$1,060,000
Sold · October 8, 2026
7823 SW 195th Terrace
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Sale Summary
What this home sold for
- Sold price
- $1,060,000
- Vs. list price
- 2.7% under
- Days on market
- 193
- Price per sq ft
- $225
This 5-bedroom single-family home in Cutler Cay sold for $1,060,000 on October 8, 2026. That was 2.7% below its final list price of $1,089,000. It first came on the market at $1,170,000, so the price was adjusted before it sold. It spent 193 days on the market. At $225 per square foot, it closed 11.1% below the $253 median of the 6 other single-family home sales in the recent closings shown below.
Listing Snapshot
- Sold Price
- $1,060,000
- Sold On
- October 8, 2026
- Days on Site
- 193 Days
- Bedrooms
- 5
- Total Baths
- 4
- Full Baths
- 4
- Partial Baths
- 0
- Living Area
- 4,717 sqft
- Total Sq Ft
- 5,951 sqft
- Lot Size
- 0.19 Acres
- Year Built
- 2006
- Property Type
- Single Family
- MLS #
- A11968528
- Property Tax
- $11,810 (2025)
- HOA Fees
- $508 / Monthly
- Subdivision
- CUTLER CAY
- County
- Miami Dade
- Status
- Sold
- Special Conditions
- Listed As Is
About This Property
Imagine coming home every day to the security of a gated community, resort-style amenities, soaring ceilings, and nearly 4,800 sq. ft. of beautifully designed living space.This exceptional 5-bedroom, 4-bath executive home in prestigious Cutler Cay offers the space, flexibility, and lifestyle today's buyers are searching for. Whether you're entertaining, working from home, hosting guests, or accommodating multigenerational living, this home was designed for modern family living.The open floor plan features a dramatic two-story entry, expansive living areas, and a spacious kitchen with stainless steel appliances, abundant cabinetry, and generous counter space. A first-floor bedroom and full bath are ideal for guests, aging parents, or a private office.Additional features include a 3-car garage, whole-house water filtration, sprinkler system, SWAT mosquito misting system, ADT security with cameras, transferable 5-year roof leak warranty, 120-day appliance warranty, and the pool table is included.Enjoy 24-hour gated security, an elegant clubhouse, fitness center, heated pool and spa, tennis and basketball courts, playground, plus cable and internet included in the HOA.Seller is offering a $10,000 concession toward a rate buy-down or buyer closing costs, making this one of Cutler Cay's best values.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Sold
- Year Built
- 2006
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 3
- Parking
- Circular Driveway / Garage / Garage Door Opener / Guest / Paver Block
- Direction Faces
- South
- Lot Size (Acres)
- 0.19
- Living Sq Ft
- 4,717
- Total Sq Ft
- 5,951
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Washer
- Cooling
- Central Air / Ceiling Fans / Electric
- Heating
- Central / Electric
- Flooring
- Ceramic Tile / Wood
- Interior Features
- Breakfast Bar / Breakfast Area / Dining Area / Separate Formal Dining Room / High Ceilings / Main Level Primary / Vaulted Ceilings
- Laundry
- Washer Hookup / Dryer Hookup
- Total Rooms
- 2
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Barrel
- Exterior Features
- Barbecue / Room For Pool
- Pool Features
- Association
- View
- Other
Community & HOA
- HOA Fee
- $508 / Monthly
- Association Amenities
- Clubhouse / Fitness Center / Gated / Other / Pool / Recreation Facilities
- Community Features
- Home Owners Association
- Financing Terms
- Cash / Conventional
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 18
- Under Contract
- 4
- Median List Price
- $1,142,000
- Median $/Sq Ft
- $269
- Avg Days on Market
- 73
Frequently Asked Questions
- How do I schedule a tour of 7823 SW 195th Terrace, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 7823 SW 195th Terrace, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7823 SW 195th Terrace, Cutler Bay, FL 33157 still available?
- 7823 SW 195th Terrace, Cutler Bay, FL 33157 is currently listed as Sold, and has been on the market 193 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7823 SW 195th Terrace, Cutler Bay, FL 33157?
- With 20% down ($217,800) on the $1,089,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7823 SW 195th Terrace, Cutler Bay, FL 33157 is about $5,723/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7823 SW 195th Terrace, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7823 SW 195th Terrace, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7823 SW 195th Terrace, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 7823 SW 195th Terrace, Cutler Bay, FL 33157 carries an HOA fee of about $508 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7823 SW 195th Terrace, Cutler Bay, FL 33157?
- 7823 SW 195th Terrace, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7823 SW 195th Terrace, Cutler Bay, FL 33157?
- Often, yes. The right offer on 7823 SW 195th Terrace, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Keller Williams Realty Premier Properties
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$1,060,000
Own a home nearby?
This sale is now a comparable for every home around it. Get a free estimate of what yours would sell for today.
Listed by Fritz Wagor, Keller Williams Realty Premier Properties
Map & Location
Featured Communities
Cities in Miami-Dade County
Zip Codes in Miami-Dade County
Property Types
Recent Sales
Recently sold homes in Cutler Cay
These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $272 per square foot. The most recent closed on October 1, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,101,000
Sold · October 1, 2026
7965 SW 195th Street
5 bed · 4 bath · 4,717 sqft · $233/sqft
$49,000 under the asking price
Sold$830,000
Sold · September 15, 2026
7753 SW 193rd Street
5 bed · 4 bath · 3,945 sqft · $210/sqft
$58,777 under the asking price
Sold$850,000
Sold · July 20, 2026
19528 SW 79th Place
5 bed · 3.5 bath · 3,061 sqft · $278/sqft
$40,000 under the asking price
Sold$1,100,000
Sold · July 17, 2026
7613 SW 188th Terrace
5 bed · 4 bath · 4,717 sqft · $233/sqft
$100,000 under the asking price
Sold$1,085,000
Sold · June 1, 2026
7996 SW 195th Street
5 bed · 4.5 bath · 3,982 sqft · $272/sqft
$65,000 under the asking price
Sold$1,339,000
Sold · May 20, 2026
7786 SW 188th Terrace
5 bed · 4 bath · 3,945 sqft · $339/sqft
$39,000 over the asking price
See every recorded sale in Cutler Cay or find out what your Cutler Cay home is worth.
