How do I schedule a tour of 8407 SW 208th Terrace, Cutler Bay, FL 33189?

Use the Tour button on this listing to request a showing of 8407 SW 208th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 8407 SW 208th Terrace, Cutler Bay, FL 33189 still available?

8407 SW 208th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 8407 SW 208th Terrace, Cutler Bay, FL 33189?

With 20% down ($86,000) on the $430,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8407 SW 208th Terrace, Cutler Bay, FL 33189 is about $2,260/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 8407 SW 208th Terrace, Cutler Bay, FL 33189?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8407 SW 208th Terrace, Cutler Bay, FL 33189. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 8407 SW 208th Terrace, Cutler Bay, FL 33189 have an HOA fee?

Yes: 8407 SW 208th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $72 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 8407 SW 208th Terrace, Cutler Bay, FL 33189?

8407 SW 208th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 8407 SW 208th Terrace, Cutler Bay, FL 33189?

Often, yes. The right offer on 8407 SW 208th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

1 Day on Market

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$430,000

8407 SW 208th Terrace

Cutler Bay, FL 33189

SAGA BAY TOWNHOMES

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,731

Living Sq Ft

1987

Year Built

Estimated monthly payment

$2,260 /mo

Principal and interest only, based on $86,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $72/mo HOA are not included.

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Listing Snapshot

Price: $430,000
Days on Site: 1 Days
Bedrooms: 3
Total Baths: 3
Full Baths: 2
Partial Baths: 1
Living Area: 1,731 sqft
Total Sq Ft: 1,990 sqft
Year Built: 1987
Property Type: Townhouse
MLS #: A12077015
Property Tax: $6,311 (2025)
HOA Fees: $72 / Monthly
Subdivision: SAGA BAY TOWNHOMES
County: Miami Dade
Status: Active

About This Property

Welcome! Come and see this beautiful 1731 square feet townhouse. Stunning living room with vaulted ceiling, bright natural light in an open space functional design. 3 bed/2.5 bath and one car garage. All bedrooms are upstairs. Spacious master bedroom with walk in closet. Master bathroom has a shower and a roman tub. Open kitchen design is a total stunner, remodeled in 2024, with quartz countertops, new stainless steel appliances including Samsung bespoke fridge, plenty of cabinet space. The main floor was renovated with Spanish porcelain tile. Private backyard perfect for entertaining or relaxing. Low HOA fee! Located in a private tranquil neighborhood, surrounded by well-regarded local public, magnet, and charter schools. Don't miss this opportunity to make this house your home! Welcome! Come and see this beautiful 1731 square feet townhouse. Stunning living room with vaulted ceiling, bright natural light in an open space functional design. 3 bed/2.5 bath and one car garage. All bedrooms are upstairs. Spacious master bedroom with walk in closet. Master bathroom has a shower and a roman tub. Open kitchen design is a total stunner, remodeled in 2024, with quartz countertops, new stainless steel appliances including Samsung bespoke fridge, plenty of cabinet space. The main floor was renovated with Spanish porcelain tile. Private backyard perfect for entertaining or relaxing. Low HOA fee! Located in a private tranquil neighborhood, surrounded by well-regarded local public, magnet, and charter schools. Don't miss this opportunity to make this house your home!

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General Features

Property Type: Townhouse
Status: Active
Year Built: 1987
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 1
Parking: Guest
Living Sq Ft: 1,731
Total Sq Ft: 1,990
Structure Type: Townhouse

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Refrigerator / Washer
Cooling: Central Air / Electric
Heating: Central / Electric
Flooring: Tile
Interior Features: Breakfast Bar / Bathtub / Dining Area / Separate Formal Dining Room / Entrance Foyer / Garden Tub Roman Tub / Living Dining Room / Soaking Tub / Separate Shower / Vaulted Ceilings / Walk In Closets
Laundry: In Garage
Total Rooms: 1

Exterior Features

Construction: Block
Exterior Features: Outdoor Living Area
Architectural Style: Spanish Mediterranean
Patio & Porch: Patio
View: Garden

Community & HOA

HOA Fee: $72 / Monthly
HOA Includes: Common Areas
Association Amenities: Trails
Community Features: Home Owners Association
Security: Other
Pets Allowed: Yes
Financing Terms: Cash / Conventional / FHA / Va Loan
Restrictions: See Remarks
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Saga Bay Townhomes

View Community Details →

Saga Bay Townhomes is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $397,000 to $429,000. Homes were built between 1991 and 1995. Pure Equity Realty lists homes in Saga Bay Townhomes for 1% commission and represents buyers at no cost.

Homes for Sale: 6
Under Contract: 2
Median List Price: $404,500
Median $/Sq Ft: $319
Avg Days on Market: 115

View all 6 homes for sale in Saga Bay Townhomes →

Frequently Asked Questions

How do I schedule a tour of 8407 SW 208th Terrace, Cutler Bay, FL 33189?: Use the Tour button on this listing to request a showing of 8407 SW 208th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 8407 SW 208th Terrace, Cutler Bay, FL 33189 still available?: 8407 SW 208th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 1 day. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8407 SW 208th Terrace, Cutler Bay, FL 33189?: With 20% down ($86,000) on the $430,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8407 SW 208th Terrace, Cutler Bay, FL 33189 is about $2,260/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8407 SW 208th Terrace, Cutler Bay, FL 33189?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8407 SW 208th Terrace, Cutler Bay, FL 33189. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 8407 SW 208th Terrace, Cutler Bay, FL 33189 have an HOA fee?: Yes: 8407 SW 208th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $72 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 8407 SW 208th Terrace, Cutler Bay, FL 33189?: 8407 SW 208th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 8407 SW 208th Terrace, Cutler Bay, FL 33189?: Often, yes. The right offer on 8407 SW 208th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of London Foster Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$430,000