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20801 SW 83rd Avenue, Cutler Bay, FL 33189
Active
4 Days on Market
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How this price compares

List price
$425,000
Price per sq ft
$329
Original price
Unchanged
Days on market
4

This 3-bedroom townhouse in Saga Bay Townhomes is listed at $425,000, or $329 per square foot. It has been on the market for 4 days.

3
Bedrooms
3
Bathrooms
1,293
Living Sq Ft
1991
Year Built

Estimated monthly payment

$2,234 /mo

Principal and interest only, based on $85,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $72/mo HOA are not included.

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Listing Snapshot

Price
$425,000
Days on Site
4 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,293 sqft
Total Sq Ft
1,533 sqft
Year Built
1991
Property Type
Townhouse
MLS #
A12111187
Property Tax
$6,216 (2025)
HOA Fees
$72 / Monthly
Subdivision
SAGA BAY TOWNHOMES
Development
CLUB LA COSTA
County
Miami Dade
Status
Active
Special Conditions
Listed As Is

About This Property

Welcome to Saga Bay Townhomes at Club La Costa in Cutler Bay! This spacious 3 bedroom, 2.5 bath two story townhouse offers 1,293 square feet of living space, a one-car garage, and a comfortable, functional layout. The updated kitchen and wood laminate & ceramic flooring add to the home's appeal, while all three bedrooms are conveniently located upstairs, providing separation from the main living areas. Step outside to your private fenced patio, perfect for relaxing, entertaining, or enjoying the South Florida lifestyle. A wonderful opportunity to own a townhouse in the established Cutler Bay community!

MLS media link

General Features

Property Type
Townhouse
Status
Active
Year Built
1991
Property Condition
Resale
Number of Stories
2
Levels
Two
Garage Spaces
1
Attached Garage
Yes
Parking
Attached / Garage / Guest
Direction Faces
Southeast
Living Sq Ft
1,293
Total Sq Ft
1,533
Structure Type
Townhouse

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Disposal / Microwave / Washer
Cooling
Central Air
Heating
Central
Flooring
Ceramic Tile / Laminate
Interior Features
Dining Area / Separate Formal Dining Room / Upper Level Primary

Exterior Features

Construction
CBS Concrete Block Structure / Block
Exterior Features
Outdoor Living Area
Patio & Porch
Patio
View
Garden

Community & HOA

HOA Fee
$72 / Monthly
HOA Includes
Common Areas / Security / Trash
Association Amenities
None
Community Features
Home Owners Association
Security
Security Guard
Pets Allowed
Number Limit / Pet Restrictions / Size Limit / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
No Rv / No Truck / No Trailer Parking / Ok To Lease / Rental Restriction
MLS Area
2600

This home's HOA fee works out to $72 a month, in line with the $70 median across 6 homes for sale in Saga Bay Townhomes. See Saga Bay Townhomes HOA fees

Schools

Elementary School
Dr. Edward L. Whigham
Middle School
Cutler Bay Middle
High School
Miami Southridge

Saga Bay Townhomes is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $397,000 to $429,000. Homes were built between 1991 and 1995. Pure Equity lists homes in Saga Bay Townhomes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
6
Under Contract
3
Median List Price
$407,000
Median $/Sq Ft
$309
Avg Days on Market
77
View all 6 homes for sale in Saga Bay Townhomes →
How do I schedule a tour of 20801 SW 83rd Avenue, Cutler Bay, FL 33189?
Use the Tour button on this listing to request a showing of 20801 SW 83rd Avenue, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 20801 SW 83rd Avenue, Cutler Bay, FL 33189 still available?
20801 SW 83rd Avenue, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 4 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 20801 SW 83rd Avenue, Cutler Bay, FL 33189?
With 20% down ($85,000) on the $425,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20801 SW 83rd Avenue, Cutler Bay, FL 33189 is about $2,234/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 20801 SW 83rd Avenue, Cutler Bay, FL 33189?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20801 SW 83rd Avenue, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 20801 SW 83rd Avenue, Cutler Bay, FL 33189 have an HOA fee?
Yes: 20801 SW 83rd Avenue, Cutler Bay, FL 33189 carries an HOA fee of about $72 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 20801 SW 83rd Avenue, Cutler Bay, FL 33189?
20801 SW 83rd Avenue, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 20801 SW 83rd Avenue, Cutler Bay, FL 33189?
Often, yes. The right offer on 20801 SW 83rd Avenue, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of Coldwell Banker Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.

$425,000

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Listed by Jacqui E Morgan, Coldwell Banker Realty

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