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9320 SW 220th Terrace, Cutler Bay, FL 33190
Sold
99 Days on Market
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$420,000

Sold · August 7, 2025

9320 SW 220th Terrace

Cutler Bay, FL 33190

LAKES BY THE BAY CEE

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

What this home sold for

Sold price
$420,000
Vs. list price
2.3% under
Days on market
99
Price per sq ft
$297

This 3-bedroom townhouse in Lakes By The Bay Cee sold for $420,000 on August 7, 2025. That was 2.3% below its final list price of $430,000. It first came on the market at $440,000, so the price was adjusted before it sold. It spent 99 days on the market. At $297 per square foot, it closed 8% above the $275 median of the 5 other townhouse sales in the recent closings shown below.

3
Bedrooms
3
Bathrooms
1,416
Living Sq Ft
2004
Year Built

Listing Snapshot

Sold Price
$420,000
Sold On
August 7, 2025
Days on Site
99 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,416 sqft
Total Sq Ft
1,625 sqft
Year Built
2004
Property Type
Townhouse
MLS #
A11784062
Property Tax
$8,212 (2024)
HOA Fees
$80 / Monthly
Subdivision
LAKES BY THE BAY CEE
County
Miami Dade
Status
Sold

About This Property

Charming corner-unit townhome in the highly desirable Lakes by the Bay community. This beautifully remodeled 3-bedroom, 2.5-bathroom home features a modern kitchen with sleek countertops, stainless steel appliances, and abundant cabinet space. Enjoy the perks of a low monthly association fee, granting access to the clubhouse, Olympic-size pool, playground, and gym to name of few. Perfectly located near restaurants, supermarkets, and the Turnpike for added convenience. This property is FHA financing eligible—don’t miss out on this fantastic opportunity!

MLS media link

General Features

Property Type
Townhouse
Status
Sold
Year Built
2004
Property Condition
Resale
Number of Stories
2
Levels
Two
Garage Spaces
0
Parking
Guest
Living Sq Ft
1,416
Total Sq Ft
1,625
Structure Type
Townhouse

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling
Central Air
Heating
Central
Flooring
Tile / Wood
Interior Features
Other / Upper Level Primary

Exterior Features

Construction
Block
Private Pool
Yes
Pool Features
Private / Association

Community & HOA

HOA Fee
$80 / Monthly
HOA Includes
Common Areas / Maintenance Grounds / Trash
Association Amenities
Clubhouse / Fitness Center / Playground / Pool
Community Features
Home Owners Association
Security
Other / Smoke Detectors
Pets Allowed
No
55+ Community
Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
Other Restrictions
MLS Area
2600

Lakes By The Bay Cee is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $417,000 to $465,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Lakes By The Bay Cee and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
3
Under Contract
0
Median List Price
$420,000
Median $/Sq Ft
$278
Avg Days on Market
42
View all 3 homes for sale in Lakes By The Bay Cee →
How do I schedule a tour of 9320 SW 220th Terrace, Cutler Bay, FL 33190?
Use the Tour button on this listing to request a showing of 9320 SW 220th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 9320 SW 220th Terrace, Cutler Bay, FL 33190 still available?
9320 SW 220th Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 99 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 9320 SW 220th Terrace, Cutler Bay, FL 33190?
With 20% down ($86,000) on the $430,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9320 SW 220th Terrace, Cutler Bay, FL 33190 is about $2,260/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 9320 SW 220th Terrace, Cutler Bay, FL 33190?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9320 SW 220th Terrace, Cutler Bay, FL 33190. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 9320 SW 220th Terrace, Cutler Bay, FL 33190 have an HOA fee?
Yes: 9320 SW 220th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $80 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 9320 SW 220th Terrace, Cutler Bay, FL 33190?
Often, yes. The right offer on 9320 SW 220th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of ACE Florida Realty, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

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Listed by Victor M Alarcon, ACE Florida Realty, LLC

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