$1,175,000
18821 SW 74th Court
Cutler Bay, FL 33157
Explore the area: Cutler Bay homes for sale · Miami Dade County real estate
Price Check
How this price compares
- List price
- $1,175,000
- Price per sq ft
- $249
- Original price
- $1,250,000
- Days on market
- 187
This 5-bedroom single-family home in Cutler Cay is listed at $1,175,000, or $249 per square foot. The asking price has come down 6% from its original $1,250,000. It has been on the market for 187 days.
Estimated monthly payment
$6,175 /mo
Principal and interest only, based on $235,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $508/mo HOA are not included.
Customize this estimateListing Snapshot
- Price
- $1,175,000
- Days on Site
- 187 Days
- Bedrooms
- 5
- Total Baths
- 4
- Full Baths
- 4
- Partial Baths
- 0
- Living Area
- 4,717 sqft
- Total Sq Ft
- 5,951 sqft
- Lot Size
- 0.19 Acres
- Year Built
- 2007
- Property Type
- Single Family
- MLS #
- A11976684
- Property Tax
- $20,146 (2025)
- HOA Fees
- $508 / Monthly
- Subdivision
- CUTLER CAY
- County
- Miami Dade
- Status
- Active
- Special Conditions
- Listed As Is
About This Property
Seller willing to consider interest rate buy down for buyer! Welcome to the elegant two-story Florence model in the prestigious Cutler Cay, offering 5 bedrooms, 4 bathrooms, and 4,717SF of thoughtfully designed living space. This move-in ready home features marble floors, soaring ceilings, and a grand marble staircase with custom iron railings. The living room and foyer are elevated by statement chandeliers and custom ceiling paintings, adding a distinctive architectural touch, a rare find. Designed for both refined entertaining and comfortable daily living, the residence offers formal living and dining rooms, along with the family room and eat-in kitchen with stainless steel appliances. A full bedroom and bath on the first floor provide flexibility for guests or multigenerational living. Upstairs, the spacious primary suite serves as a private retreat with an expansive balcony, dual walk-in closets, and a generous ensuite bath. Enjoy a covered terrace and a uniquely special backyard with no rear neighbors—offering privacy and peaceful green views + a generator. The community is 24/7 guard-gated with resort-style amenities including clubhouse, fitness center, sauna, steam room, heated pool, jacuzzi, tennis, pickleball, basketball courts, playground and a pavilion—spaces to gather, mingle, and enjoy a friendly neighborhood atmosphere. HOA includes alarm monitoring, cable, internet, and lawn maintenance—supporting a lifestyle centered on comfort, wellness, connection and ease.
MLS media linkGeneral Features
- Property Type
- Single Family
- Status
- Active
- Year Built
- 2007
- Property Condition
- Resale
- Number of Stories
- 2
- Levels
- Two
- Garage Spaces
- 3
- Attached Garage
- Yes
- Parking
- Attached / Driveway / Garage / Paver Block
- Direction Faces
- West
- Lot Size (Acres)
- 0.19
- Living Sq Ft
- 4,717
- Total Sq Ft
- 5,951
- Sewer
- Public Sewer
- Water Source
- Public
- Zoning
- 0100
Interior Features
- Appliances
- Dryer / Dishwasher / Electric Range / Electric Water Heater / Disposal / Microwave / Oven / Refrigerator / Water Softener / Trash Compactor / Washer
- Cooling
- Central Air / Electric
- Heating
- Central / Electric
- Flooring
- Marble / Other
- Interior Features
- Breakfast Area / Bathtub / Closet Cabinetry / Dining Area / Separate Formal Dining Room / Dual Sinks / Eat In Kitchen / High Ceilings / Kitchen Island / Main Level Primary / Other / Split Bedrooms / Soaking Tub / Separate Shower / Stacked Bedrooms / Walk In Closets / Bar
- Windows
- Blinds
- Total Rooms
- 2
Exterior Features
- Construction
- CBS Concrete Block Structure / Block
- Roof
- Barrel
- Exterior Features
- Balcony / Outdoor Living Area
- Pool Features
- Association
- Patio & Porch
- Open / Patio / Balcony
- View
- Garden / Other
Community & HOA
- HOA Fee
- $508 / Monthly
- Association Amenities
- Clubhouse / Gated / Maintenance / Other / Pool / Security / Sidewalks / Tennis Courts
- Community Features
- Home Owners Association
- Security
- Fire Alarm / Smoke Detectors / Security Guard
- Utilities
- Cable Available
- Pets Allowed
- Pet Restrictions / Yes
- Financing Terms
- Cash / Conventional / FHA / Va Loan
- Restrictions
- Ok To Lease
- MLS Area
- 2600
This home's HOA fee works out to $508 a month, in line with the $508 median across 18 homes for sale in Cutler Cay. See Cutler Cay HOA fees
Schools
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
About the Community
Cutler Cay is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $840,000 to $2,200,000. Homes were built between 2004 and 2007. Pure Equity lists homes in Cutler Cay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.
- Homes for Sale
- 18
- Under Contract
- 4
- Median List Price
- $1,142,000
- Median $/Sq Ft
- $269
- Avg Days on Market
- 73
Frequently Asked Questions
- How do I schedule a tour of 18821 SW 74th Court, Cutler Bay, FL 33157?
- Use the Tour button on this listing to request a showing of 18821 SW 74th Court, Cutler Bay, FL 33157. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity agent will confirm your visit, often the same day.
- Is 18821 SW 74th Court, Cutler Bay, FL 33157 still available?
- 18821 SW 74th Court, Cutler Bay, FL 33157 is currently listed as Active, and has been on the market 187 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
- How much is the monthly payment for 18821 SW 74th Court, Cutler Bay, FL 33157?
- With 20% down ($235,000) on the $1,175,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 18821 SW 74th Court, Cutler Bay, FL 33157 is about $6,175/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
- How do I get pre-approved to buy 18821 SW 74th Court, Cutler Bay, FL 33157?
- Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 18821 SW 74th Court, Cutler Bay, FL 33157. Contact Pure Equity and we'll connect you with a trusted local lender to review your financing options, no obligation.
- Does 18821 SW 74th Court, Cutler Bay, FL 33157 have an HOA fee?
- Yes: 18821 SW 74th Court, Cutler Bay, FL 33157 carries an HOA fee of about $508 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
- What schools serve 18821 SW 74th Court, Cutler Bay, FL 33157?
- 18821 SW 74th Court, Cutler Bay, FL 33157 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
- Can I negotiate the price of 18821 SW 74th Court, Cutler Bay, FL 33157?
- Often, yes. The right offer on 18821 SW 74th Court, Cutler Bay, FL 33157 depends on how it's priced against comparable single family sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity will run the comps and help you craft a competitive, well-supported offer.
Listing courtesy of Keller Williams Capital Realty
Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated June 23, 2026.
$1,175,000
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Listed by Malgorzata Sadowska, Keller Williams Capital Realty
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Recent Sales
Recently sold homes in Cutler Cay
These are the last 6 recorded closings in Cutler Cay, with the price each home actually sold for rather than what it was listed at. They closed at a median of $233 per square foot. The most recent closed on October 8, 2026. Closed sales are what an appraiser and a buyer's agent will look at, so they are the starting point for pricing a home here.
Sold$1,060,000
Sold · October 8, 2026
7823 SW 195th Terrace
5 bed · 4 bath · 4,717 sqft · $225/sqft
$29,000 under the asking price
Sold$1,101,000
Sold · October 1, 2026
7965 SW 195th Street
5 bed · 4 bath · 4,717 sqft · $233/sqft
$49,000 under the asking price
Sold$830,000
Sold · September 15, 2026
7753 SW 193rd Street
5 bed · 4 bath · 3,945 sqft · $210/sqft
$58,777 under the asking price
Sold$850,000
Sold · July 20, 2026
19528 SW 79th Place
5 bed · 3.5 bath · 3,061 sqft · $278/sqft
$40,000 under the asking price
Sold$1,100,000
Sold · July 17, 2026
7613 SW 188th Terrace
5 bed · 4 bath · 4,717 sqft · $233/sqft
$100,000 under the asking price
Sold$1,085,000
Sold · June 1, 2026
7996 SW 195th Street
5 bed · 4.5 bath · 3,982 sqft · $272/sqft
$65,000 under the asking price
See every recorded sale in Cutler Cay or find out what your Cutler Cay home is worth.
