$410,000
8408 SW 208th Terrace
Cutler Bay, FL 33189
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $410,000
- Price per sq ft
- $317
- Vs. nearby sales
- 17.8% above
- Days on market
- 57
This 3-bedroom townhouse in Saga Bay Townhomes is listed at $410,000, or $317 per square foot. The asking price has come down 2.4% from its original $419,999. It has been on the market for 57 days. The 4 most recent townhouse sales in the closings shown below sold at a median of $269 per square foot, so the asking price is 17.8% above what comparable homes here actually sold for.
Estimated monthly payment
$2,155 /mo
Principal and interest only, based on $82,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $70/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $410,000
- Days on Site
- 57 Days
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Living Area
- 1,293 sqft
- Total Sq Ft
- 1,533 sqft
- Year Built
- 1989
- Property Type
- Townhouse
- MLS #
- A12061025
- Property Tax
- $13,916 (2025)
- HOA Fees
- $70 / Monthly
- Subdivision
- SAGA BAY TOWNHOMES
- County
- Miami Dade
- Status
- Active
About This Property
Beautifully maintained 3-bedroom, 2.5-bath townhome in the highly desirable Cutler Bay area (33189). This home features a functional open layout with spacious living and dining areas, abundant natural light, and comfortable living spaces. Enjoy peace of mind with a brand new tile roof and full impact windows. Additional highlights include a private garage and a fenced backyard, perfect for relaxing, entertaining, or outdoor dining. Conveniently located near shopping, dining, parks, top-rated schools, and major highways, this property truly delivers both comfort and convenience. Don’t miss this excellent opportunity to own a stunning townhome in one of Cutler Bay’s most sought-after locations.
Virtual TourGeneral Features
- Property Type
- Townhouse
- Status
- Active
- Year Built
- 1989
- Property Condition
- Updated Remodeled
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 1
- Parking
- Assigned / Deeded / Garage / Garage Door Opener / Guest / Open
- Living Sq Ft
- 1,293
- Total Sq Ft
- 1,533
- Structure Type
- Townhouse
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Water Heater / Microwave / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Other
- Heating
- Central
- Flooring
- Tile / Wood
- Fireplace
- Yes
- Interior Features
- Breakfast Area / Closet Cabinetry / Eat In Kitchen / Kitchen Dining Combo / Multiple En Suite Bathrooms / Other / Pantry / Storage / Upper Level Primary / Walk In Closets
- Laundry
- Washer Hookup / Dryer Hookup / In Garage
Exterior Features
- Construction
- Block
- Exterior Features
- Barbecue / Outdoor Living Area / Other
- Architectural Style
- Other
- Patio & Porch
- Patio
- Lot Features
- Fruit Trees
- Waterfront Features
- None / Other
- View
- Other
Community & HOA
- HOA Fee
- $70 / Monthly
- HOA Includes
- Maintenance Grounds / Security / Trash
- Community Features
- Home Owners Association
- Security
- Security System Leased / Security System / Other / Smoke Detectors / Security Guard
- Pets Allowed
- Yes
- 55+ Community
- Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- No Rv / No Truck / No Trailer Parking / Ok To Lease
- MLS Area
- 2600
This home's HOA fee works out to $70 a month, in line with the $70 median across 6 homes for sale in Saga Bay Townhomes. See Saga Bay Townhomes HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Saga Bay Townhomes is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $397,000 to $429,000. Homes were built between 1991 and 1995. Pure Equity lists homes in Saga Bay Townhomes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 6
- Median List Price
- $403,500
- Median $/Sq Ft
- $319
- Avg Days on Market
- 90
Frequently Asked Questions
- How do I schedule a tour of 8408 SW 208th Terrace, Cutler Bay, FL 33189?
- Use the Tour button on this listing to request a showing of 8408 SW 208th Terrace, Cutler Bay, FL 33189. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 8408 SW 208th Terrace, Cutler Bay, FL 33189 still available?
- 8408 SW 208th Terrace, Cutler Bay, FL 33189 is currently listed as Active, and has been on the market 57 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 8408 SW 208th Terrace, Cutler Bay, FL 33189?
- With 20% down ($82,000) on the $410,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8408 SW 208th Terrace, Cutler Bay, FL 33189 is about $2,155/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 8408 SW 208th Terrace, Cutler Bay, FL 33189?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8408 SW 208th Terrace, Cutler Bay, FL 33189. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 8408 SW 208th Terrace, Cutler Bay, FL 33189 have an HOA fee?
- Yes: 8408 SW 208th Terrace, Cutler Bay, FL 33189 carries an HOA fee of about $70 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 8408 SW 208th Terrace, Cutler Bay, FL 33189?
- 8408 SW 208th Terrace, Cutler Bay, FL 33189 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 8408 SW 208th Terrace, Cutler Bay, FL 33189?
- Often, yes. The right offer on 8408 SW 208th Terrace, Cutler Bay, FL 33189 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Brickell Brokers LLC
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 1, 2026.
$410,000
Interested in This Property?
Contact us to schedule a showing or ask a question.
Own a home near this one? See what it would sell for today
Listed by Carlos Cepero, Brickell Brokers LLC
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in Saga Bay Townhomes
These are the last 4 recorded closings in Saga Bay Townhomes, with the price each home actually sold for rather than what it was listed at. They closed at a median of $291 per square foot. The most recent closed on June 18, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$410,000
Sold · June 18, 2026
20934 SW 84th Avenue
4 bed · 3 bath · 1,293 sqft · $317/sqft
$10,000 under the asking price
Sold$376,000
Sold · December 5, 2025
20979 SW 84th Court
4 bed · 3.5 bath · 1,293 sqft · $291/sqft
$14,500 under the asking price
Sold$415,000
Sold · September 5, 2025
20935 SW 84th Avenue 20935
3 bed · 2.5 bath · 1,731 sqft · $240/sqft
$5,000 over the asking price
Sold$425,000
Sold · August 25, 2025
20912 SW 81st Place
3 bed · 2.5 bath · 1,731 sqft · $246/sqft
$10,000 over the asking price
See every recorded sale in Saga Bay Townhomes or find out what your Saga Bay Townhomes home is worth.
