How do I schedule a tour of 9320 SW 220th Terrace, Cutler Bay, FL 33190?

Use the Tour button on this listing to request a showing of 9320 SW 220th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 9320 SW 220th Terrace, Cutler Bay, FL 33190 still available?

9320 SW 220th Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 99 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 9320 SW 220th Terrace, Cutler Bay, FL 33190?

With 20% down ($86,000) on the $430,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9320 SW 220th Terrace, Cutler Bay, FL 33190 is about $2,260/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 9320 SW 220th Terrace, Cutler Bay, FL 33190?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9320 SW 220th Terrace, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 9320 SW 220th Terrace, Cutler Bay, FL 33190 have an HOA fee?

Yes: 9320 SW 220th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $80 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

Can I negotiate the price of 9320 SW 220th Terrace, Cutler Bay, FL 33190?

Often, yes. The right offer on 9320 SW 220th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

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Sold

99 Days on Market

All Listings

$430,000

9320 SW 220th Terrace

Cutler Bay, FL 33190

LAKES BY THE BAY CEE

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,416

Living Sq Ft

2004

Year Built

Estimated monthly payment

$2,260 /mo

Principal and interest only, based on $86,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $80/mo HOA are not included.

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Listing Snapshot

Price: $430,000
Days on Site: 99 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 1,416 sqft
Total Sq Ft: 1,625 sqft
Year Built: 2004
Property Type: Townhouse
MLS #: A11784062
Property Tax: $8,212 (2024)
HOA Fees: $80 / Monthly
Subdivision: LAKES BY THE BAY CEE
County: Miami Dade
Status: Sold

About This Property

Charming corner-unit townhome in the highly desirable Lakes by the Bay community. This beautifully remodeled 3-bedroom, 2.5-bathroom home features a modern kitchen with sleek countertops, stainless steel appliances, and abundant cabinet space. Enjoy the perks of a low monthly association fee, granting access to the clubhouse, Olympic-size pool, playground, and gym to name of few. Perfectly located near restaurants, supermarkets, and the Turnpike for added convenience. This property is FHA financing eligible—don’t miss out on this fantastic opportunity!

Virtual Tour

General Features

Property Type: Townhouse
Status: Sold
Year Built: 2004
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 0
Parking: Guest
Living Sq Ft: 1,416
Total Sq Ft: 1,625
Structure Type: Townhouse

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Refrigerator / Washer
Cooling: Central Air
Heating: Central
Flooring: Tile / Wood
Interior Features: Other / Upper Level Primary

Exterior Features

Construction: Block
Private Pool: Yes
Pool Features: Private / Association

Community & HOA

HOA Fee: $80 / Monthly
HOA Includes: Common Areas / Maintenance Grounds / Trash
Association Amenities: Clubhouse / Fitness Center / Playground / Pool
Community Features: Home Owners Association
Security: Other / Smoke Detectors
Pets Allowed: No
55+ Community: Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: Other Restrictions
MLS Area: 2600

About the Community

Lakes By The Bay Cee

View Community Details →

Lakes By The Bay Cee is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $417,000 to $465,000. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Lakes By The Bay Cee at 1% listing commission. Free buyer representation.

Homes for Sale: 5
Under Contract: 1
Median List Price: $420,000
Median $/Sq Ft: $312
Avg Days on Market: 90

View all 5 homes for sale in Lakes By The Bay Cee →

Frequently Asked Questions

How do I schedule a tour of 9320 SW 220th Terrace, Cutler Bay, FL 33190?: Use the Tour button on this listing to request a showing of 9320 SW 220th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 9320 SW 220th Terrace, Cutler Bay, FL 33190 still available?: 9320 SW 220th Terrace, Cutler Bay, FL 33190 is currently listed as Sold, and has been on the market 99 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 9320 SW 220th Terrace, Cutler Bay, FL 33190?: With 20% down ($86,000) on the $430,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 9320 SW 220th Terrace, Cutler Bay, FL 33190 is about $2,260/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 9320 SW 220th Terrace, Cutler Bay, FL 33190?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 9320 SW 220th Terrace, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 9320 SW 220th Terrace, Cutler Bay, FL 33190 have an HOA fee?: Yes: 9320 SW 220th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $80 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
Can I negotiate the price of 9320 SW 220th Terrace, Cutler Bay, FL 33190?: Often, yes. The right offer on 9320 SW 220th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of ACE Florida Realty, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$430,000