
$499,000
9064 SW 215th Terrace
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $499,000
- Price per sq ft
- $320
- Vs. nearby sales
- In line
- Days on market
- N/A
This 3-bedroom single-family home in Lakes By The Bay Sec 8 is listed at $499,000, or $320 per square foot. The 5 most recent single-family home sales in the closings shown below sold at a median of $327 per square foot, so the asking price is in line with what comparable homes here actually sold for.
Estimated monthly payment
$2,622 /mo
Principal and interest only, based on $99,800 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $118/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $499,000
- Days on Site
- 0 Days
- Bedrooms
- 3
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- 0
- Living Area
- 1,561 sqft
- Total Sq Ft
- 1,920 sqft
- Lot Size
- 0.12 Acres
- Year Built
- 1995
- Property Type
- Single Family
- MLS #
- A12102344
- Property Tax
- $5,232 (2025)
- HOA Fees
- $118 / Monthly
- Subdivision
- Lakes By The Bay Sec 8
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Peace of mind meets everyday comfort in Lakes by the Bay. This 3-bedroom, 2-bathroom single-family home offers 1,561 SF of living space on a 5,370 SF lot, protected by impact windows and doors throughout. Inside, a formal dining room sets the stage for holidays and dinner parties, while spacious living areas give everyone room to spread out. An indoor laundry area with washer and dryer and an attached 1-car garage add easy daily convenience. The real showstopper is outside: a generously sized covered patio made for entertaining, weekend grilling, or quiet morning coffee, plus an expansive side yard with room for gardening, play, pets, or future possibilities. Bring your vision and make this one your own. Lakes by the Bay offers an established, tucked-away community setting with convenient access to US-1, Florida's Turnpike, Southland Mall, Black Point Marina, parks, schools, and dining, with Biscayne National Park and the Florida Keys an easy drive away. A well-located Cutler Bay home with impact protection and real outdoor space at this price point is a rare find. Schedule your private showing today.
Virtual TourGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 1995
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 1
- Parking
- Driveway / Guest
- Direction Faces
- West
- Lot Size (Acres)
- 0.12
- Living Sq Ft
- 1,561
- Total Sq Ft
- 1,920
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0102
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Disposal / Ice Maker / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans
- Heating
- Central
- Flooring
- Tile / Vinyl
- Interior Features
- Breakfast Bar / Bedroom On Main Level / Dining Area / Separate Formal Dining Room / Dual Sinks / Separate Shower / Walk In Closets
- Windows
- Blinds / Bay Windows
- Total Rooms
- 1
Exterior Features
- Construction
- Block
- Roof
- Other
- Exterior Features
- Lighting / Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Patio
Community & HOA
- HOA Fee
- $118 / Monthly
- HOA Includes
- Common Areas / Maintenance Grounds / Recreation Facilities
- Association Amenities
- Maintenance / Picnic Area / Pool
- Community Features
- Home Owners Association
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 2600
This home's HOA fee works out to $118 a month, 7% above the $110 median across 14 homes for sale in Lakes By The Bay Sec 8. See Lakes By The Bay Sec 8 HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Lakes By The Bay Sec 5 is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $475,000 to $515,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 14
- Median List Price
- $517,500
- Median $/Sq Ft
- $358
- Avg Days on Market
- 88
Frequently Asked Questions
- How do I schedule a tour of 9064 SW 215th Terrace, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 9064 SW 215th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 9064 SW 215th Terrace, Cutler Bay, FL 33189 still available?
- 9064 SW 215th Terrace, Cutler Bay, FL 33189 is currently listed as Active. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 9064 SW 215th Terrace, Cutler Bay, FL 33189?
- With 20% down ($99,800) on the $499,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9064 SW 215th Terrace, Cutler Bay, FL 33189 is about $2,622/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 9064 SW 215th Terrace, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9064 SW 215th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 9064 SW 215th Terrace, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 9064 SW 215th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $118 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 9064 SW 215th Terrace, Cutler Bay, FL 33189?
- 9064 SW 215th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 9064 SW 215th Terrace, Cutler Bay, FL 33189?
- Often, yes. The right offer on 9064 SW 215th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Keller Williams Capital Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated October 10, 2026.
$499,000
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Listed by Janelle Fernandez, Keller Williams Capital Realty
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Recent Sales
Recently sold homes in Lakes By The Bay Sec 8
These are the last 6 recorded closings in Lakes By The Bay Sec 8, with the price each home actually sold for rather than what it was listed at. They closed at a median of $327 per square foot. The most recent closed on September 23, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$525,000
Sold · September 23, 2026
9162 SW 213th Lane
3 bed · 2.5 bath · 1,648 sqft · $319/sqft
$25,000 under the asking price
Sold$465,500
Sold · September 8, 2026
10001 SW 218th Street
3 bed · 2 bath · 1,425 sqft · $327/sqft
$4,000 under the asking price
Sold$475,000
Sold · September 3, 2026
22256 SW 89th Court
3 bed · 2.5 bath · 1,812 sqft · $262/sqft
$9,000 under the asking price
Sold$495,000
Sold · August 18, 2026
10003 SW 223rd Terrace
4 bed · 2 bath · 1,626 sqft · $304/sqft
Sold$599,999
Sold · August 11, 2026
21462 SW 91st Avenue
4 bed · 2 bath · 1,561 sqft · $384/sqft
Sold$485,000
Sold · August 4, 2026
9830 SW 222nd Street
3 bed · 2 bath · 1,369 sqft · $354/sqft
$10,000 over the asking price
See every recorded sale in Lakes By The Bay Sec 8 or find out what your Lakes By The Bay Sec 8 home is worth.









