How do I schedule a tour of 8906 SW 224th Terrace, Cutler Bay, FL 33190?

Use the Tour button on this listing to request a showing of 8906 SW 224th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.

Is 8906 SW 224th Terrace, Cutler Bay, FL 33190 still available?

8906 SW 224th Terrace, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 16 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.

How much is the monthly payment for 8906 SW 224th Terrace, Cutler Bay, FL 33190?

With 20% down ($90,000) on the $450,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8906 SW 224th Terrace, Cutler Bay, FL 33190 is about $2,365/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.

How do I get pre-approved to buy 8906 SW 224th Terrace, Cutler Bay, FL 33190?

Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8906 SW 224th Terrace, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.

Does 8906 SW 224th Terrace, Cutler Bay, FL 33190 have an HOA fee?

Yes: 8906 SW 224th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $115 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.

What schools serve 8906 SW 224th Terrace, Cutler Bay, FL 33190?

8906 SW 224th Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.

Can I negotiate the price of 8906 SW 224th Terrace, Cutler Bay, FL 33190?

Often, yes. The right offer on 8906 SW 224th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Active

16 Days on Market

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$450,000

8906 SW 224th Terrace

Cutler Bay, FL 33190

LAKES BY THE BAY GEE

Explore the area: Cutler Bay homes for sale · Miami Dade County real estate

Bedrooms

Bathrooms

1,712

Living Sq Ft

2007

Year Built

Estimated monthly payment

$2,365 /mo

Principal and interest only, based on $90,000 down (20%), a 6.875% 30-year fixed rate. Property taxes, homeowners insurance, and the $115/mo HOA are not included.

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Listing Snapshot

Price: $450,000
Days on Site: 16 Days
Bedrooms: 4
Total Baths: 3
Full Baths: 3
Partial Baths: 0
Living Area: 1,712 sqft
Total Sq Ft: 1,982 sqft
Year Built: 2007
Property Type: Townhouse
MLS #: A12068411
Property Tax: $2,813 (2025)
HOA Fees: $115 / Monthly
Subdivision: LAKES BY THE BAY GEE
County: Miami Dade
Status: Active

About This Property

Beautiful 4/3 townhome in the desirable Bayshore community of Cutler Bay. This spacious two-story home features an open and inviting layout with a bright living room and kitchen with ample cabinetry that flows seamlessly into the dining area. One bedroom and a full bathroom on the ground floor. Upstairs, the primary suite features an en-suite bathroom with a separate shower and tub, plus a spacious vanity and walk-in closets. The home also offers a dedicated laundry area, one-car garage, and front porch. Step outside to your private patio and fenced backyard, perfect for relaxing or entertaining. The community offers beautifully landscaped surroundings and great amenities. Conveniently located near shopping, dining, parks, schools, major highways, and other everyday amenities. Move-in ready and a great opportunity to own in Cutler Bay!

Virtual Tour

General Features

Property Type: Townhouse
Status: Active
Year Built: 2007
Property Condition: Resale
Number of Stories: 2
Levels: Two
Garage Spaces: 1
Attached Garage: Yes
Parking: Attached / Garage / Garage Door Opener
Living Sq Ft: 1,712
Total Sq Ft: 1,982
Structure Type: Townhouse

Interior Features

Appliances: Dryer / Dishwasher / Electric Range / Microwave / Oven / Refrigerator / Washer
Cooling: Central Air / Ceiling Fans
Heating: Central
Flooring: Tile / Wood
Interior Features: Built In Features / Bathtub / Closet Cabinetry / Eat In Kitchen / Kitchen Dining Combo / Main Level Primary / Other / Soaking Tub / Separate Shower / Upper Level Primary / Walk In Closets
Total Rooms: 1

Exterior Features

Construction: Brick / Block
Exterior Features: Outdoor Living Area
Pool Features: Association
Patio & Porch: Patio
View: Garden

Community & HOA

HOA Fee: $115 / Monthly
HOA Includes: Common Areas
Association Amenities: Clubhouse / Maintenance Grounds / Other / Playground / Pool
Community Features: Home Owners Association
Security: Other / Smoke Detectors
Pets Allowed: Yes
55+ Community: Yes
Financing Terms: Cash / Conventional
Restrictions: Other Restrictions
MLS Area: 2600

Schools

Elementary School: Dr. Edward L. Whigham
Middle School: Cutler Bay Middle
High School: Miami Southridge

About the Community

Lakes By The Bay Gee

View Community Details →

Lakes By The Bay Gee is an age-restricted 55+ community in Cutler Bay, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $429,900 to $580,000. At least one resident per home must be 55 or older. Pure Equity Realty represents buyers and sellers in Lakes By The Bay Gee at 1% listing commission. Free buyer representation.

Homes for Sale: 5
Under Contract: 1
Median List Price: $455,000
Median $/Sq Ft: $263
Avg Days on Market: 78

View all 5 homes for sale in Lakes By The Bay Gee →

Frequently Asked Questions

How do I schedule a tour of 8906 SW 224th Terrace, Cutler Bay, FL 33190?: Use the Tour button on this listing to request a showing of 8906 SW 224th Terrace, Cutler Bay, FL 33190. Pick a day and time and choose an in-person or video-chat tour, and a Pure Equity Realty agent will confirm your visit, often the same day.
Is 8906 SW 224th Terrace, Cutler Bay, FL 33190 still available?: 8906 SW 224th Terrace, Cutler Bay, FL 33190 is currently listed as Active, and has been on the market 16 days. Status updates directly from the MLS as homes go under contract, so ask us to confirm availability before you plan a visit.
How much is the monthly payment for 8906 SW 224th Terrace, Cutler Bay, FL 33190?: With 20% down ($90,000) on the $450,000 list price and a 30-year fixed loan at an illustrative 6.875% rate, the estimated principal & interest for 8906 SW 224th Terrace, Cutler Bay, FL 33190 is about $2,365/mo, before property taxes, insurance, and HOA dues. Use the payment estimate on this page to adjust the down payment and rate.
How do I get pre-approved to buy 8906 SW 224th Terrace, Cutler Bay, FL 33190?: Getting pre-approved shows sellers you're a serious buyer and clarifies your true budget before you offer on 8906 SW 224th Terrace, Cutler Bay, FL 33190. Contact Pure Equity Realty and we'll connect you with a trusted local lender to review your financing options, no obligation.
Does 8906 SW 224th Terrace, Cutler Bay, FL 33190 have an HOA fee?: Yes: 8906 SW 224th Terrace, Cutler Bay, FL 33190 carries an HOA fee of about $115 monthly. HOA dues usually cover community amenities and shared maintenance; ask us for the current budget, rules, and exactly what's included.
What schools serve 8906 SW 224th Terrace, Cutler Bay, FL 33190?: 8906 SW 224th Terrace, Cutler Bay, FL 33190 is zoned for Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments and boundaries can change year to year, so confirm current zoning with the local school district before you buy.
Can I negotiate the price of 8906 SW 224th Terrace, Cutler Bay, FL 33190?: Often, yes. The right offer on 8906 SW 224th Terrace, Cutler Bay, FL 33190 depends on how it's priced against comparable townhouse sales in Cutler Bay, how long it's been listed, and how motivated the seller is. Pure Equity Realty will run the comps and help you craft a competitive, well-supported offer.

Listing courtesy of EXP Realty, LLC

Listing information is provided by BeachesMLS, Inc.and is deemed reliable but not guaranteed accurate by the MLS or Pure Equity Realty. Information is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. © 2026 BeachesMLS, Inc. Last updated August 30, 2026.

$450,000