$765,000
7645 SW 193rd Lane
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $765,000
- Price per sq ft
- $281
- Vs. nearby sales
- 20.6% above
- Days on market
- 2
This 4-bedroom single-family home in Cutler Cay is listed at $765,000, or $281 per square foot. It has been on the market for 2 days. The 6 most recent single-family home sales in the closings shown below sold at a median of $233 per square foot, so the asking price is 20.6% above what comparable homes here actually sold for.
Estimated monthly payment
$4,020 /mo
Principal and interest only, based on $153,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $532/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $765,000
- Days on Site
- 2 Days
- Bedrooms
- 4
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Living Area
- 2,723 sqft
- Total Sq Ft
- 3,263 sqft
- Lot Size
- 0.18 Acres
- Year Built
- 2005
- Property Type
- Single Family
- MLS #
- A12119392
- Property Tax
- $8,083 (2025)
- HOA Fees
- $532 / Monthly
- Subdivision
- CUTLER CAY
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Real Estate Owned / Listed As Is
About This Property
Imagine coming home to a community where resort-style amenities are part of everyday life! Welcome to Cutler Cay, offering 24-hour guarded security, a sparkling pool, fitness center, tennis and pickleball courts, basketball, jacuzzi, sauna, and playground. Within this sought-after neighborhood, this spacious single-story Bergamo model offers the perfect setting for relaxing, gathering, and entertaining. Featuring 4 bedrooms, 3.5 bathrooms, dramatic ceiling heights, and an open, airy atmosphere, the home provides 2,723 SF of living space on a generous 7,650 SF lot. Lovingly maintained by its original owner, notable improvements include a NEW irrigation system, fully paid-off solar panels, 2018 roof, 2021 A/C, 2023 solar water heater, wood-look tile flooring in bedrooms and closets, accordion shutters, and updated exterior paint. Enjoy added conveniences such as an EV charging outlet, custom storage, and HOA-covered internet, cable, security monitoring, and front lawn maintenance. 3,263 total SF. MOTIVATED SELLER!
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2005
- Number of Stories
- 1
- Levels
- One
- Garage Spaces
- 2
- Parking
- Covered / Driveway
- Direction Faces
- Northwest
- Lot Size (Acres)
- 0.18
- Living Sq Ft
- 2,723
- Total Sq Ft
- 3,263
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dishwasher / Refrigerator
- Cooling
- Central Air
- Heating
- Electric
- Flooring
- Ceramic Tile
- Interior Features
- Bathtub / Closet Cabinetry / Main Level Primary / Soaking Tub / Separate Shower
- Total Rooms
- 2
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Barrel
- Exterior Features
- Room For Pool
- Pool Features
- Association
- Lot Features
- Fruit Trees
- View
- Garden
Community & HOA
- HOA Fee
- $532 / Monthly
- Association Amenities
- Clubhouse / Pool / Tennis Courts
- Community Features
- Home Owners Association
- Security
- Smoke Detectors
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- MLS Area
- 2600
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 23
- Under Contract
- 4
- Median List Price
- $1,155,000
- Median $/Sq Ft
- $276
- Avg Days on Market
- 95
Frequently Asked Questions
- How do I schedule a tour of 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 7645 SW 193rd Lane, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 7645 SW 193rd Lane, Cutler Bay, FL 33157 still available?
- 7645 SW 193rd Lane, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 2 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- With 20% down ($153,000) on the $765,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 7645 SW 193rd Lane, Cutler Bay, FL 33157 is about $4,020/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 7645 SW 193rd Lane, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 7645 SW 193rd Lane, Cutler Bay, FL 33157 carries an HOA fee of about $532 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- 7645 SW 193rd Lane, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 7645 SW 193rd Lane, Cutler Bay, FL 33157?
- Often, yes. The right offer on 7645 SW 193rd Lane, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Luxe Properties
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated November 14, 2026.
$765,000
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Listed by Melissa Concepcion, Luxe Properties
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Recent Sales
Recently sold homes in Cutler Cay
These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $233 per square foot. The most recent closed on October 8, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,060,000
Sold · October 8, 2026
7823 SW 195th Terrace
5 bed · 4 bath · 4,717 sqft · $225/sqft
$29,000 under the asking price
Sold$1,101,000
Sold · October 1, 2026
7965 SW 195th Street
5 bed · 4 bath · 4,717 sqft · $233/sqft
$49,000 under the asking price
Sold$830,000
Sold · September 15, 2026
7753 SW 193rd Street
5 bed · 4 bath · 3,945 sqft · $210/sqft
$58,777 under the asking price
Sold$850,000
Sold · July 20, 2026
19528 SW 79th Place
5 bed · 3.5 bath · 3,061 sqft · $278/sqft
$40,000 under the asking price
Sold$1,100,000
Sold · July 17, 2026
7613 SW 188th Terrace
5 bed · 4 bath · 4,717 sqft · $233/sqft
$100,000 under the asking price
Sold$1,085,000
Sold · June 1, 2026
7996 SW 195th Street
5 bed · 4.5 bath · 3,982 sqft · $272/sqft
$65,000 under the asking price
See every recorded sale in Cutler Cay or find out what your Cutler Cay home is worth.
