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Sold · August 25, 2025
20912 SW 81st Place
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $425,000
- Vs. list price
- 2.4% over
- Days on market
- 68
- Price per sq ft
- $246
This 3-bedroom townhouse in Saga Bay Townhomes sold for $425,000 on August 25, 2025. That was 2.4% above its final list price of $415,000. It first came on the market at $419,000, so the price was adjusted before it sold. It spent 68 days on the market. At $246 per square foot, it closed 8.6% below the $269 median of the 4 other townhouse sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $425,000
- Sold On
- August 25, 2025
- Days on Site
- 68 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,731 sqft
- Total Sq Ft
- 1,990 sqft
- Year Built
- 1988
- Property Type
- Townhouse
- MLS #
- A11797400
- Property Tax
- $8,433 (2024)
- HOA Fees
- $60 / Monthly
- Subdivision
- SAGA BAY TOWNHOMES
- County
- Miami Dade
- Status
- Sold
About This Property
Welcome to this beautifully updated 3-bedroom, 2.5 bathroom townhouse, perfect for comfortable and stylish living. High ceilings and a bright living area welcome you as soon as you walk in. Featuring beautiful vinyl flooring throughout, this home offers a fresh, modern feel with low-maintenance durability. The spacious layout includes a gorgeous, open kitchen, and generously sized bedrooms. There's a cozy patio that's perfect for entertaining. Great locations in the heart of Cutler Bay. This move-in ready townhouse is ideal for families, first-time buyers, or investors.
MLS media linkGeneral Features
- Property Type
- Townhouse
- Status
- Sold
- Year Built
- 1988
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Living Sq Ft
- 1,731
- Total Sq Ft
- 1,990
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Refrigerator / Washer
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Vinyl
- Interior Features
- None
Exterior Features
- Construction
- Block
- Exterior Features
- Outdoor Living Area
- Architectural Style
- Other
- Patio & Porch
- Patio
Community & HOA
- HOA Fee
- $60 / Monthly
- HOA Includes
- Common Areas
- Association Amenities
- None
- Community Features
- Home Owners Association
- Security
- None
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- No Restrictions / No Truck / No Trailer Parking
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Townhomes is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $397,000 to $429,000. Homes were built between 1991 and 1995. Pure Equity lists homes in Saga Bay Townhomes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 5
- Under Contract
- 4
- Median List Price
- $410,000
- Median $/Sq Ft
- $308
- Avg Days on Market
- 75
Frequently Asked Questions
- How do I schedule a tour of 20912 SW 81st Place, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 20912 SW 81st Place, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 20912 SW 81st Place, Cutler Bay, FL 33189 still available?
- 20912 SW 81st Place, Cutler Bay, FL 33189 is currently listed as Sold, and has been on the market 68 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 20912 SW 81st Place, Cutler Bay, FL 33189?
- With 20% down ($83,000) on the $415,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 20912 SW 81st Place, Cutler Bay, FL 33189 is about $2,181/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 20912 SW 81st Place, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 20912 SW 81st Place, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 20912 SW 81st Place, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 20912 SW 81st Place, Cutler Bay, FL 33189 carries an HOA fee of about $60 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 20912 SW 81st Place, Cutler Bay, FL 33189?
- 20912 SW 81st Place, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 20912 SW 81st Place, Cutler Bay, FL 33189?
- Often, yes. The right offer on 20912 SW 81st Place, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of London Foster Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.
$425,000
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Listed by Alvaro E Solorzano, London Foster Realty
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Recent Sales
Recently sold homes in Saga Bay Townhomes
These are the last 4 recorded closings in Saga Bay Townhomes, with the price each home actually sold for rather than what it was listed at. They closed at a median of $291 per square foot. The most recent closed on October 14, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$425,000
Sold · October 14, 2026
8407 SW 208th Terrace
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$5,000 under the asking price
Sold$410,000
Sold · June 18, 2026
20934 SW 84th Avenue
4 bed · 3 bath · 1,293 sqft · $317/sqft
$10,000 under the asking price
Sold$376,000
Sold · December 5, 2025
20979 SW 84th Court
4 bed · 3.5 bath · 1,293 sqft · $291/sqft
$14,500 under the asking price
Sold$415,000
Sold · September 5, 2025
20935 SW 84th Avenue 20935
3 bed · 2.5 bath · 1,731 sqft · $240/sqft
$5,000 over the asking price
See every recorded sale in Saga Bay Townhomes or find out what your Saga Bay Townhomes home is worth.









