$305,000
1120 102nd Street 21
GOLDEN KEY CNDO
Explore the area: Bay Harbor Islands homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $305,000
- Price per sq ft
- $377
- Vs. nearby sales
- 61.8% below
- Days on market
- 98
This 1-bedroom condo in ZIP 33154 is listed at $305,000, or $377 per square foot. The asking price has come down 3.2% from its original $315,000. It has been on the market for 98 days. The 5 most recent condo sales in the closings shown below sold at a median of $988 per square foot, so the asking price is 61.8% below what comparable homes here actually sold for.
Estimated monthly payment
$1,603 /mo
Principal and interest only, based on $61,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $640/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $305,000
- Days on Site
- 98 Days
- Bedrooms
- 1
- Total Baths
- 1
- Full Baths
- 1
- Living Area
- 810 sqft
- Year Built
- 1964
- Property Type
- Condo
- MLS #
- A12041458
- Property Tax
- $383 (2025)
- HOA Fees
- $640 / Monthly
- Subdivision
- GOLDEN KEY CNDO
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Welcome to Bay Harbor Islands living at its finest. This charming 1-bedroom, 1-bath residence is located in an intimate boutique building of only 24 units, offering privacy, tranquility, and a true neighborhood feel. Ideally situated just minutes from the beach, world-renowned Bal Harbour Shops, exceptional dining, parks, and top-rated schools, this home combines convenience with a relaxed coastal lifestyle. Enjoy a peaceful community atmosphere in one of South Florida’s most desirable locations, perfect as a primary residence, vacation getaway, or investment opportunity. Motivated seller—don’t miss this exceptional value in the heart of Bay Harbor Islands.
Virtual TourGeneral Features
- Property Type
- Condo
- Status
- Active
- Year Built
- 1964
- Property Condition
- Resale
- Number of Stories
- 3
- Garage Spaces
- 0
- Parking
- Assigned
- Living Sq Ft
- 810
Interior Features
- Appliances
- Electric Range / Microwave / Refrigerator
- Cooling
- Central Air
- Heating
- Central
- Flooring
- Ceramic Tile / Laminate
- Interior Features
- Bedroom On Main Level / Living Dining Room / Separate Shower / Tub Shower / Walk In Closets
Exterior Features
- Construction
- Block
- Exterior Features
- Balcony / Outdoor Living Area
- Architectural Style
- Other
- Pool Features
- Association
- Patio & Porch
- Open / Balcony
- View
- Other
Community & HOA
- HOA Fee
- $640 / Monthly
- HOA Includes
- Hot Water / Maintenance Grounds / Sewer / Trash / Water
- Association Amenities
- Elevators / Laundry / Pool / Trash
- Security
- None
- Pets Allowed
- No
- Financing Terms
- Cash / Conventional
- Restrictions
- Okay To Lease1st Year / Ok To Lease
- MLS Area
- 2220
Schools
- Elementary School
- Ruth K. Broad Bay Harbor K-8
- High School
- Miami Beach
About the Area
Browse Bay Harbor Islands homes for sale across every neighborhood and price point in Miami-Dade. Available homes span single-family, townhome, and condo segments throughout the city. Bay Harbor Islands includes gated golf communities, 55+ active adult neighborhoods, waterfront estates, and newer master-planned subdivisions. HOA fees vary by community type, from modest maintenance fees in non-gated subdivisions to higher dues in full-amenity country clubs. The city sits within Miami-Dade, offering access to South Florida beaches, major employment centers, and healthcare hubs. For current Miami-Dade market data, see Florida Realtors' monthly statistics. Browse the latest Bay Harbor Islands listings below. Then connect with a Pure Equity agent to schedule a private showing.
- Homes for Sale
- 223
- Median List Price
- $1,499,000
- Median $/Sq Ft
- $897
- Avg Days on Market
- 168
Frequently Asked Questions
- How do I schedule a tour of 1120 102nd Street 21, Bay Harbor Islands, FL 33154?
- Use the Tour button on this listing to request a showing of 1120 102nd Street 21, Bay Harbor Islands, FL 33154. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 1120 102nd Street 21, Bay Harbor Islands, FL 33154 still available?
- 1120 102nd Street 21, Bay Harbor Islands, FL 33154 is currently listed as Active, and has been on the market 98 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 1120 102nd Street 21, Bay Harbor Islands, FL 33154?
- With 20% down ($61,000) on the $305,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 1120 102nd Street 21, Bay Harbor Islands, FL 33154 is about $1,603/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 1120 102nd Street 21, Bay Harbor Islands, FL 33154?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 1120 102nd Street 21, Bay Harbor Islands, FL 33154. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 1120 102nd Street 21, Bay Harbor Islands, FL 33154 have an HOA fee?
- Yes: 1120 102nd Street 21, Bay Harbor Islands, FL 33154 carries an HOA fee of about $640 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 1120 102nd Street 21, Bay Harbor Islands, FL 33154?
- 1120 102nd Street 21, Bay Harbor Islands, FL 33154 is zoned for Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 1120 102nd Street 21, Bay Harbor Islands, FL 33154?
- Often, yes. The right offer on 1120 102nd Street 21, Bay Harbor Islands, FL 33154 depends on how it's priced against comparable condo sales in Bay Harbor Islands, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Optimar International Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 24, 2026.
$305,000
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Listed by Odalys Tapia, Optimar International Realty
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Recent Sales
Recently sold homes in ZIP 33154
These are the last 6 recorded closings in ZIP 33154, with the price each home actually sold for rather than what it was listed at. They closed at a median of $1,244 per square foot. The most recent closed on September 30, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$378,000
Sold · September 30, 2026
9280 Bay Harbor Terrace 25
2 bed · 2 bath · 1,091 sqft · $346/sqft
$7,000 under the asking price
Sold$4,880,000
Sold · September 29, 2026
9703 Collins Avenue 2501/03
2 bed · 3 bath · 1,725 sqft · $2,829/sqft
$390,000 over the asking price
Sold$4,380,000
Sold · September 29, 2026
1135 103rd Street 504
4 bed · 4.5 bath · 3,521 sqft · $1,244/sqft
$320,000 under the asking price
Sold$1,860,000
Sold · September 25, 2026
9940 W Bay Harbor Drive 7G-S
3 bed · 3 bath · 1,882 sqft · $988/sqft
$339,000 under the asking price
Sold$3,000,000
Sold · September 25, 2026
9172 Carlyle Avenue
4 bed · 3 bath · 2,239 sqft · $1,340/sqft
$495,000 under the asking price
Sold$3,100,000
Sold · September 22, 2026
9999 Collins Avenue 3E
3 bed · 3.5 bath · 3,230 sqft · $960/sqft
$550,000 under the asking price
See every recorded sale in ZIP 33154 or find out what your ZIP 33154 home is worth.
