$749,000
8284 SW 205th Terrace
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $749,000
- Price per sq ft
- $301
- Original price
- Unchanged
- Days on market
- 13
This 5-bedroom single-family home in ZIP 33189 is listed at $749,000, or $301 per square foot. It has been on the market for 13 days.
Estimated monthly payment
$3,936 /mo
Principal and interest only, based on $149,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance are not included.
Customize this estimateListing Snapshot
- Price
- $749,000
- Days on Site
- 13 Days
- Bedrooms
- 5
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 2,489 sqft
- Total Sq Ft
- 2,525 sqft
- Lot Size
- 0.22 Acres
- Year Built
- 1973
- Property Type
- Single Family
- MLS #
- A12087443
- Property Tax
- $8,908 (2025)
- HOA Fees
- $140 / Quarterly
- Subdivision
- SAGA BAY SEC ONE PART ONE
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Welcome to this spacious 5-bedroom, 3-bathroom home in the desirable Saga Bay community of Cutler Bay. Situated on an oversized approximately 9,450 SF lot, this well-appointed one-story residence offers a private in-law/guest area, an inviting floor plan with generous living and dining spaces, an updated kitchen, remodel bathroom, new A/C and exceptional flexibility for today’s lifestyle. The private in-law/guest area has its own entrance and bathroom which provides an ideal option for extended family, guests, rent, or additional living space. French doors open to a large patio overlooking a fully fenced backyard with landscaping and fruit trees, creating a peaceful setting for outdoor enjoyment and entertaining. Space to park a boat. Conveniently located near Black Point Marina, parks, recreation, shopping, dining, and major roadways.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1973
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 0
- Parking
- Driveway
- Direction Faces
- East
- Lot Size (Acres)
- 0.22
- Living Sq Ft
- 2,489
- Total Sq Ft
- 2,525
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Ceramic Tile
- Interior Features
- Main Level Primary
- Total Rooms
- 2
Exterior Features
- Construction
- Block
- Roof
- Barrel
- Exterior Features
- Lighting / Room For Pool
- Lot Features
- Fruit Trees
Community & HOA
- HOA Fee
- $140 / Quarterly
- Association Amenities
- Tennis Courts
- Community Features
- Home Owners Association
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / Va Loan
- Restrictions
- Other Restrictions
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
- Homes for Sale
- 2
- Under Contract
- 1
- Median List Price
- $749,500
- Median $/Sq Ft
- $369
- Avg Days on Market
- 19
Frequently Asked Questions
- How do I schedule a tour of 8284 SW 205th Terrace, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 8284 SW 205th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8284 SW 205th Terrace, Cutler Bay, FL 33189 still available?
- 8284 SW 205th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 13 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8284 SW 205th Terrace, Cutler Bay, FL 33189?
- With 20% down ($149,800) on the $749,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8284 SW 205th Terrace, Cutler Bay, FL 33189 is about $3,936/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8284 SW 205th Terrace, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8284 SW 205th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8284 SW 205th Terrace, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 8284 SW 205th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $140 quarterly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8284 SW 205th Terrace, Cutler Bay, FL 33189?
- 8284 SW 205th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8284 SW 205th Terrace, Cutler Bay, FL 33189?
- Often, yes. The right offer on 8284 SW 205th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Florida Capital Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated September 27, 2026.
$749,000
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Listed by Juan Florian, Florida Capital Realty
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Recent Sales
Recently sold homes in ZIP 33189
These are the last 6 recorded closings in ZIP 33189, with the price each home actually sold for rather than what it was listed at. They closed at a median of $342 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$519,000
Sold · October 14, 2026
9770 SW 210th Street
3 bed · 2 bath · 1,518 sqft · $342/sqft
$1,000 under the asking price
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$600,000
Sold · October 2, 2026
10015 SW 213th Terrace
3 bed · 2 bath · 1,458 sqft · $412/sqft
Sold$649,990
Sold · October 1, 2026
8961 SW 215th Terrace
4 bed · 3 bath · 2,061 sqft · $315/sqft
Sold$550,000
Sold · September 30, 2026
20921 Coral Sea Road
3 bed · 2 bath · 1,364 sqft · $403/sqft
$20,000 under the asking price
Sold$849,000
Sold · September 30, 2026
8020 SW 198th Street
5 bed · 3 bath · 2,800 sqft · $303/sqft
See every recorded sale in ZIP 33189 or find out what your ZIP 33189 home is worth.
