters, offering additional flexibility for extended family, guests, or a private home office. The well-designed floor plan provides generous living and entertaining spaces. The primary suite features a large walk-in closet, dual vanities, and a separate shower. Ceramic tile flooring throughout offers both style and easy maintenance. Hurricane shutters provide added storm protection and peace of mind. Step outside to a beautiful backyard with a spacious patio area—perfect for entertaining family and friends, relaxing, or enjoying South Florida’s year-round outdoor lifestyle. A wonderful opportunity to own a versatile home in the highly sought-after Lakes by the Bay community! low hoa near black point marina this is a great opportunity.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2004
- Property Condition
- Resale
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Parking
- Driveway / Garage / Garage Door Opener
- Direction Faces
- East
- Lot Size (Acres)
- 0.18
- Living Sq Ft
- 2,062
- Total Sq Ft
- 2,450
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Microwave
- Cooling
- Central Air
- Heating
- Central / Electric
- Flooring
- Tile
- Interior Features
- Breakfast Bar / Breakfast Area / Dining Area / Separate Formal Dining Room / Dual Sinks / Entrance Foyer / Main Level Primary / Sitting Area In Primary / Split Bedrooms / Storage / Vaulted Ceilings / Walk In Closets
- Windows
- Blinds
- Furnished
- Unfurnished
Exterior Features
- Construction
- Block
- Roof
- Barrel
- Exterior Features
- Lighting / Outdoor Living Area / Room For Pool
- Architectural Style
- Ranch
- Pool Features
- Association
- Patio & Porch
- Patio
- View
- Garden
Community & HOA
- HOA Fee
- $90 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- Clubhouse / Pool
- Community Features
- Home Owners Association
- Utilities
- Cable Available / Underground Utilities
- Pets Allowed
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Other Restrictions
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
- Homes for Sale
- 2
- Under Contract
- 0
- Median List Price
- $704,995
- Median $/Sq Ft
- $336
- Avg Days on Market
- 175
Frequently Asked Questions
- How do I schedule a tour of 22023 SW 95th Place, Cutler Bay, FL 33190?
- Use the Tour button on this listing to request a showing of 22023 SW 95th Place, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 22023 SW 95th Place, Cutler Bay, FL 33190 still available?
- 22023 SW 95th Place, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 15 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 22023 SW 95th Place, Cutler Bay, FL 33190?
- With 20% down ($134,000) on the $670,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 22023 SW 95th Place, Cutler Bay, FL 33190 is about $3,521/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 22023 SW 95th Place, Cutler Bay, FL 33190?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 22023 SW 95th Place, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 22023 SW 95th Place, Cutler Bay, FL 33190 have an HOA fee?
- Yes: 22023 SW 95th Place, Cutler Bay, FL 33190 carries an HOA fee of about $90 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 22023 SW 95th Place, Cutler Bay, FL 33190?
- 22023 SW 95th Place, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 22023 SW 95th Place, Cutler Bay, FL 33190?
- Often, yes. The right offer on 22023 SW 95th Place, Cutler Bay, FL 33190 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Miami Home Brokers Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 9, 2026.
$670,000
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Listed by Victor A Cruz, Miami Home Brokers Realty
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Recent Sales
Recently sold homes in Lakes By The Bay Amber
These are the last 2 recorded closings in Lakes By The Bay Amber, with the price each home actually sold for rather than what it was listed at. They closed at a median of $309 per square foot. The most recent closed on January 29, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$637,500
Sold · January 29, 2026
22032 SW 95th Place
3 bed · 2 bath · 2,062 sqft · $309/sqft
$32,000 under the asking price
Sold$740,000
Sold · August 7, 2025
9402 SW 218th Lane
4 bed · 3 bath · 2,627 sqft · $282/sqft
$10,000 under the asking price
See every recorded sale in Lakes By The Bay Amber or find out what your Lakes By The Bay Amber home is worth.
