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539 NE 15 Terrace, Florida City, FL 33034
Active
48 Days on Market
Virtual Tour
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How this price compares

List price
$387,040
Price per sq ft
$251
Vs. nearby sales
In line
Days on market
48

This 3-bedroom townhouse in Penn Cove Villas is listed at $387,040, or $251 per square foot. It has been on the market for 48 days. The 4 most recent townhouse sales in the closings shown below sold at a median of $258 per square foot, so the asking price is in line with what comparable homes here actually sold for.

3
Bedrooms
3
Bathrooms
1,545
Living Sq Ft
2026
Year Built

Estimated monthly payment

$2,034 /mo

Principal and interest only, based on $77,408 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $294/mo HOA are not included.

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Listing Snapshot

Price
$387,040
Days on Site
48 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,545 sqft
Year Built
2026
Property Type
Townhouse
MLS #
A12077296
Property Tax
$6,115 (2026)
HOA Fees
$294 / Monthly
Subdivision
Penn Cove Villas
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

This new two-story home is host to an inviting living room and dining room off the entry, leading to an open-concept layout consisting of a U-shaped kitchen that overlooks the spacious family room. Nearby sliding glass doors extend out to the patio for outdoor moment. All three bedrooms can be found upstairs, including the peaceful owner’s suite complemented by an en-suite bathroom and a walk-in closet.Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. MUST CALL FOR APPOINTMENT!

MLS media link

General Features

Property Type
Townhouse
Status
Active
Year Built
2026
Property Condition
New Construction / Under Construction
New Construction
Yes
Number of Stories
2
Levels
Two
Garage Spaces
0
Parking
Guest
Direction Faces
South
Living Sq Ft
1,545
Structure Type
Townhouse

Interior Features

Appliances
Dishwasher / Electric Range / Disposal / Ice Maker / Microwave / Refrigerator
Cooling
Central Air
Heating
Central
Flooring
Carpet / Ceramic Tile
Interior Features
Upper Level Primary
Laundry
Washer Hookup / Dryer Hookup

Exterior Features

Construction
CBS Concrete Block Structure / Block

Community & HOA

HOA Fee
$294 / Monthly
HOA Includes
Internet / Maintenance Grounds / Trash
Association Amenities
Other
Community Features
Home Owners Association
Security
Other / Smoke Detectors
Pets Allowed
Pet Restrictions / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Okay To Lease1st Year / Other Restrictions / Ok To Lease
MLS Area
2790

This home's HOA fee works out to $294 a month, in line with the $294 median across 5 homes for sale in Penn Cove Villas. See Penn Cove Villas HOA fees

Schools

Elementary School
Campbell Drive K-8
Middle School
Homestead
High School
Homestead
Homes for Sale
5
Under Contract
8
Median List Price
$377,990
Median Sale Price (September)
$361,990
Median $/Sq Ft
$262
Avg Days on Market
15
View all 5 homes for sale in Penn Cove Villas →
How do I schedule a tour of 539 NE 15 Terrace, Florida City, FL 33034?
Use the Tour button on this listing to request a showing of 539 NE 15 Terrace, Florida City, FL 33034. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 539 NE 15 Terrace, Florida City, FL 33034 still available?
539 NE 15 Terrace, Florida City, FL 33034 is currently listed as Active, and has been on the market 48 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 539 NE 15 Terrace, Florida City, FL 33034?
With 20% down ($77,408) on the $387,040 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 539 NE 15 Terrace, Florida City, FL 33034 is about $2,034/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 539 NE 15 Terrace, Florida City, FL 33034?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 539 NE 15 Terrace, Florida City, FL 33034. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 539 NE 15 Terrace, Florida City, FL 33034 have an HOA fee?
Yes: 539 NE 15 Terrace, Florida City, FL 33034 carries an HOA fee of about $294 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 539 NE 15 Terrace, Florida City, FL 33034?
539 NE 15 Terrace, Florida City, FL 33034 is zoned for Campbell Drive K-8 (elementary), Homestead (middle), Homestead (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 539 NE 15 Terrace, Florida City, FL 33034?
Often, yes. The right offer on 539 NE 15 Terrace, Florida City, FL 33034 depends on how it's priced against comparable townhouse sales in Florida City, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Lennar Realty Inc

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

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Listed by Rene I Santa Maria, Lennar Realty Inc

Recently sold homes in Penn Cove Villas

These are the last 4 recorded closings in Penn Cove Villas, with the price each home actually sold for rather than what it was listed at. They closed at a median of $259 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

See every recorded sale in Penn Cove Villas or find out what your Penn Cove Villas home is worth.

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