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20912 SW 81st Place, Cutler Bay, FL 33189
Sold
68 Days on Market
Virtual Tour
1 / 19
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All Listings

$425,000

Sold · August 25, 2025

20912 SW 81st Place

Cutler Bay, FL 33189

SAGA BAY TOWNHOMES

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

What this home sold for

Sold price
$425,000
Vs. list price
2.4% over
Days on market
68
Price per sq ft
$246

This 3-bedroom townhouse in Saga Bay Townhomes sold for $425,000 on August 25, 2025. That was 2.4% above its final list price of $415,000. It first came on the market at $419,000, so the price was adjusted before it sold. It spent 68 days on the market. At $246 per square foot, it closed 8.6% below the $269 median of the 4 other townhouse sales in the recent closings shown below.

3
Bedrooms
3
Bathrooms
1,731
Living Sq Ft
1988
Year Built

Listing Snapshot

Sold Price
$425,000
Sold On
August 25, 2025
Days on Site
68 Days
Bedrooms
3
Total Baths
3
Full Baths
2
Partial Baths
1
Living Area
1,731 sqft
Total Sq Ft
1,990 sqft
Year Built
1988
Property Type
Townhouse
MLS #
A11797400
Property Tax
$8,433 (2024)
HOA Fees
$60 / Monthly
Subdivision
SAGA BAY TOWNHOMES
County
Miami Dade
Status
Sold

About This Property

Welcome to this beautifully updated 3-bedroom, 2.5 bathroom townhouse, perfect for comfortable and stylish living. High ceilings and a bright living area welcome you as soon as you walk in. Featuring beautiful vinyl flooring throughout, this home offers a fresh, modern feel with low-maintenance durability. The spacious layout includes a gorgeous, open kitchen, and generously sized bedrooms. There's a cozy patio that's perfect for entertaining. Great locations in the heart of Cutler Bay. This move-in ready townhouse is ideal for families, first-time buyers, or investors.

MLS media link

General Features

Property Type
Townhouse
Status
Sold
Year Built
1988
Property Condition
Resale
Number of Stories
2
Levels
Two
Garage Spaces
1
Living Sq Ft
1,731
Total Sq Ft
1,990
Structure Type
Townhouse

Interior Features

Appliances
Dryer / Dishwasher / Electric Range / Refrigerator / Washer
Cooling
Central Air
Heating
Central
Flooring
Vinyl
Interior Features
None

Exterior Features

Construction
Block
Exterior Features
Outdoor Living Area
Architectural Style
Other
Patio & Porch
Patio

Community & HOA

HOA Fee
$60 / Monthly
HOA Includes
Common Areas
Association Amenities
None
Community Features
Home Owners Association
Security
None
Pets Allowed
Pet Restrictions / Yes
Financing Terms
Cash / Conventional / FHA / Va Loan
Restrictions
No Restrictions / No Truck / No Trailer Parking
MLS Area
2600

Schools

Elementary School
Dr. Edward L. Whigham
Middle School
Cutler Bay Middle
High School
Miami Southridge

Saga Bay Townhomes is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $397,000 to $429,000. Homes were built between 1991 and 1995. Pure Equity lists homes in Saga Bay Townhomes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Homes for Sale
5
Under Contract
4
Median List Price
$410,000
Median $/Sq Ft
$308
Avg Days on Market
75
View all 5 homes for sale in Saga Bay Townhomes →
How do I schedule a tour of 20912 SW 81st Place, Cutler Bay, FL 33189?
Use the Tour button on this listing to request a showing of 20912 SW 81st Place, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
Is 20912 SW 81st Place, Cutler Bay, FL 33189 still available?
20912 SW 81st Place, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 68 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 20912 SW 81st Place, Cutler Bay, FL 33189?
With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20912 SW 81st Place, Cutler Bay, FL 33189 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 20912 SW 81st Place, Cutler Bay, FL 33189?
Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20912 SW 81st Place, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 20912 SW 81st Place, Cutler Bay, FL 33189 have an HOA fee?
Yes: 20912 SW 81st Place, Cutler Bay, FL 33189 carries an HOA fee of about $60 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 20912 SW 81st Place, Cutler Bay, FL 33189?
20912 SW 81st Place, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 20912 SW 81st Place, Cutler Bay, FL 33189?
Often, yes. The right offer on 20912 SW 81st Place, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of London Foster Realty

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$425,000

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Listed by Alvaro E Solorzano, London Foster Realty

Recently sold homes in Saga Bay Townhomes

These are the last 4 recorded closings in Saga Bay Townhomes, with the price each home actually sold for rather than what it was listed at. They closed at a median of $291 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.

See every recorded sale in Saga Bay Townhomes or find out what your Saga Bay Townhomes home is worth.

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